Reliance Standard understands that you’ve got more things to do than just manage employee benefits. So they’ve created group coverages for life, a full range of disability, and dental and eye care benefits that are easy to select and easy to use. All backed by the superior support, service, and customer care they’re known for. You’ll wonder how you ever did it without Reliance Standard.

RSL SmartChoice® is available to groups with two to 19 lives, except where otherwise specified. Small Group Packages incorporate Short-Term Disability, Long-Term Disability, Life/AD&D, and Dental/Eye Care benefits. Employers may also select stand-alone lines of coverage from among most of these plans.

• Groups of two through 19 lives (three to 19 unless sold with two other lines of RSL coverage).
• Three comprehensive dental plans.
• Managed Care/PPO dental options.
• Child/Adult Orthodontia option.
• Vision option.
• Takeover coverage available (Type 3/Major services).

• $7,500 monthly maximum benefit.
• Guarantee issue.
• Benefit percentage of 60%.
• 60, 90, and 180 day elimination periods.
• 36-month own occupation definition of disability.
• Pre-existing condition benefits payable up to 12 months (30% to $3,750).
• Rehabilitation benefit.
• Survivor benefit (lump sum).

Small Group Term Life Insurance plans are offered to active, full-time employees working a minimum of 30 hours per week year-round (non-seasonal) who have satisfied the employer’s minimum service requirement.

• Simplified enrollment.
• Guaranteed issue of $50,000 for groups of two to five lives.
• Guaranteed issue of up to $75,000 for groups of six to nine lives.
• Guaranteed issue of up to $100,000 for groups of 10 through 19 lives.
• Maximum benefit of $200,000.
• Plan designs offered include 1X earnings, 2X earnings to a certain maximum, or flat amount of coverage for all.
• All plans offer an equal amount of Life/AD&D.
• Group life conversion privilege.
• Waiver of premium provision included.
• Accelerated death benefit.
• Seat belt benefit included.

• Guarantee issue.
• Benefit options offered include 50%, 60%, 66⅔%, 70%, or a flat amount of coverage for all.
• Weekly maximum benefit of $1,500.
• Pre-existing condition benefits.
• Benefit for one period of disability paid from the first day of injury .or from the eighth consecutive day of sickness.
• Benefit duration of 13 or 26 weeks.
• Plans are non-occupational and end at retirement.