To access the carrier product and rate information provided by PRISM, check the box below indicating you have read and agree to the license agreement. A button will then appear to access PRISM.

This site uses cookies to track your agreement option. If the terms of the license agreement change or if you clear the cookies from your browser, this page will appear once again during the PRISM login process.

Blue Shield - New Virtual Blue Plans

The Virtual Blue plans give members (small and large groups) the choice of virtual or in-person care. Virtual care includes $0 unlimited visits to primary care, behavioral health and specialty care through a new partnership with AccoladeCare. In-person care is available through the Tandem PPO network in California and via BlueCard when outside of the state.

The two Virtual Blue small group plans available in PRISM are the Virtual Blue Gold Tandem PPO 1500/45 and Virtual Blue Bronze Tandem PPO 7500/75. These can be identified by ‘Virtual Blue’ in the plan name.

When using the PRISM filter options for Narrow or Broad networks, select ‘All’ networks instead of ‘Broad’ only networks to generate plans for Blue Shield’s Virtual Blue, Trio HMO, and Tandem PPO plans.

If you need assistance, please contact our Quotes team at or 800.696.4543.

Login To Prism

Help Your Clients Fund Their Benefits with The New Federal Paycheck Protection Program

Help Your Clients Fund Their Benefits with The New Federal Paycheck Protection Program

Apr 6, 2020, 2 Minute Read

No-Cost, Forgivable Government Loans

Good news. Your small business clients can continue to pay employees and fund their benefits through new no-cost, forgivable government loans.

The new loans are available through the Small Business Paycheck Protection Program, part of the CARES Act that became law on March 26, 2020. These loans are for employers with fewer than 500 employees. Depending on the employer’s use of the loan, up to 100% of the loan may be forgiven.

Depending on your business structure your business may too be eligible for Paycheck Protection Program loans.

Gain a high-level understanding of the new Paycheck Protection Program, ensure your small business clients are aware of the program and be positioned to provide resources. Claremont is here to help you with the information you need now.

Summary: Small Business Paycheck Protection Program

At its core, the Paycheck Protection Program provides federally-backed loans to small businesses that are forgiven as long as payroll costs are maintained equal to what they were before the Coronavirus impacted the business. Many financial experts are explaining that in essence, the loans become grants if the business maintains its payroll costs.

You can find more details in the Resources section below.

Next Steps

  1. Start the conversation with your small business clients about how they can best continue providing benefits to employees.
  2. Advise your clients that benefits can be funded through the Paycheck Protection Program. Provide them with the resources below.
  3. Recommend to your clients that they talk through the available assistance with their financial and banking advisors.
  4. Let us know if there is any way we can assist. While we are not licensed to provide financial or tax advice, we may be able to help in other ways, including if you or your clients have questions about how to maintain employee benefits. Contact us at


The US Chamber of Commerce Paycheck Protection Program guide helps small businesses understand the Paycheck Protection Program and file for a loan.

The US Department of the Treasury  Paycheck Protection Program web page includes several helpful resources, including a Paycheck Protection Program Factsheet for Borrowers that provides even more details.

The US Small Business Administration (SBA) Paycheck Protection Program web page provides information on the program, who can apply, how to apply, loan details and forgiveness, and more.

Claremont Insurance Services and its affiliates do not provide tax, legal, or accounting advice. This material has been prepared for informational purposes only, and is not intended to provide, and should not be relied on for, tax, legal, or accounting advice. You should consult your own tax, legal, and accounting advisors before engaging in any transaction.


Contact the small group experts at 800.696.4543 or