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Cigna + Oscar Withdraws from The Small Group Market

New Cigna + Oscar (C+O) small group sales and renewals will not be offered in 2025. At C+O’s request, all plans and rates have been removed from the quote engine. However, you can still quote or renew your C+O groups through December 15, 2024 by contacting us at or 800.696.4543. Please note: the last day of coverage will be December 14, 2025.

For assistance, please contact our Quotes team at or 800.696.4543.

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Delta Dental

Founded in 1955, Delta Dental is the nation’s largest and most experienced dental benefits provider. As a not-for-profit health care service plan, Delta Dental offers members a full spectrum of plan designs including HMO, PPO, and managed fee-for service options.

Prepare your small group renewals with our helpful resources. And check out the carrier commissions and carrier bonus programs.

New Business Submission Deadlines
Effective DatesDeadlines

June 1

Wednesday, June 5

July 1

Wednesday, July 3

August 1

Monday, August 5

September 1

Thursday, September 5

New Group Submission Instructions

New Group Submissions

Claremont Insurance is here to assist you by providing carrier and product information, plan quotes and comparisons, employer presentations, open enrollment assistance and more for a variety of products offered by California’s premier insurance carriers.

Plan summaries, enrollment and change forms, and information about Delta Dental and our other carriers are always available through Claremont. You can request materials online at or call our broker service representatives Monday through Friday 8:00 am to 5:00 pm at 800.696.4543.

If you are ready to enroll your group in a Delta Dental plan, please click the Forms tab for a checklist of required paperwork.

Please note that the submission of all required paperwork, each filled out completely, aids in expediting the underwriting process. We look forward to receiving your enrollment forms and working with you to see your small group business placed.

Thank you for choosing Claremont Insurance Services.

Please submit your new group enrollment information to Claremont:

  • Electronically with our secure online service OR
  • By mail: 1000 Burnett Avenue, Suite 330, Concord, CA 94520.

Business Hours: 8:00 am to 5:00 pm, Monday – Friday

Need more information or assistance?
Contact The Answer Team at 800.696.4543 or



The Delta Program of Strategies for Small Businesses offers two choices:

  • Classic Plan Designs for 5-49 employees
  • Options Plan Designs for 50-99 employees

Both programs make available four plan designs to address employer and employee needs:

  • Delta Dental Premier (FFS)
  • Delta Dental PPO
  • DeltaCare (HMO)
  • Delta Dental Voluntary PPO

Delta Dental Premier (FFS)

A managed fee-for-service plan, Delta Dental Premier offers optimal freedom of choice through agreements with over 91% of dentists in the state of California. Members may visit any licensed dentist; out of pocket costs are kept to a minimum by visiting a Delta dentist. Delta Dental Premier can solve employer needs for out-of-state and worldwide coverage.

Delta Dental PPO

Delta Dental PPO offers the advantages of a fee-for-service plan with significant in-network provider savings. Members save money by utilizing over 20,276 Delta PPO locations in California or can access any non-contracted provider at a higher rate for services provided.


A value-added DHMO plan with zero to no co-payments, and no deductibles or annual maximums, DeltaCare provides up to three cleanings a year, comprehensive orthodontia treatment, and orthodontia takeover from other plans. A full service, affordable option for dental care, the DHMO network provides access to over 4,340 dentist locations in California.

Delta Dental Voluntary PPO

Available to groups of 5-99 employees, the Voluntary Plan is open to all industries. Waiving the $50 annual deductible for diagnostic and preventive services, and offering optional child orthodontic coverage to groups of 25+ enrollees, this plan from Delta presents another way to enhance the group benefits portfolio.

Maximum Coverage Options

Delta Dental also offers the opportunity to put together the value of a dental HMO with the freedom of a managed fee-for-service plan. A dual choice product allows members the opportunity to move from one plan design to another at the group’s anniversary.

VSP Vision Care

With the largest national network of private-practice doctors, plus participating retail chains, it’s easy for members to find an in-network doctor who’s right for them.

More information is available. Contact Claremont Insurance Services at 800.696.4543 or

In our library, you’ll find carrier forms, applications, enrollment kits, broker bonuses, marketing resources, and more (video tutorial). However, not all carrier forms are available online.

If you don’t find what you are looking for, contact our team for help at 800.696.4543 or