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Starting July 1, Covered California for Small Business (CCSB) is offering new Blue Shield plans, providing more options for enrollees. These plans include the Access+ HMO Network with Platinum, Gold, and Silver metal tier options, as well as the Bronze Trio HMO 7000/70. The two most popular Blue Shield High Deductible Health Plans (HDHP), Silver Full PPO Savings 2300/25% and Bronze Full PPO Savings 7000 plans, are also now available.
All of these plans offer benefits such as Wellvolution, Teladoc Mental Health, Nurse Help 24/7, LifeReferrals 24/7, and the Blue Card program for when members are outside of California.Login To Prism
There’s no question that the COVID-19 pandemic has significantly impacted the U.S. economy, and that businesses, especially small businesses, will be forever changed as a result.
To learn how the pandemic has impacted the health of small businesses, and how they’re thinking about the health of their employees, The Harris Poll on behalf of Cigna + Oscar conducted a survey of over 1,000 U.S. small business owners from May 14 to 26, 2020.
According to the survey:
Less than half of small businesses are likely to keep their current health insurance carrier.
Top 5 factors that would influence small businesses to change their health insurance provider:
27% of respondents said that a top influencing factor in changing their health insurance carrier is finding one that better understands and cares about their business and employees. When looking for a new health insurance company, 24% of respondents said they’d prioritize 24/7 telemedicine services integrated into the plans.
Small businesses are not only thinking more broadly about how their insurance company can address a broader scope of employees’ needs, 87% of respondents rated internal medicine as the most important area when evaluating the importance of affordable coverage after the pandemic. And 78% are also thinking about coverage for psychiatric and behavioral health specialists. To address your clients’ needs and optimize your sales efforts, get more detailed insights.
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