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Covered California for Small Business –
New Blue Shield Plans

Starting July 1, Covered California for Small Business (CCSB) is offering new Blue Shield plans, providing more options for enrollees. These plans include the Access+ HMO Network with Platinum, Gold, and Silver metal tier options, as well as the Bronze Trio HMO 7000/70. The two most popular Blue Shield High Deductible Health Plans (HDHP), Silver Full PPO Savings 2300/25% and Bronze Full PPO Savings 7000 plans, are also now available.

All of these plans offer benefits such as Wellvolution, Teladoc Mental Health, Nurse Help 24/7, LifeReferrals 24/7, and the Blue Card program for when members are outside of California.

For assistance, please contact our Quotes team at or 800.696.4543.

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Sterling Administration Year-End HSA and FSA Tips and Reminders

Sterling Administration Year-End HSA and FSA Tips and Reminders

Sterling Administration Year-End HSA and FSA Tips and Reminders

Mar 15, 2021, 2 Minute Read

Help your clients make the most of their accounts with the following tips and reminders.

Health Savings Accounts (HSA)

Accountholders can make contributions to their 2020 plans until tax day 2021. View the video to learn how.

2021 HSA and High Deductible Health Plans (HDHP) Contributions and Out-of-Pocket Limits 

HSA & HDHP Contributions and OOP Limits

2021 Flexible Spending Accounts (FSA) Limits

FSA End-of-Year Statements and Deadlines

Sterling’s Year-End Statement will show you how much is left to spend in your account and your deadlines for spending and reimbursement. To access your Year-End Statement, log in to your FSA account and view “Statements” then select “Year-End Statements.” Click “Run Statement” to generate a report showing any remaining funds left to spend for 2020, and any associated deadlines for associated spending and reimbursement.

The statement may include information on Rollover, Grace Period, or Run-Out Period. Below are the Rollover, Grace Period, and Run-Out-Period definitions.

If your plan has a rollover, you may move up to $550 of unused FSA funds to the following plan year. The rollover doesn’t affect the following plan year’s maximum contribution amount.

Grace Period
If your FSA plan has a grace period, you have up to two-and-a-half months at the end of your plan year to spend unused FSA funds and incur new FSA eligible expenses. For example: If you had a December 31 FSA year deadline, your grace period would allow you to use your FSA funds through March 15.

Run-Out Period
If your FSA plan has a run-out period, you have an extended period of time at the end of the FSA plan year to submit receipts for reimbursement. You can only get reimbursed for claims incurred during the previous FSA plan year. The run-out period varies with each plan.

For more FSA information, visit the Sterling Administration website.

FSA and HSA Store Eligible Items

Take the guesswork out of what is eligible with your FSA and HSA plans with Sterling Administration’s partner – the HSA Store and FSA Store. It’s an easy-to-use online shopping platform that offers 24/7 chat and online help.

Use these valuable coupons when shopping.

Sterling Administration Coupons


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