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Why Choose Health Net?
✔ Lowest rates in the market – Affordable options without compromising quality.
✔ Robust PPO network – Competes with major carriers like Anthem and Blue Shield.
✔ Flexible HMO options – Networks to fit nearly every group statewide and every budget.
✔ Simplified underwriting – Only 25% participation required for groups with 5+ enrolling. No DE9C or prior carrier bill needed.
✔ Easy-to-sell benefits – $0 deductible HMO plans + four years of rate stability.
✔ Nationwide coverage – Cigna network access for out-of-state employees + state plurality rules for group qualification.
Start Including Health Net in Your Quotes Today!
Need guidance on networks, plan designs, or have questions? We’re here to help!
Call us at 800.696.4543 | Email us at info@claremontcompanies.com.
Login To PrismBlue Shield of California is currently in good-faith negotiations with Community Medical Centers (CMC) to reach an agreement that supports affordable healthcare costs.
If an agreement is not reached, select CMC hospitals—including Clovis Community Hospital, Community Regional Medical Center, and Fresno Heart and Surgical Hospital—will be out of network for Blue Shield members effective February 1, 2026. Blue Shield maintains a strong Fresno County network, with alternative in-network hospitals such as St. Agnes Medical Center and Valley Children’s Hospital.
CMC’s affiliated medical group, Community Health Partners, serves a limited number of Blue Shield PPO members. If CMC terminates its contract, services with this group would be billed at out-of-network rates.
Notifications to impacted members will begin January 27, including members who received care at a CMC facility within the past 12 months or who live within a 15-mile radius of a CMC facility. Updates will be shared as negotiations continue.
Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.
Attend this broker webinar to learn about:
Join Health Net to hear about their continued competitive and stable pricing, value add programs, flexible guidelines and more.
When:
Wednesday, January 28, 2026
10:00am PST
Hosted by Crystal Given and Ryan Bradley, with Guest Speaker Dr. Todd May.
Learn more about Health Net’s versatile health plans, ancillary coverage, wellness programs, and value-added services.
Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.
Stay informed with the latest industry insights from Health Net’s Executive Sales Team. Don’t miss the next session in the Health Net Market Insights Webinar Series, hosted by Commercial Officer Alyson Stone.
This quarter’s agenda features timely updates and market expertise, including:
Date & Time
Tuesday, February 17, 2026
11:00 a.m. – 12:00 p.m. PT
Gain valuable knowledge to help you navigate evolving market trends, strengthen your strategy, and better serve your clients.
Learn more about Health Net’s versatile health plans, ancillary coverage, wellness programs, and value-added services.
Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.
Health Net announced plan and rate updates for Q2 effective dates, plus continued simplified underwriting:
Enhanced Choice
Flexible Underwriting
Learn more about Health Net’s versatile health plans, ancillary coverage, wellness programs, and value-added services.
Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.
Blue Shield of California’s Q2 2026 Small Business portfolio is now available for quoting with an average statewide rate action of 2.3%.
Groups with renewal dates in April, May, and June are now available to download. Visit the Blue Shield Small Business Renewal Center for downloads and deadlines.
Beginning January 1, 2026, Blue Shield will directly manage the behavioral health benefit for all members including those receiving applied behavioral analysis (ABA) services. With Blue Shield Behavioral Health, members have access to an expanded, quality network of behavioral health providers. This centralization effort allows for better coordination of care between primary care physicians, specialists, and behavioral health providers. Learn more
Employer Enrollment Tool Resources
Q2 2026 Broker Sales Guide – Medical Plan, Small Business
Small Business Rewards Program for Brokers
Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.
Cypress Dental is still accepting groups for 1/1 coverage, no cutoffs!
With over 400,000 access points, Cypress Dental coverage offers quality providers for all employees. Plus they’re easy to do business with – no DE9C, payroll or ownership documents needed, and approvals in 1-2 business days. Small group clients can access single, dual option or triple option dental plans, plus the Hybrid Plan allows members to switch back and forth between PPO and DHMO plans offered by their employer as their needs change monthly.
With the Cypress Dental Member Perks program, all members receive exclusive discounts on a wide range of products and services, from health and wellness to meal delivery, streaming services, music, and more.
For every PPO fully insured dental group you sell, you’ll earn an Amazon gift card based on the group size:
With over 50 years in the dental and ancillary benefits market, Cypress Dental offers:
Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.
Humana is offering a Broker Bonus for new groups with 2+ enrolled for January ONLY! To earn a bonus, place a new Humana dental line of coverage with at least one additional group benefits line with the same employer. Bonus amounts below based on group size and lines of coverage.
Download the Humana Dental Bundling Bonus flyer.
Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.
The small group Special Enrollment Period (SEP) is a valuable opportunity to grow your book and help small businesses that are typically ineligible for group coverage.
During the small group SEP, November 15 to December 15, insurance carriers are required by law to accept applications from small groups (1-100 employees) without participation or employer contribution requirements. This limited time opportunity is the perfect chance to offer coverage solutions, even to businesses that don’t meet the usual criteria.
Our easy-to-use Carrier SEP Guide for January 2026 medical coverage can help you and your small groups quickly compare carrier deadlines and details.
Please note: the Special Enrollment Period is different than the relaxed participation promotions. These carrier promotions are usually offered for a specific time period and may be discontinued at any time.
Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.
Blue Shield of California’s Q1 2026 Small Business portfolio is now available for quoting with an average statewide rate action of 1.2%.
Groups renewing in January will be available to brokers through Shield Renewals on Thursday, October 16 while group-level changes can be made using the Employer Enrollment tool starting Friday, October 17. Groups renewing in February and March will be available on Tuesday, November 4 while group-level changes will be available starting Wednesday, November 5 and Monday, December 1 respectively.
Starting January 2026, several key enhancements are coming to expand access and improve the member experience:
These updates reflect Blue Shield’s continued focus on value, convenience, and whole-person care for small business clients. If you missed the 2025 Broker Roadshow, here are links to the presentation slides, the FAQs, and the session recording.
Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.
ChoiceBuilder offers brokers a generous bonus opportunity for new group sales in Q4 2025 and Q1 2026. Sell two or more new groups with a minimum of five dental subscribers per group, per quarter to qualify.
One-time bonus per groups is based on dental subscriber count:
There’s No Cap on what you can earn!
ChoiceBuilder combines dental, vision, chiropractic/acupuncture, and life insurance in one convenient program with simple administration—one enrollment, one bill, one renewal. Voluntary and employer-sponsored options are available, with no cost to employees for voluntary plans (administration fee applies).
Available to small businesses (2-500 employees), ChoiceBuilder is the best ancillary exchange in California, offering the nation’s premier dental, vision, chiropractic/acupuncture, and life insurance benefits in a single easy-to-manage program – with both employer-sponsored and voluntary coverage options. Plus, ChoiceBuilder can be offered alongside any medical plan, including CaliforniaChoice®.
It’s a great way to enhance your clients’ employee benefits package without the high cost of additional benefits or the difficulties of managing different services. There’s one application, one bill, and one point of contact for administration.
With more than 8,000 employers and 130,000 members across the state, ChoiceBuilder offers freedom, simplicity, and affordability.
Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.