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Cigna + Oscar Withdraws from
The Small Group Market

New Cigna + Oscar (C+O) small group sales and renewals will not be offered in 2025. At C+O’s request, all plans and rates have been removed from the quote engine. However, you can still quote or renew your C+O groups through December 15, 2024 by contacting us at or 800.696.4543. Please note: the last day of coverage will be December 14, 2025.

For assistance, please contact our Quotes team at or 800.696.4543.

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SDAHU Lunch Meeting

SDAHU Lunch Meeting

Date: October 21, 2021
11:30 am to 1:30 pm
Location: Handlery Hotel, 950 Hotel Circle North, San Diego 92108
Cost: $25 Members and First-Time Guests, $50 Non-Members

CA State Mandated Retirement Plans: A New Employer Requirement


  • Raymond McMannis, EVP Business Development, CPS Insurance Services
  • Jim Moore, VP, Retirement Plan Services, CPS Insurance Services
  • Taffy Guillen, Managing Director of Client Services, CPS Insurance Services

CA Senate Bill 1234 mandates that all employers offer a retirement plan to their employees or join the CalSavers plan. Not doing so will result in fines. The previous deadline for employers with 100+ employees was September 2020. The current deadline for employers with 50+ employees is June 2021, 5+ employees is June 2022. Part-time employees are included.

CalSavers penalties are high for not establishing a plan by the deadline – up-to-$250 per employee after 90 days of being served notice, which increases to $500 per employee after 180 days. Penalties do not apply to employers already offering an employer-sponsored retirement plan like a 401(k).

Given that your employer clients and perhaps your own agency must comply, SDAHU and CPS Insurance Services are pleased to share information about CalSavers, Allowable Exemptions, and Solutions for Your Clients.

Learn how to free your clients from the state requirement and chart their own futures, while getting paid in the process.

For more information contact Gail James Clarke at 858.883.2486 or, or visit Register now!

Register Now!




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