Health Net offers both HMO and PPO plans with broad networks, providing employers with a comprehensive range of benefits, competitive pricing, and the flexibility to choose the right level of coverage for their employees.

By combining essential health coverage with valuable wellness and ancillary benefits, Health Net helps small business employers create well-rounded benefits packages that meet the diverse needs of their workforce.

• Mix and Match Plans and Networks – Employers can select their preferred plan design and pair it with any of the networks Health Net offers in their region.

• Enhanced Choice – A simplified package for small business groups that grants access to all available plans: Full Network HMO, WholeCare HMO, SmartCare HMO, Salud HMO y Más, and Full Network PPO.

• Around-the-Clock Access – All plans include a 24/7 toll-free nurse advice line and virtual doctor visits through Health Net’s telehealth services provider.

Download the Small Group Solutions flyer to learn more.

Salud HMO y Más is a community-based health plan designed to provide affordability and a strong cultural connection. Available in select Southern California counties, it offers predictable copays, a high-quality provider network, and cross-border access to SIMNSA medical providers in Mexico.

Members benefit from coordinated care through a Primary Care Physician (PCP), worldwide emergency coverage, and wellness programs that promote healthy lifestyles.

Wellness Programs Include:

• Health Coaching Program – Personalized, one-on-one support to help members develop healthier habits and achieve their wellness goals.
• Craving to Quit® – A tobacco cessation program providing expert coaching and tools to support members through the quitting process.
• RealAge® Program – A customized wellness program that assesses lifestyle risks, such as stress, sleep, nutrition, and activity, to create a personalized health improvement plan.
• Eat Right Now Program – An evidence-based program that uses neuroscience and mindfulness techniques to help members manage cravings and develop healthier eating habits.
• Start Smart for Your Baby® Program – A program designed to support expectant mothers and new parents with valuable resources for a healthy pregnancy and baby care.
• Around-the-Clock Access – All plans include a 24/7 virtual doctor visits through Health Net’s telehealth services provider.

To learn more, download the flyer.

Combining Health Net medical coverage with dental and vision plans offers convenience and cost savings for both employers and employees (for groups with 2–100 enrolled employees).

Health Net Dental Plans

• Experienced, Quality Providers – Health Net partners with Dental Benefit Providers (DBP) to ensure members have easy access to local specialists and dentists.
• Extensive Network – DBP offers access to more than 2,400 HMO dental office locations and over 47,000 PPO dental providers across California, making it one of the largest networks in the state.
• User-Friendly Online Access – Members can view and print ID cards, find a provider, check benefit details, track claim status, and more.

Health Net Vision Plans

• Extensive Provider Network – EyeMed provides access to over 154,500 in-network optometrists, ophthalmologists, and licensed opticians at more than 29,400 locations nationwide. Members can also purchase eyewear and contacts online.
• Cost Savings – EyeMed offers plan options with additional savings, including a 5–15% discount on LASIK and PRK procedures through the U.S. Laser Network.
• Member Tools – EyeMed provides an enhanced provider search tool, a mobile app, online appointment scheduling, and 24/7 customer support.
• Easy Online Access – Health Net members can conveniently view and print ID cards, find providers, check benefit details, and track claims online.

Health Net Life and Accidental Death & Dismemberment

• Group Term Life Plans – Includes a waiver of premium provision, an accelerated death benefit, and a conversion privilege.
• Built-in AD&D Coverage – AD&D coverage is automatically included as part of the group life policy.

Health Net Chiropractic Coverage

Available as an optional buy-up for all Health Net small business group HMO and PPO medical plans. This coverage is not offered as a standalone plan.

Download the Ancillary Products Guide to learn more.

Health Net goes beyond traditional health insurance by offering wellness programs that include health coaching, smoking cessation, stress management, and fitness support. The following programs promote employee wellness:

• Active&Fit Direct Program – Members can access 11,000+ participating fitness centers nationwide for just $28 a month (plus a one-time $28 enrollment fee and applicable taxes).

• Concierge-Style Customer Care – Quick responses to member inquiries and care reminder messages to help prevent gaps in care.

• Unwinding by Sharecare – An evidence-based digital program that uses mindfulness techniques to help members build resilience. Through breathing exercises, meditations, sleep support, visual relaxation, and more, members receive tools to manage stress effectively.

• RealAge® Program – A personalized wellness initiative targeting the four highest lifestyle risks: stress, sleep, nutrition, and activity. The program customizes recommendations based on RealAge test responses and individual risk levels.

• RealAge® Test – Provides members with a personalized report of their behavioral and medical health risks. Immediately after completing the online survey, they receive an action plan tailored to their health profile.

• Health Coaching Program – One-on-one coaching to address specific health behaviors that impact both short-term risks and long-term wellness goals. Members receive guidance on stress management, smoking cessation, exercise, weight management, and closing gaps in care.

• Craving to Quit® Program – A tobacco cessation program offering members one-on-one coaching and access to effective quitting tools.

• Eat Right Now Program – An evidence-based program combining neuroscience and mindfulness techniques to help members recognize eating triggers and manage cravings. Through video, audio, and animated lessons, members gain clinically validated strategies to change their eating habits permanently.

• Mental Health Matters – A collection of mental health resources available on healthnet.com, designed to support members’ emotional well-being and improve overall mood.