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MetLife – The Value of Dental Provider Networks

Dec 28, 2020, 2 Minute Read

What makes a dental network great?

Employees rank dental coverage as one of their top five must-have benefits¹. But providing a quality dental plan requires more than simply looking at the size of the network. A strong dental provider network can increase satisfaction and savings for important and visible benefits.

The value of a dental network is not just about the number of providers. It’s also about:

• Discounts and Utilization Rates
  MetLife’s discounts average 30% to 45% below community average charges². And, with its high in-network utilization of 67% nationally³, it’s clear MetLife is offering deep discounts on the dentists that employees are seeing most often.
• Provider Quality
  A network is only as good as the quality of the dentists who participate. That’s why the vetting, education, and monitoring of network providers is essential to ensuring a stable network that helps provide employees with access to appropriate and consistent care. After extensive reviews to analyze the licensing, sanctions, malpractice history, and overall practice patterns of each provider,  MetLife typically rejects around 9% of provider applications upfront, higher than the industry average⁴. 
• Cost Protections
  Comprehensive cost protections help prevent dentists from inappropriately billing patients for dental services at the point of claim, which helps prevent the erosion of discounts and value. MetLife’s network providers are held to a discounted fee schedule so there are no unexpected costs, even if a plan participant exceeds the annual maximum benefit and frequency and age limitations.⁵

The combination of network size, discounts, quality, and cost protections gives a dental network the power to drive satisfaction and savings for both employers and employees. Help your clients understand the true value of provider networks by delivering the right dental plan – and network – to their employees. To learn more, download the MetLife flyer and visit MetLife’s website.

Start quoting MetLife dental today.

Questions?
Contact your Claremont team at 800.696.4543 or info@claremontcompanies.com.

¹MetLife Employee Benefits Trends Study, 2020.
²Based on MetLife internal data.
³Dental Actuarial Analytics, Dental PPO Network Study, 2018 edition.
⁴Ruark Consulting Dental PPO Network Study,2018 edition.

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