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Why Choose Health Net?
✔ Lowest rates in the market – Affordable options without compromising quality.
✔ Robust PPO network – Competes with major carriers like Anthem and Blue Shield.
✔ Flexible HMO options – Networks to fit nearly every group statewide and every budget.
✔ Simplified underwriting – Only 25% participation required for groups with 5+ enrolling. No DE9C or prior carrier bill needed.
✔ Easy-to-sell benefits – $0 deductible HMO plans + four years of rate stability.
✔ Nationwide coverage – Cigna network access for out-of-state employees + state plurality rules for group qualification.
Start Including Health Net in Your Quotes Today!
Need guidance on networks, plan designs, or have questions? We’re here to help!
Call us at 800.696.4543 | Email us at info@claremontcompanies.com.
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Starting with coverage effective October 1st, employers may offer Covered California for Small Business plans from two adjacent metal tiers. The two tiers will not be available for existing groups until they come up for renewal. No exceptions for mid-year contract plan changes.
Valid waivers include enrollment in coverage through:
If employers choose to offer coverage to part-time employees that work between 20 and 29 hours a week, they must offer coverage to all those part-time employees.
The Affordable Care Act, does not require small employers to offer health care coverage. If the small employer chooses to offer coverage, in order to be eligible for SHOP the employer has to elect to offer, at a minimum, all full-time employees coverage in a Covered California Health Insurance Plan through the SHOP and meet a minimum employee participation rate of 70%. The employees who are covered through their spouse’s union would be counted as valid waivers.
See pages 4-5 in the Eligibility and Enrollment for the Small Business Health Options Program participant guide for the eligibility requirements for SHOP.
The dependents would not be eligible to join an employee-only group plan.
Starting with coverage effective October 1st, employers may offer Covered California for Small Business plans from two adjacent metal tiers. The two tiers will not be available for existing groups until they come up for renewal. No exceptions for mid-year contract plan changes.
See document checklist on page 1 of the employer application:
https://www.coveredca.com/PDFs/paper_application/SHOP-Employer-Application.pdf
Yes.
In the small group market, for one month each year, a health insurance issuer must offer coverage to employers who do not meet contribution or participation requirements. This special enrollment period (SEP) starts on November 15 and continues through December 15 for coverage effective January 1.