PRISM Login

To access the carrier product and rate information provided by PRISM, check the box below indicating you have read and agree to the license agreement. A button will then appear to access PRISM.

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Delta Dental Quoting

Employer contribution entered in Dental Contribution under Group Information affects the Delta Dental plans and rates returned. Please be aware that Delta Dental will require groups with 100% employer contribution to have 100% participation.

If you need assistance, please contact our Quotes team at quotes@claremontcompanies.com or 800.696.4543.

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ACA/Healthcare Reform

Do my clients still need to provide SBC’s?

Yes. Distributing a Summary of Benefits and Coverage to employees who are offered coverage through a group plan is still required. Not distributing SBC’s can lead to penalties of $1,000 or more per covered individual. SBC’s should be distributed by the employer:

  • With enrollment materials:
    • During each open enrollment for the plan that the individual is enrolled in (at a minimum).
    • For new employees added during the plan year.
  • Within 90 days after an individuals enrolls due to a qualifying event.
  • Within seven business days, if requested by an employee.
  • 60 days prior to a mid-year “material modification” of a plan.

UnitedHealthcare’s Small Employer’s Guide to SBC’s provides helpful information.