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Delta Dental Quoting

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ACA/Healthcare Reform

Does an adult who is not working and does not file taxes exempt from the requirement to have health insurance? Will the person have to pay the penalty when he/she decides to purchase the health insurance later on?

Individuals who cannot afford coverage, meaning the individual’s required contribution for coverage for the month exceeds 8% of the individual’s household income; as well as taxpayers with income below the filing threshold are exempt from the individual mandate and thus will not be subject to the penalty.