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PRISM - Health Net is Now Available Through Claremont!

Why Choose Health Net?
Lowest rates in the market – Affordable options without compromising quality.
Robust PPO network – Competes with major carriers like Anthem and Blue Shield.
Flexible HMO options – Networks to fit nearly every group statewide and every budget.
Simplified underwriting – Only 25% participation required for groups with 5+ enrolling. No DE9C or prior carrier bill needed.
Easy-to-sell benefits – $0 deductible HMO plans + four years of rate stability.
Nationwide coverage – Cigna network access for out-of-state employees + state plurality rules for group qualification.

Start Including Health Net in Your Quotes Today!
Need guidance on networks, plan designs, or have questions? We’re here to help!

Call us at 800.696.4543 | Email us at info@claremontcompanies.com.

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SAHU Lunch and Learn: Leveraging Executive DI to Properly Cover Highly Compensated Executives & Owners

SAHU Lunch and Learn: Leveraging Executive DI to Properly Cover Highly Compensated Executives & Owners

Date: January 19, 2022
Time: 
12:00 pm – 1:15 pm
Place:
Online
Cost: $15 Members, $30 Non-Members

Speaker: Kerrigan R. Kahl, Managing Partner, Chimienti & Associates

This course reviews the financial protection issues that are common with privately-held companies and the risk to the owner(s) and key executives. They will discuss how to identify clients who are potentially at risk and how to conduct a proper initial assessment and what tools/resources are available to agents to help them evaluate and design an executive DI program. This includes reviewing and comparing different strategies, potential taxability of benefits, IRS “gross up” provisions and policy ownership. Lastly, the course will identify situations that would require additional outside advisors, such as, CPA’s or legal counsel.

Learning Objectives:
• Understand the financial protection issues owners and highly compensated executives face.
• Identity clients who may face these issues.
• How to integrate into the annual planning process.
• Conduct an assessment to identity gaps and what external tools/resources you may need to employ as part of the process.
• Understand how different income replacement programs can be structured to lower costs and maximize benefits.
• Understand what additional resources and tools you may need.

For more information, call 916.565.6553, email info@sahu-ca.com or visit sahu-ca.org. Register now.

Register Now!

 

 

In our library, you’ll find carrier forms, applications, enrollment kits, broker bonuses, marketing resources, and more (video tutorial). However, not all carrier forms are available online.

If you don’t find what you are looking for, contact our team for help at 800.696.4543 or materialsrequest@claremontcompanies.com.