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Starting July 1, Covered California for Small Business (CCSB) is offering new Blue Shield plans, providing more options for enrollees. These plans include the Access+ HMO Network with Platinum, Gold, and Silver metal tier options, as well as the Bronze Trio HMO 7000/70. The two most popular Blue Shield High Deductible Health Plans (HDHP), Silver Full PPO Savings 2300/25% and Bronze Full PPO Savings 7000 plans, are also now available.
All of these plans offer benefits such as Wellvolution, Teladoc Mental Health, Nurse Help 24/7, LifeReferrals 24/7, and the Blue Card program for when members are outside of California.Login To Prism
The Health and Dental Plans page on the Covered California for Small Business (CCSB) web site provides a wealth of information about the carriers and plans sold through CCSB:
We recommend you bookmark CCSB’s Health and Dental Plans page. At Claremont, we use the resources contained in it extensively.
Yes. Plan changes are permitted under the following conditions:
This policy applies to both new and renewing CCSB groups.
No, that’s incorrect. Covered California for Small Business is a health insurance marketplace that offers any California small business (1-100 employees) a choice of quality, affordable health insurance from multiple trusted carriers.
A wide range of California employers benefit from the many advantages offered by Covered California for Small Business. Discover the advantages here.
Individuals enrolled in an employer-sponsored plan, including retiree coverage, are not eligible for the premium tax credit, even if the employer plan is unaffordable or fails to provide minimum value. The individual may be eligible for a premium tax credit for another family member who enrolls in Marketplace coverage and is not enrolled in the employer plan
The individual may be eligible for the premium tax credit if the individual declines the coverage from a former employer, such as COBRA or retiree coverage, even if it is affordable and provides minimum value.
If the individual declines the COBRA coverage, even if it is affordable and provides minimum value, the individual may be eligible for the premium tax credit.
Assuming they purchased coverage through Covered California for Small Business (CCSB), the CCSB market identifier is: 0CA (the first character is a zero).
An employer may include amounts paid toward dependent coverage when determining employer premiums paid for purposes of the small business tax credit. To get the credit, an employer is not required to pay for all or even a portion of dependent coverage, but to the extent the employer pays these amounts, they may be included in employer premiums paid when calculating the credit. Additionally, the employer will not fail to satisfy the uniform percentage requirement by contributing different amounts toward dependent coverage under I.R.C. § 45R.
Mid-year enrollment changes should be communicated using the Covered California for Small Business Change Request Form for Employees.
Per Section 6526 and pursuant to Health and Safety Code 1357.504 (d) and Insurance Code Section 10753.06.5 (d), once coverage is approved and effectuated, the employer can exercise the right to change coverage with the same carrier within the first 30 days. Other changes, such as requesting to change from one carrier to another, requesting to add dental, requesting to add members/dependents, are evaluated as an exception.