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Cigna + Oscar

Designed to work for small businesses (1-100 employees), Cigna + Oscar brings together the power of Cigna’s nationwide and local provider networks, and Oscar’s member-focused tech-driven experience, to deliver small group health insurance that understands the unique needs of San Francisco Bay Area small businesses and their employees.

Devoted to providing health insurance that’s helpful and easy to understand, Cigna + Oscar offers affordable care, a personalized customer experience, and benefits that feel good to use.

Prepare your small group renewals with our helpful resources. And check out the broker bonuses and commissions.

New Group Submission Instructions

New Group Submissions

Claremont Insurance is here to assist you by providing carrier and product information, plan quotes and comparisons, employer presentations, open enrollment assistance and more for a variety of products offered by California’s premier insurance carriers.

Plan summaries, enrolment and change forms, and information about Cigna + Oscar and our other carriers are always available through Claremont. You can request materials online at materials@claremontcompanies.com or call our broker service representatives Monday through Friday 8:00 am to 5:00 pm at 800.696.4543.

If you are ready to enroll your group in a Cigna + Oscar plan, please click the Forms (coming soon) tab for a checklist of required paperwork.

Please note that the submission of all required paperwork, each filled out completely, aids in expediting the underwriting process. We look forward to receiving your enrollment forms and working with you to see your small group business placed.

Thank you for choosing Claremont Insurance Services.

Please submit your new group enrollment information to Claremont:

  • Electronically with our secure online service OR
  • By mail: 1000 Burnett Avenue, Suite 440, Concord, CA 94520.

Business Hours: 8:00 am to 5:00 pm, Monday – Friday

Need more information or assistance?
Contact your Claremont team at 800.696.4543 or info@claremontcompanies.com.

Overview

Offer your small group clients (1-100 employees) based in Alameda, Contra Costa, San Francisco, San Mateo, and Santa Clara counties affordable care that works for everyone. With lower rates than HMOs and PPOs, Cigna + Oscar’s EPO plans make for healthy employees and a healthy bottom line.

Two Robust Networks

LocalPlus® 
The Cigna LocalPlus network is a locally curated network of doctors, specialists, and hospitals that offer cost-effective medical care without sacrificing the quality employees expect. This network was designed with affordability and access in mind, yet still includes top tier medical care like Stanford and UCSF.

Open Access Plus
The Cigna Open Access Plus network is broader, offering a discounted national network with nearly 970,000 doctors, specialists, and other professionals, and 17,000 hospital and clinical facilities. This network offers out-of-service area coverage.

Cigna + Oscar Features

Health Plans That Save Money
Choose between two quality networks, LocalPlus® and Open Access Plus, and 16 plans across all metal tiers, to save on health insurance that fits your groups’ lives and needs.

Nationwide Network
With Cigna Open Access Plus, members can access a nationwide network of doctors, hospitals, and specialists that can be seen without referrals.

24/7 Virtual Care
Access to hundreds of doctors on call, available anytime for $0 copay online or through the Oscar app.

Easy Administration
Simple tools and dedicated support to manage employee benefits.

Prescriptions Done Right
Save on prescriptions with Express Scripts® and easily refill them right from your phone.

Personalized Care Team for Members
Dedicated support to help employees find the right doctors and care in their area; answer questions about benefits, claims and billing; and coordinate care and prepare for upcoming procedures.

Business Concierge for Employers
A team that knows your clients’ team by name, and is always there to answer questions and help them better understand plan benefits. 

Healthy Minds and Bodies
Step-tracking rewards of up to $100 per year and access to Cigna’s behavioral health network for mental health support and resources.

Rates and plan designs will be available in PRISM soon. Forms will be available on the Forms tab soon.

For help understanding Cigna + Oscar or getting your small groups prequalified prior to the rates being released, contact us today at 800.696.4543 or info@claremontcompanies.com.

More information is available. Contact Claremont Insurance Services at 800.696.4543 or info@claremontcompanies.com.