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Delta Dental Quoting

Employer contribution entered in Dental Contribution under Group Information affects the Delta Dental plans and rates returned. Please be aware that Delta Dental will require groups with 100% employer contribution to have 100% participation.

If you need assistance, please contact our Quotes team at quotes@claremontcompanies.com or 800.696.4543.

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Is there a Dental & Vision Special Enrollment Opportunity?

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Yes.

UnitedHealthcare has announced a Dental & Vision Special Enrollment Opportunity to enroll employees who previously did not enroll in Dental and/or Vision coverage. The one-time opportunity will be limited to those employees who previously waived coverage or did not elect coverage for themselves or their dependents (e.g., spouses or children).

Get the details.

Does UnitedHealthcare have some information related to employer groups returning to their worksites?

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Get the answer in UnitedHealthcare’s COVID-19 Back to Worksite FAQs.

Where can I find information on the recent COVID-19 Special Enrollment Period for medical plans?

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UnitedHealthcare’s FAQs on the Special Enrollment Period has answers to many questions.

How will UnitedHealthcare cover COVID-19 treatment?

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Get the answer in UnitedHealthcare’s COVID-19 Treatment and Coverage FAQs.

What is the “Premium Deferral Program”?

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Covered California for Small Business has introduced a flexible premium payment plan to employers who have not yet paid their premiums for April or May.

Learn more.

Is MetLife waiving the usual waiting period requirement for re-hires?

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For Group Life, AD&D, Accident and Health, Dental and Vision, if the employee’s employment is terminated and coverage lapses due to non-payment, and they return to work or are re-hired within 6 months, MetLife will reinstate their prior coverage amount without needing to provide evidence of insurability, where applicable, or satisfying benefit eligibility waiting periods. For accident and health coverage, any limitations for pre-ex conditions will be applied from the reinstatement date.

For disability coverage, if the employee’s employment is terminated and coverage lapses due to non-payment, and they return to work or are re-hired within 3 months, MetLife will reinstate their prior coverage amount without needing to provide evidence of insurability, where applicable, or satisfying benefit eligibility waiting periods. In addition, the pre-ex provision will be applied as if there was no interruption in coverage.

MetLife will continue to review the needs of their clients during this time and if additional flexibility is needed based on the duration of this pandemic, they may modify our reinstatement position.

Learn more.

Will MetLife be making any changes or having leniency for premium payments?

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MetLife understands these are challenging times for many businesses. As an accommodation to their clients, In the event premiums cannot be paid during the contract grace period, MetLife will be extending grace periods for the lesser of 90 days from premium due date or July 31, 2020, unless a different grace period is required by law.   This policy will be applied for all premiums due 3/1/2020 and forward, as well as apply to any premium within the current 30-day grace period. MetLife will continue to monitor the situation and will provide additional guidance as it becomes available.  MetLife is also monitoring state specific mandates and will comply with those mandates. As the coronavirus situation continues to evolve, MetLife will review this guidance for necessary actions and provide updates where the guidance or process has changed.

Learn more.

Is MetLife issuing premium credits to employer groups?

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Yes. Employers with fully insured dental PPO plans will receive a premium credit on a future bill in the amount of 25% for the months of April and May, 2020.

Learn more.

Is Humana extending grace periods for premium payment?

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Yes. Humana is extending its usual 30 day premium payment grace period to 60 days for California employers.

Contact Claremont for more information.

Will you waive any rehire waiting period for re-hired employees who were terminated due to COVID-19?

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ChoiceBuilder will allow the group to define the waiting period when the employee returns to work.

Learn more.