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Starting July 1, Covered California for Small Business (CCSB) is offering new Blue Shield plans, providing more options for enrollees. These plans include the Access+ HMO Network with Platinum, Gold, and Silver metal tier options, as well as the Bronze Trio HMO 7000/70. The two most popular Blue Shield High Deductible Health Plans (HDHP), Silver Full PPO Savings 2300/25% and Bronze Full PPO Savings 7000 plans, are also now available.
All of these plans offer benefits such as Wellvolution, Teladoc Mental Health, Nurse Help 24/7, LifeReferrals 24/7, and the Blue Card program for when members are outside of California.
For assistance, please contact our Quotes team at quotes@claremontcompanies.com or 800.696.4543.
Login To PrismThe CARES Act (or Coronavirus Aid, Relief, and Economic Security Act) was passed into law on March 26, 2020. The new law is a $2 trillion economic stimulus package designed to mitigate some of the economic damage caused by the Coronavirus and contains billions of dollars in loans, grants and direct payments to help individuals and businesses, medical care providers and states and localities hit hard by the Coronavirus. The Act contains numerous provisions, several of which have a large impact on small businesses:
Payroll Protection Program that provides low cost forgivable loans to small businesses in order that they can continue to fund employee payroll and benefits.
Economic Injury Disaster Loans (EIDL). The CARES Act expands this longstanding Small Business Administration (SBA) program. The EIDL program assist businesses, renters, and homeowners located in regions affected by declared disasters.
$10,000 grants available to small businesses.
Employee Retention Tax Credit for employers who are closed, partially closed, or experiencing significant revenue losses as a result of the Coronavirus. The goal of the tax credits is to keep employees employed, to incentivize hiring back of employees, or to put employees on a paid furlough to make sure they have jobs to return to when the crises passes.
Helpful Resources
US Chamber of Commerce
CARES ACT: What Small Businesses Need to Know
Claremont Insurance Services and its affiliates do not provide tax, legal or accounting advice. This material has been prepared for informational purposes only, and is not intended to provide, and should not be relied on for, tax, legal or accounting advice. You should consult your own tax, legal and accounting advisors before engaging in any transaction.
Yes. The CARES Act created a Paycheck Protection Program administered by the US Small Business Administration (SBA) that provides low cost forgivable loans to small businesses.
The CARES Act expands the Small Business Administration (SBA)’s long-standing Economic Injury Disaster Loan Program (EIDL). The EIDL program assist businesses, renters, and homeowners located in regions affected by declared disasters.
Helpful Resources
US Chamber of Commerce
Guide to SBA’s Economic Injury Disaster Loans
Claremont Insurance Services and its affiliates do not provide tax, legal or accounting advice. This material has been prepared for informational purposes only, and is not intended to provide, and should not be relied on for, tax, legal or accounting advice. You should consult your own tax, legal and accounting advisors before engaging in any transaction.
Yes. Small business applicants for an SBA Economic Injury Disaster Loan (EIDL) can receive a $10,000 emergency grant within three days of application (through Dec. 31, 2020). There is no obligation to repay the grant. To receive the $10,000 emergency grant, it is not necessary to have an approved EIDL loan. However, if the PPP loan is secured, the $10,000 grant will be subtracted from the forgiveness amount.
Helpful Resources
US Chamber of Commerce
Guide to SBA’s Economic Injury Disaster Loans
Claremont Insurance Services and its affiliates do not provide tax, legal or accounting advice. This material has been prepared for informational purposes only, and is not intended to provide, and should not be relied on for, tax, legal or accounting advice. You should consult your own tax, legal and accounting advisors before engaging in any transaction.
Yes. The CARES Act created a new Employee Retention Tax Credit for employers who are closed, partially closed, or experiencing significant revenue losses as a result of the Coronavirus. The goal of the tax credits is to keep employees employed, to incentivize hiring back of employees, or to put employees on a paid furlough to make sure they have jobs to return to when the crises passes.
Note: These tax credits are unrelated to the tax credits available through the FFCRA.
Helpful Resources
US Chamber of Commerce
Guide to the Employee Retention Tax Credit
US Internal Revenue Service (IRS)
Coronavirus Tax Relief web page, including information of the Employee Retention Tax Credit
Claremont Insurance Services and its affiliates do not provide tax, legal or accounting advice. This material has been prepared for informational purposes only, and is not intended to provide, and should not be relied on for, tax, legal or accounting advice. You should consult your own tax, legal and accounting advisors before engaging in any transaction.
The CARES Act created a new Employee Retention Tax Credit for employers who are closed, partially closed, or experiencing significant revenue losses as a result of the Coronavirus. The goal of the tax credits is to keep employees employed, to incentivize hiring back of employees, or to put employees on a paid furlough to make sure they have jobs to return to when the crises passes.
Note: These tax credits are unrelated to the tax credits available through the FFCRA.
Helpful Resources
US Chamber of Commerce
Guide to the Employee Retention Tax Credit
US Internal Revenue Service (IRS)
Coronavirus Tax Relief web page, including information of the Employee Retention Tax Credit
Claremont Insurance Services and its affiliates do not provide tax, legal or accounting advice. This material has been prepared for informational purposes only, and is not intended to provide, and should not be relied on for, tax, legal or accounting advice. You should consult your own tax, legal and accounting advisors before engaging in any transaction.