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Covered California for Small Business –
New Blue Shield Plans

Starting July 1, Covered California for Small Business (CCSB) is offering new Blue Shield plans, providing more options for enrollees. These plans include the Access+ HMO Network with Platinum, Gold, and Silver metal tier options, as well as the Bronze Trio HMO 7000/70. The two most popular Blue Shield High Deductible Health Plans (HDHP), Silver Full PPO Savings 2300/25% and Bronze Full PPO Savings 7000 plans, are also now available.

All of these plans offer benefits such as Wellvolution, Teladoc Mental Health, Nurse Help 24/7, LifeReferrals 24/7, and the Blue Card program for when members are outside of California.

For assistance, please contact our Quotes team at or 800.696.4543.

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MetLife – The Critical Role for Disability Insurance

MetLife – The Critical Role for Disability Insurance

MetLife – The Critical Role for Disability Insurance

Oct 16, 2023, 2 Minute Read

In the ever-evolving landscape of employee benefits, the demand for disability insurance (DI) has surged 9% year-over-year, making it the fasted-growing benefit. In fact, 60% of employees now consider disability insurance a “must-have” benefit, second only to medical insurance. 

Now more than ever, inclusive benefits packages are essential. It’s worth noting that employees from historically marginalized backgrounds, such as women, Black and Hispanic employees, and LGBTQIA+ community members, are more likely to consider DI indispensable. And employees with DI are 26% more likely to view their benefits package as inclusive.

Despite this increased demand, there remains a significant gap between interest and access. Currently, only 35% of employees have access to DI, down from 58% in 2019. What’s more, less than 3 in 5 employees are satisfied with their benefits that allow them to take time away from work, which hinders their ability to balance their professional and personal lives.

This “must-have” benefits gap directly impacts talent management. Employees with access to DI report greater benefits satisfaction, improved financial and mental health, and enhanced loyalty, compared to employees without access to DI.

Strategies to Boost Talent Management Outcomes with DI

  1. Offer Access to DI: Providing access is the critical first step in meeting employee demand.
  2. Educate Employees on All Options: Clear communications ensure employees understand the benefits available to them. Employees who fully understand their benefits are 2.4 times more likely to be satisfied with their benefits.
  3. Champion Work-Life Balance as a Core Workplace Value. Messaging should showcase how the company holistically supports employees both on and off the job.

In today’s competitive job market, a healthy work-life balance is critical and benefits that enable employees to take time away from work have never been more essential. Offering these benefits not only boosts recruitment, retention, engagement, and loyalty but also gives your clients a competitive advantage. Learn more.

Don’t miss this opportunity to offer valuable DI coverage and help your clients demonstrate their commitment to the well-being of their employees, thereby fostering a more loyal and productive workforce.

Contact us today for a MetLife disability insurance quote!

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