To access the carrier product and rate information provided by PRISM, check the box below indicating you have read and agree to the license agreement. A button will then appear to access PRISM.

This site uses cookies to track your agreement option. If the terms of the license agreement change or if you clear the cookies from your browser, this page will appear once again during the PRISM login process.

Covered California for Small Business –
New Blue Shield Plans

Starting July 1, Covered California for Small Business (CCSB) is offering new Blue Shield plans, providing more options for enrollees. These plans include the Access+ HMO Network with Platinum, Gold, and Silver metal tier options, as well as the Bronze Trio HMO 7000/70. The two most popular Blue Shield High Deductible Health Plans (HDHP), Silver Full PPO Savings 2300/25% and Bronze Full PPO Savings 7000 plans, are also now available.

All of these plans offer benefits such as Wellvolution, Teladoc Mental Health, Nurse Help 24/7, LifeReferrals 24/7, and the Blue Card program for when members are outside of California.

For assistance, please contact our Quotes team at or 800.696.4543.

Login To Prism

Survey: How COVID-19 is Transforming Northern California Small Business Health Insurance Needs

Survey: How COVID-19 is Transforming Northern California Small Business Health Insurance Needs

Survey: How COVID-19 is Transforming Northern California Small Business Health Insurance Needs

Nov 4, 2020, 2 Minute Read

To learn how COVID-19 has impacted the health of Northern California small businesses, and how they’re thinking about the health of their employees, the Harris Poll on behalf of Cigna + Oscar conducted a survey of over 1,000 U.S. health insurance decision-makers from May 14 to 26, 2020.

Insights from this survey of San Francisco small business owners revealed:

How San Francisco small businesses are thinking about employee health care:

San Francisco’s small businesses ranked dental and vision as the most important (22%), followed by wellness benefits (21%) and health insurance (17%). Other benefits cited include paid time off (16%), flexible or remote work options (13%), and financial planning (11%).

Cigna + Oscar Survey Chart 1

Top 6 factors that would influence small businesses to change their health insurance provider:

Among the health insurance factors that have become most important, small businesses said that cost is as important as ever; selecting communications and resources to stay informed about COVID-19 (74%); flexible options to support recovery from COVID-19 (74%); and flexible options and affordable co-pays (72%).

Unrelated to cost, they’re also prioritizing a broad network of doctors, hospitals, and specialists (75%); flexible options to support their business’s recovery from COVID-19, and help their business and employees get the most from their plan (71%); and with local physicians similar to the ones they have within their network already (71%).

What San Francisco small businesses want in a health insurance provider:

More than half (59%) of small businesses are considering changing their health insurance company ahead of 2021 — 21% higher than the national average of 38%. Another 11% are unsure whether they’ll keep their insurance provider, bringing the total of those who might switch to 70%.

The survey also found that the demand from employees for health coverage has increased, with 71% of San Francisco small business owners indicating this shift.

Cigna + Oscar Survey Chart 2

Respondents said that a top influencing factor in changing their health insurance carrier is finding one that can provide immediate savings through a lower monthly premium and one that better understands and cares about their business and employees; followed by a larger network of top doctors, hospitals, and specialists, and 24/7 telemedicine service integrated into their plan.

These findings indicate that San Francisco’s small businesses want support from a true partner—one who understands the unprecedented challenges they’re dealing with. To address your clients’ needs and optimize your sales efforts, access the survey for more detailed insights.

Get The Details

Contact us today to develop benefits solutions that address your clients’ unique needs.


Contact your Claremont team at 800.696.4543 or

  • In our library, you’ll find carrier forms, applications, enrollment kits, broker bonuses, marketing resources, and more (video tutorial). However, not all carrier forms are available online.

    If you don’t find what you are looking for, contact our team for help at 800.696.4543 or