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PRISM - Health Net is Now Available Through Claremont!

Why Choose Health Net?
✔ Lowest rates in the market – Affordable options without compromising quality.
✔ Robust PPO network – Competes with major carriers like Anthem and Blue Shield.
✔ Flexible HMO options – Networks to fit nearly every group statewide and every budget.
✔ Simplified underwriting – Only 25% participation required for groups with 5+ enrolling. No DE9C or prior carrier bill needed.
✔ Easy-to-sell benefits – $0 deductible HMO plans + four years of rate stability.
✔ Nationwide coverage – Cigna network access for out-of-state employees + state plurality rules for group qualification.

Start Including Health Net in Your Quotes Today!
Need guidance on networks, plan designs, or have questions? We’re here to help!

Call us at 800.696.4543 | Email us at info@claremontcompanies.com.

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ACA/Healthcare Reform

Are members of a health care sharing ministry subject to the individual mandate?

Individuals who are members of a recognized health care sharing ministry are exempt from the individual mandate.

To qualify, a health care sharing ministry:

  1. must be a 501(c)(3) organization and be exempt from taxation under section 501(a)
  2. members of which must share a common set of ethical or religious beliefs and share medical expenses among members without regard to the state in which a member resides or is employed
  3. members of which must retain membership even after they develop a medical condition
  4. must have been in existence at all times since Dec. 31, 1999, and medical expenses of its members must have been shared continuously and without interruption since at least Dec. 31, 1999
  5. must conduct an annual audit performed by an independent CPA in accordance with generally accepted accounting principles and which is made available to the public upon request.

http://www.gpo.gov/fdsys/pkg/PLAW-111publ148/html/PLAW-111publ148.htm

There may be a more recent answer to this question. Contact Claremont for an update.

In our library, you’ll find carrier forms, applications, enrollment kits, broker bonuses, marketing resources, and more (video tutorial). However, not all carrier forms are available online.

If you don’t find what you are looking for, contact our team for help at 800.696.4543 or materialsrequest@claremontcompanies.com.

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