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Why Choose Health Net?
✔ Lowest rates in the market – Affordable options without compromising quality.
✔ Robust PPO network – Competes with major carriers like Anthem and Blue Shield.
✔ Flexible HMO options – Networks to fit nearly every group statewide and every budget.
✔ Simplified underwriting – Only 25% participation required for groups with 5+ enrolling. No DE9C or prior carrier bill needed.
✔ Easy-to-sell benefits – $0 deductible HMO plans + four years of rate stability.
✔ Nationwide coverage – Cigna network access for out-of-state employees + state plurality rules for group qualification.
Start Including Health Net in Your Quotes Today!
Need guidance on networks, plan designs, or have questions? We’re here to help!
Call us at 800.696.4543 | Email us at info@claremontcompanies.com.
Login To PrismChoosing the right dental benefits can be challenging – especially for a small business. With MetLife, it’s easy to offer a dental plan that helps balance costs while meeting employer and employee needs.
Dental benefits are an important and highly visible part of an employer’s benefits program. Not only do 70% of employees consider dental coverage a must-have benefit¹, but it’s also coverage they’re likely to use regularly. And with each visit to the dentist, they’re evaluating the value of the plan, the savings, and the provider network.
Flexibility to See Any Dentist
MetLife’s dental plans offer a comprehensive range of options to meet employer objectives and diverse employee needs, including the choice of visiting dentists in or out of network.
Extensive Provider Network and Cost Savings²
With a PPO network that includes 521,000+ dentist access points nationwide³, MetLife’s dental plans include network discounts that average 30% to 45% below community average charges4.
MetLife’s high in-network utilization is 6.5% higher than the industry average5, indicating that MetLife offers more savings for the dentists that employees prefer.
In addition, MetLife’s network providers are held to the network’s discounted fee schedule. So there are no unexpected costs for plan participants, even if they exceed the annual maximum benefit and frequency and age limitations.
Provider Quality
A network is only as good as the quality of the dentists who participate. MetLife’s extensive vetting process before dentists join its network, continual monitoring, and re-credentialing process every three years ensures a stable network that helps provide employees with access to quality consistent care.
Help your small business clients deliver dental benefits that help increase employee satisfaction, retention, and recruitment. To learn more, download the flyer.
Secure a 5% discount on dental rates when bundling a second line of coverage. To learn more about this and other MetLife incentives, contact us today at 800.696.4543 or info@claremontcompanies.com.
Questions?
Contact your Claremont Answer Team at 800.696.4543 or info@claremontcompanies.com.
¹MetLife’s 19th Annual U.S. Employee Benefits Trends Study, 2021.
²Savings from enrolling in a dental benefits plan will depend on various factors including the cost of the plan, how often participants visit the dentist and the cost of services rendered.
³MetLife PDP Plus data as of 2020.
4Based on MetLife internal data.
5Dental Actuarial Analytics, Dental PPO Network Study, 2019 edition.
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