To access the carrier product and rate information provided by PRISM, check the box below indicating you have read and agree to the license agreement. A button will then appear to access PRISM.

This site uses cookies to track your agreement option. If the terms of the license agreement change or if you clear the cookies from your browser, this page will appear once again during the PRISM login process.

Covered California for Small Business –
New Blue Shield Plans

Starting July 1, Covered California for Small Business (CCSB) is offering new Blue Shield plans, providing more options for enrollees. These plans include the Access+ HMO Network with Platinum, Gold, and Silver metal tier options, as well as the Bronze Trio HMO 7000/70. The two most popular Blue Shield High Deductible Health Plans (HDHP), Silver Full PPO Savings 2300/25% and Bronze Full PPO Savings 7000 plans, are also now available.

All of these plans offer benefits such as Wellvolution, Teladoc Mental Health, Nurse Help 24/7, LifeReferrals 24/7, and the Blue Card program for when members are outside of California.

For assistance, please contact our Quotes team at or 800.696.4543.

Login To Prism

Paycheck Protection Program (PPP)

What happens to PPP loan forgiveness when EEs decide not to come back to work?

The Paycheck Protection Program created by the CARES Act includes a provision that loans will be fully forgiven when used for payroll costs, interest on mortgages, rent, and utilities, provided the business maintains their payroll at a level equal to what it was before the Coronavirus impacted the business.

But what happens if laid off employees refuse to come back to work? The Small Business Administration (SBA) addresses this question in an updated FAQ released on May 19, 2020. In short, loan forgiveness will not be impacted if the business laid off an employee, and then makes an offer of re-employment to the employee which the employee then refuses, as long as the layoff, offer of re-employment and refusal are all documented.

The full question and answer (#40) can be found in the SBA Paycheck Protection Program Loans, Frequently Asked Questions (FAQs).


Helpful Resources

Small Business Administration:

Paycheck Protection Program Loans, Frequently Asked Questions (FAQs). Updated May 19, 2020.

Paycheck Protection Program Loan Information

Claremont Insurance Services and its affiliates do not provide tax, legal or accounting advice. This material has been prepared for informational purposes only, and is not intended to provide, and should not be relied on for, tax, legal or accounting advice. You should consult your own tax, legal and accounting advisors before engaging in any transaction.

In our library, you’ll find carrier forms, applications, enrollment kits, broker bonuses, marketing resources, and more (video tutorial). However, not all carrier forms are available online.

If you don’t find what you are looking for, contact our team for help at 800.696.4543 or