PRISM Login

To access the carrier product and rate information provided by PRISM, check the box below indicating you have read and agree to the license agreement. A button will then appear to access PRISM.

This site uses cookies to track your agreement option. If the terms of the license agreement change or if you clear the cookies from your browser, this page will appear once again during the PRISM login process.

PRISM - Health Net is Now Available Through Claremont!

Why Choose Health Net?
Lowest rates in the market – Affordable options without compromising quality.
Robust PPO network – Competes with major carriers like Anthem and Blue Shield.
Flexible HMO options – Networks to fit nearly every group statewide and every budget.
Simplified underwriting – Only 25% participation required for groups with 5+ enrolling. No DE9C or prior carrier bill needed.
Easy-to-sell benefits – $0 deductible HMO plans + four years of rate stability.
Nationwide coverage – Cigna network access for out-of-state employees + state plurality rules for group qualification.

Start Including Health Net in Your Quotes Today!
Need guidance on networks, plan designs, or have questions? We’re here to help!

Call us at 800.696.4543 | Email us at info@claremontcompanies.com.

Login To Prism

ACA-Compliant Small Group Plan Rate Factors

The ACA Premium Rate Factors – What Employers Need to Know

As employers receive their carrier renewal statements, and review their 2016 health benefit packages, they’ll notice only ACA-compliant plans will be offered. The new benefits, cost-sharing, and rating methodology of ACA-compliant plans are expected to substantially impact premiums, in excess of the annual premium changes offered to employers over the past 20 years.

Most carrier renewal statements will include some level of comparison between current and renewal premiums, but they will not explain where or how the changes will affect premiums. Employers will therefore be approaching brokers for explanations about the changes and premium adjustments.

To understand the changes, easily compare plans, and prepare your employers for the financial implications, access our comprehensive easy-to-use guides and videos below.

Successfully Advise and Retain Your Clients with These Essential Resources:

  • Executive Summary
    A one-page overview of the primary factors that impact ACA-compliant plan premiums.
  • The Broker’s Guide
    A detailed review of the factors that impact premiums; distillation of the law, carrier policies and procedures; plus practical examples and valuable analyses.

 

Watch Videos 2-4

Download the HHS Default Standard Age Curve to learn more.


Questions?

Contact your Claremont team at 800.696.4543 or ACA@claremontcompanies.com.

 

In our library, you’ll find carrier forms, applications, enrollment kits, broker bonuses, marketing resources, and more (video tutorial). However, not all carrier forms are available online.

If you don’t find what you are looking for, contact our team for help at 800.696.4543 or materialsrequest@claremontcompanies.com.