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Cigna + Oscar Withdraws from The Small Group Market

New Cigna + Oscar (C+O) small group sales and renewals will not be offered in 2025. At C+O’s request, all plans and rates have been removed from the quote engine. However, you can still quote or renew your C+O groups through December 15, 2024 by contacting us at or 800.696.4543. Please note: the last day of coverage will be December 14, 2025.

For assistance, please contact our Quotes team at or 800.696.4543.

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Are there any billing grace periods or extensions available?

To assist employer groups during this time, Beam is offering a 60-day grace period for any premium invoices for the month of March. During the 60-day grace period, Beam will continue to pay claims for active groups and members. Groups will continue to receive invoices for all outstanding premiums due, but payment for the outstanding premium would not be required for those invoices until 60 days past the first missed due date.

The extended 60-day grace period at this time applies only to March premiums. Beam is working diligently with their insurance partners and will continue to evaluate this Policy as they receive more information from NGL (they are underwritten by National Guardian Life) with regards to future premiums.

Contact Claremont for more information.

In our library, you’ll find carrier forms, applications, enrollment kits, broker bonuses, marketing resources, and more (video tutorial). However, not all carrier forms are available online.

If you don’t find what you are looking for, contact our team for help at 800.696.4543 or