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Delta Dental Quoting

Employer contribution entered in Dental Contribution under Group Information affects the Delta Dental plans and rates returned. Please be aware that Delta Dental will require groups with 100% employer contribution to have 100% participation.

If you need assistance, please contact our Quotes team at or 800.696.4543.

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ACA-Compliant Small Group Plan Rate Factors

The ACA Premium Rate Factors – What Employers Need to Know

As employers receive their carrier renewal statements, and review their 2016 health benefit packages, they’ll notice only ACA-compliant plans will be offered. The new benefits, cost-sharing, and rating methodology of ACA-compliant plans are expected to substantially impact premiums, in excess of the annual premium changes offered to employers over the past 20 years.

Most carrier renewal statements will include some level of comparison between current and renewal premiums, but they will not explain where or how the changes will affect premiums. Employers will therefore be approaching brokers for explanations about the changes and premium adjustments.

To understand the changes, easily compare plans, and prepare your employers for the financial implications, access our comprehensive easy-to-use guides and videos below.

Successfully Advise and Retain Your Clients with These Essential Resources:

  • Executive Summary
    A one-page overview of the primary factors that impact ACA-compliant plan premiums.
  • The Broker’s Guide
    A detailed review of the factors that impact premiums; distillation of the law, carrier policies and procedures; plus practical examples and valuable analyses.


Watch Videos 2-4

Download the HHS Default Standard Age Curve to learn more.


Contact your Claremont team at 800.696.4543 or