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Starting July 1, Covered California for Small Business (CCSB) is offering new Blue Shield plans, providing more options for enrollees. These plans include the Access+ HMO Network with Platinum, Gold, and Silver metal tier options, as well as the Bronze Trio HMO 7000/70. The two most popular Blue Shield High Deductible Health Plans (HDHP), Silver Full PPO Savings 2300/25% and Bronze Full PPO Savings 7000 plans, are also now available.
All of these plans offer benefits such as Wellvolution, Teladoc Mental Health, Nurse Help 24/7, LifeReferrals 24/7, and the Blue Card program for when members are outside of California.Login To Prism
Given today’s tight labor market and rising wages, employers are concerned about the cost of health premiums, especially since recent inflation suggests larger increases are imminent. And as disclosed in the Kaiser Family Foundation (KFF) survey, employers continue to be anxious about meeting the mental health needs of their employees and their dependents.
Conducted from February through July 2022, the KFF 2022 Employer Health Benefits Survey, of 2,188 randomly selected private and non-federal public firms of three or more workers, reveals that workers at small firms pay more in premiums and face higher deductibles than workers at large firms.
In 2022, the average annual premiums for employer-sponsored health insurance are $7,911 for single coverage and $22,463 for family coverage. In contrast to the lack of premium growth in 2022, workers’ wages increased 6.7% and inflation increased 8%.
Check out the KFF 2022 Employer Health Benefits Survey to ensure that you and your clients are up to date with the latest employer-sponsored coverage data. Contact us today to develop tailored benefits solutions that address your clients’ needs.
KFF 2022 Employer Health Benefits Survey
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