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Covered California for Small Business –
New Blue Shield Plans

Starting July 1, Covered California for Small Business (CCSB) is offering new Blue Shield plans, providing more options for enrollees. These plans include the Access+ HMO Network with Platinum, Gold, and Silver metal tier options, as well as the Bronze Trio HMO 7000/70. The two most popular Blue Shield High Deductible Health Plans (HDHP), Silver Full PPO Savings 2300/25% and Bronze Full PPO Savings 7000 plans, are also now available.

All of these plans offer benefits such as Wellvolution, Teladoc Mental Health, Nurse Help 24/7, LifeReferrals 24/7, and the Blue Card program for when members are outside of California.

For assistance, please contact our Quotes team at or 800.696.4543.

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ACA-Compliant Small Group Plan Rate Factors

The ACA Premium Rate Factors – What Employers Need to Know

As employers receive their carrier renewal statements, and review their 2016 health benefit packages, they’ll notice only ACA-compliant plans will be offered. The new benefits, cost-sharing, and rating methodology of ACA-compliant plans are expected to substantially impact premiums, in excess of the annual premium changes offered to employers over the past 20 years.

Most carrier renewal statements will include some level of comparison between current and renewal premiums, but they will not explain where or how the changes will affect premiums. Employers will therefore be approaching brokers for explanations about the changes and premium adjustments.

To understand the changes, easily compare plans, and prepare your employers for the financial implications, access our comprehensive easy-to-use guides and videos below.

Successfully Advise and Retain Your Clients with These Essential Resources:

  • Executive Summary
    A one-page overview of the primary factors that impact ACA-compliant plan premiums.
  • The Broker’s Guide
    A detailed review of the factors that impact premiums; distillation of the law, carrier policies and procedures; plus practical examples and valuable analyses.


Watch Videos 2-4

Download the HHS Default Standard Age Curve to learn more.


Contact your Claremont team at 800.696.4543 or


In our library, you’ll find carrier forms, applications, enrollment kits, broker bonuses, marketing resources, and more (video tutorial). However, not all carrier forms are available online.

If you don’t find what you are looking for, contact our team for help at 800.696.4543 or