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Starting July 1, Covered California for Small Business (CCSB) is offering new Blue Shield plans, providing more options for enrollees. These plans include the Access+ HMO Network with Platinum, Gold, and Silver metal tier options, as well as the Bronze Trio HMO 7000/70. The two most popular Blue Shield High Deductible Health Plans (HDHP), Silver Full PPO Savings 2300/25% and Bronze Full PPO Savings 7000 plans, are also now available.
All of these plans offer benefits such as Wellvolution, Teladoc Mental Health, Nurse Help 24/7, LifeReferrals 24/7, and the Blue Card program for when members are outside of California.Login To Prism
How are Coronavirus claims considered across the Reliance Standard Product line?
Short Term Disability
If a person is diagnosed with COVID-19, a claim for fully-insured STD benefits would likely be
payable after the elimination period if the definition of disability has been met. Individuals who
are quarantined without a diagnosis would not have a payable claim.
Long Term Disability
If a person is diagnosed with coronavirus, a claim for fully insured LTD would likely be payable after the elimination period if the definition of disability has been met. As with STD, individuals who are quarantined but not sick generally would not have a payable claim.
Group Term Life Insurance
A life claim following a COVID-19 diagnosis would likely be payable assuming all other provisions of the policy are met.
Accidental Death & Dismemberment
A COVID-19 diagnosis is not a covered condition under Reliance Standard’s Accidental Death & Dismemberment product.
Accident insurance does not provide benefits for the diagnosis or treatment of COVID-19.
Critical Illness Insurance
COVID-19 is not a covered condition under Reliance Standard’s Critical Illness product.
Admission/confinement due to a positive diagnosis of COVID-19 may be considered for eligible benefits provided all other provisions of the policy are met.
COVID-19 testing is not a covered test under our Wellness Benefit; however, most major medical plans and many government programs provide free COVID-19 testing.
For any individuals experiencing panic, anxiety or fear, or are in need of community resource referrals for child care or life management needs, an EAP provides work-life referrals that can help. This value-added service is optional on Reliance Standard’s LTD and Group Life contracts. Contact Claremont to confirm coverage.
Reliance Standard Coronavirus Response page, with links to general FAQs and Dental and Vision FAQs.
There may be a more recent answer to this question. Contact Claremont for an update.