To access the carrier product and rate information provided by PRISM, check the box below indicating you have read and agree to the license agreement. A button will then appear to access PRISM.

This site uses cookies to track your agreement option. If the terms of the license agreement change or if you clear the cookies from your browser, this page will appear once again during the PRISM login process.

Covered California for Small Business –
New Blue Shield Plans

Starting July 1, Covered California for Small Business (CCSB) is offering new Blue Shield plans, providing more options for enrollees. These plans include the Access+ HMO Network with Platinum, Gold, and Silver metal tier options, as well as the Bronze Trio HMO 7000/70. The two most popular Blue Shield High Deductible Health Plans (HDHP), Silver Full PPO Savings 2300/25% and Bronze Full PPO Savings 7000 plans, are also now available.

All of these plans offer benefits such as Wellvolution, Teladoc Mental Health, Nurse Help 24/7, LifeReferrals 24/7, and the Blue Card program for when members are outside of California.

For assistance, please contact our Quotes team at or 800.696.4543.

Login To Prism

Benefit Resource (BRI)

Benefit Resource (BRI) administers diverse tax-free benefits options with supplemental services to enhance your overall benefits administration and offering. Whether you need one service or an entire Beniversal Suite, BRI works with you to find the right blend of services to offer your employees.

New Business Submission Deadlines
Effective DatesDeadlines

30 days prior to effective date.

New Group Submission Instructions

New Group Submissions

Claremont Insurance is here to assist you by providing carrier and product information, plan quotes and comparisons, employer presentations, open enrollment assistance, and more for a variety of products offered by California’s premier insurance carriers.

Plan summaries, enrollment and change forms, and information about Benefit Resource (BRI) and our other carriers are always available through Claremont. You can request materials online at or call our broker service representatives Monday through Friday 8:00 am to 5:00 pm at 800.696.4543.

If you are ready to enroll your group in a BRI plan, please contact us at 800.696.4543 or 

We look forward to working with you to see your small group business placed. Thank you for choosing Claremont Insurance Services.

Business Hours: 8:00 am to 5:00 pm, Monday – Friday

Need more information or assistance?
Contact The Answer Team at 800.696.4543 or



BRI administers tax-free employee benefit plans and other supplemental services to more than 5,500 employer plans nationwide – from small employers to Fortune 500 companies.

From the foundation of BRI over 27 years ago, the company’s philosophy has always been to provide clients with knowledgeable industry experts who have a passion for service. Each client is assigned a Client Support Specialist who ensures their program is implemented and managed seamlessly from initial setup and enrollment assistance to ongoing operational program management. Additionally, client and participant surveys continuously cite professional, knowledgeable, and friendly service as key service differentiators.

BRI is proud to provide a full suite of tax-free benefit accounts and supplemental services. Employees get one card – the Beniversal® Prepaid Mastercard® – to access all their pre-tax account funds. This gives them a convenient, seamless payment method for eligible expenses. Cards can be connected to Digital Wallets such as Apple Pay®, Google Pay®, and Samsung Pay® for a contactless payment experience.

By combining services through the Beniversal Suite, employers can provide a more robust account offering while saving time and money administering their benefits.

  • Flexible Spending Account (FSA)
  • Health Savings Account (HSA)
  • Health Reimbursement Accounts (HRA)
  • Commuter Benefit Plan
  • Specialty Accounts
  • COBRA Administration
  • Direct Billing Services

To learn more, watch the video and download the flyer.

The Beniversal Prepaid Mastercard is issued by The Bancorp Bank pursuant to license by Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of, Mastercard International Incorporated. Card accepted at qualified merchants accepting Debit Mastercard. The Bancorp Bank; Member FDIC.

Flexible Spending Account (FSA)

An FSA allows employees to contribute tax-free dollars to accounts to pay for health care and dependent care expenses. A Medical FSA is an employee-funded account used to pay for eligible medical expenses. The Rolling Medical FSA and Limited Medical FSA are great options to ensure compatibility with other benefit options. A Dependent Care FSA is a great option to allow employees to save up to 40% on the cost of childcare.

BRI will work with employers to help them understand how the Beniversal FSA fits into their overall benefits strategy and maximize the overall impact. If your clients have an existing FSA program, they will work with them to ensure clear communication and minimum interruption to service.

To learn more, watch the video and download the flyer.

Health Savings Account (HSA)

An HSA is an individually owned account that can be employer and employee-funded. Funds carry over from year to year and earn interest. HSAs are coupled with an HSA-compatible health plan to provide one of the most cost-effective and comprehensive benefit offerings that exist.

BRI’s experienced team will provide guidance through implementation. They’ll look at how the HSA fits into your clients’ entire benefits package and provide recommendations for transition strategies and plan changes that maximize HSA compatibility.

To learn more, watch the video and download the flyer.

Health Reimbursement Account (HRA)

An HRA is an employer-funded account that provides flexible plan design options for employers while providing employees with funds to assist with out-of-pocket medical expenses. HRAs provide variety that can complement your clients’ total healthcare benefits strategy, including compatibility with other pre-tax benefits and maximizing savings for employers and employees. They must generally be combined with a comprehensive health plan.

Guidance will be provided to help your clients choose the best option for optimized cost containment and employee savings, including the different types of HRAs that can be supported. Ask about our HRA Voluntary Reimbursement Account (VEBA) option!

To learn more, download the flyer.

Commuter Benefit Plan

A Commuter Benefit Plan allows participants to conveniently pay for qualified mass transit and parking expenses with tax-free dollars. The separate accounts – one for Mass Transit and one for Parking – meet the needs of commuting employees, regardless of how they choose to get to work.

Participants can use the Beniversal card at all qualified mass transit and parking vendors across the country that accept Debit Mastercard. The Beniversal card can be used to pay merchants directly, load funds to an existing transit or parking account, enroll in an auto-reload program, and to make an online transit or parking purchase.

To learn more, watch the video and download the flyer.

Specialty Accounts

A Specialty Account allows employers to assist employees in paying for specific expenses. Your clients choose what the plan can reimburse and set limits regarding eligibility, funding, and maximum spend per plan participant. They can select from a variety of predefined eligible expense categories or work with the BRI assigned representative to design a program that best meets their needs.

To learn more, download the flyer.

COBRA Administration

A COBRA Administration solution from BRI provides your clients with a simple, hassle-free premium collection and notification solution that’s compliant and ensures peace of mind. BRI provides high-touch personal COBRA services to clients nationwide and aims to simplify compliance for employers while being sensitive to the issues of continuing coverage for the participant.

To learn more, download the flyer.

Direct Billing Services

Direct Billing occurs when employers directly bill employees to collect payments that can’t be collected through payroll deductions. Common scenarios include retiree billing, employees on leave, employees with fluctuating schedules, part-time employees that are offered benefits, and voluntary benefits. Your clients can streamline the payment collection and notification process by taking advantage of this convenient solution from BRI.

To learn more, download the flyer.

BRI Insights - Affordable Decision Support Tool

BRI Insights helps employees navigate their benefits decisions and pick the right choices for their unique needs. This affordable solution drives participation by providing each with a personalized assessment and recommendations for health plans, contribution strategies, and other benefit programs.

To learn more, watch the video and download the flyer.

More information is available. Contact Claremont Insurance Services at 800.696.4543 or

In our library, you’ll find carrier forms, applications, enrollment kits, broker bonuses, marketing resources, and more (video tutorial). However, not all carrier forms are available online.

If you don’t find what you are looking for, contact our team for help at 800.696.4543 or