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Cigna + Oscar Withdraws from
The Small Group Market

New Cigna + Oscar (C+O) small group sales and renewals will not be offered in 2025. At C+O’s request, all plans and rates have been removed from the quote engine. However, you can still quote or renew your C+O groups through December 15, 2024 by contacting us at or 800.696.4543. Please note: the last day of coverage will be December 14, 2025.

For assistance, please contact our Quotes team at or 800.696.4543.

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Paycheck Protection Program (PPP)

What is the Paycheck Protection Program Flexibility Act (PPPFA)?

President Trump signed the Paycheck Protection Program Flexibility Act (PPPFA) on June 5, 2020. The new law makes some significant changes to the Paycheck Protection Program (PPP), providing much flexibility to businesses who have taken a PPP loan. The new law makes five main changes to the PPP: 

  1. Changes amount of loan needed for payroll to 60%. 
  2. Extends time period to use funds from 8 to 24 weeks. 
  3. Pushes back a June 30 deadline to rehire workers to December 31, 2020. 
  4. Eases rehire requirements. 
  5. Extends the repayment term from 2 years to 5. 

This helpful Forbes article provides more information.

Claremont Insurance Services and its affiliates do not provide tax, legal or accounting advice. This material has been prepared for informational purposes only, and is not intended to provide, and should not be relied on for, tax, legal or accounting advice. You should consult your own tax, legal and accounting advisors before engaging in any transaction. 

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