To access the carrier product and rate information provided by PRISM, check the box below indicating you have read and agree to the license agreement. A button will then appear to access PRISM.
Employer contribution entered in Dental Contribution under Group Information affects the Delta Dental plans and rates returned. Please be aware that Delta Dental will require groups with 100% employer contribution to have 100% participation.Login To Prism
To learn how COVID-19 has impacted the health of Northern California small businesses, and how they’re thinking about the health of their employees, the Harris Poll on behalf of Cigna + Oscar conducted a survey of over 1,000 U.S. health insurance decision-makers from May 14 to 26, 2020.
Insights from this survey of San Francisco small business owners revealed:
How San Francisco small businesses are thinking about employee health care:
San Francisco’s small businesses ranked dental and vision as the most important (22%), followed by wellness benefits (21%) and health insurance (17%). Other benefits cited include paid time off (16%), flexible or remote work options (13%), and financial planning (11%).
Top 6 factors that would influence small businesses to change their health insurance provider:
Among the health insurance factors that have become most important, small businesses said that cost is as important as ever; selecting communications and resources to stay informed about COVID-19 (74%); flexible options to support recovery from COVID-19 (74%); and flexible options and affordable co-pays (72%).
Unrelated to cost, they’re also prioritizing a broad network of doctors, hospitals, and specialists (75%); flexible options to support their business’s recovery from COVID-19, and help their business and employees get the most from their plan (71%); and with local physicians similar to the ones they have within their network already (71%).
What San Francisco small businesses want in a health insurance provider:
More than half (59%) of small businesses are considering changing their health insurance company ahead of 2021 — 21% higher than the national average of 38%. Another 11% are unsure whether they’ll keep their insurance provider, bringing the total of those who might switch to 70%.
The survey also found that the demand from employees for health coverage has increased, with 71% of San Francisco small business owners indicating this shift.
Respondents said that a top influencing factor in changing their health insurance carrier is finding one that can provide immediate savings through a lower monthly premium and one that better understands and cares about their business and employees; followed by a larger network of top doctors, hospitals, and specialists, and 24/7 telemedicine service integrated into their plan.
These findings indicate that San Francisco’s small businesses want support from a true partner—one who understands the unprecedented challenges they’re dealing with. To address your clients’ needs and optimize your sales efforts, access the survey for more detailed insights.
Get The Details
Contact your Claremont team at 800.696.4543 or firstname.lastname@example.org.