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In this rapidly changing benefits landscape, clients rely on brokers to provide advice on a myriad of benefit-related topics: ACA compliance, benefits administration technology, human resources, and even basic tax and legal information. There are an overwhelming number of vendors and consultants marketing their services. Where should a broker start when crafting a solution for clients and for their own business?
Claremont has a solution. We have thoroughly assessed the available options and recommend vendors and advisors, each of whom we either work with or have vetted. Some offer discounted services to Claremont clients. Simply contact us at 800.696.4543 or email@example.com.
Fully-Vetted and Recommended Vendors Grouped in Categories (Special Pricing Available)
An employer with 50 or more full-time plus full-time equivalent employees is considered an Applicable Large Employer (ALE) and must report annually on their offer of coverage to employees. Many vendors who offer ACA reporting services provide little or no guidance to ALEs and they especially do not cater to small ALEs. Claremont has taken these concerns into consideration and can recommend the following solutions for your clients.
Clients are more frequently asking brokers to recommend and use online systems to manage the employee lifecycle from application to termination, including benefits administration. These all-in-one platforms facilitate the transition from paper and spreadsheets to digital transaction management.
As small businesses grow and add employee benefits, payroll processing becomes more complicated and owners seek to outsource a solution. Ensure that your client chooses a payroll solution that won’t try to take your Broker of Record in the process. These payroll vendors are broker-friendly and provide solutions that meet the unique needs of small businesses.
Clients have varying needs when it comes to human resources. Some may prefer a do-it-yourself approach. Others may need more hands-on support from an HR professional. Claremont has found services that fit either of those needs.
Brokers frequently get questions from clients on legal topics that range from ERISA to ACA compliance. Our recommended legal advisors specialize in these specific areas.
Prior to the ACA, knowing healthcare coverage meant understanding certain tax issues; post-ACA, the connection between tax and healthcare has greatly expanded (tax credits, tax penalties, reporting penalties). Your client might ask whether they are part of a controlled group and therefore an Applicable Large Employer for purposes of the Large Employer Mandate. Or, your client may have numerous questions on the tax deductibility of their healthcare costs. The tax consultants we recommend below are ready to answer these questions for your clients.