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Why Choose Health Net?
✔ Lowest rates in the market – Affordable options without compromising quality.
✔ Robust PPO network – Competes with major carriers like Anthem and Blue Shield.
✔ Flexible HMO options – Networks to fit nearly every group statewide and every budget.
✔ Simplified underwriting – Only 25% participation required for groups with 5+ enrolling. No DE9C or prior carrier bill needed.
✔ Easy-to-sell benefits – $0 deductible HMO plans + four years of rate stability.
✔ Nationwide coverage – Cigna network access for out-of-state employees + state plurality rules for group qualification.
Start Including Health Net in Your Quotes Today!
Need guidance on networks, plan designs, or have questions? We’re here to help!
Call us at 800.696.4543 | Email us at info@claremontcompanies.com.
Login To PrismThe small group Special Enrollment Period (SEP) is a valuable opportunity to grow your book and help small businesses that are typically ineligible for group coverage.
During the small group SEP, November 15 to December 15, insurance carriers are required by law to accept applications from small groups (1-100 employees) without participation or employer contribution requirements. This limited time opportunity is the perfect chance to offer coverage solutions, even to businesses that don’t meet the usual criteria.
Our easy-to-use Carrier SEP Guide for January 2026 medical coverage can help you and your small groups quickly compare carrier deadlines and details.
Please note: the Special Enrollment Period is different than the relaxed participation promotions. These carrier promotions are usually offered for a specific time period and may be discontinued at any time.
Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.
Blue Shield of California’s Q1 2026 Small Business portfolio is now available for quoting with an average statewide rate action of 1.2%.
Groups renewing in January will be available to brokers through Shield Renewals on Thursday, October 16 while group-level changes can be made using the Employer Enrollment tool starting Friday, October 17. Groups renewing in February and March will be available on Tuesday, November 4 while group-level changes will be available starting Wednesday, November 5 and Monday, December 1 respectively.
Starting January 2026, several key enhancements are coming to expand access and improve the member experience:
These updates reflect Blue Shield’s continued focus on value, convenience, and whole-person care for small business clients. If you missed the 2025 Broker Roadshow, here are links to the presentation slides, the FAQs, and the session recording.
Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.
ChoiceBuilder offers brokers a generous bonus opportunity for new group sales in Q4 2025 and Q1 2026. Sell two or more new groups with a minimum of five dental subscribers per group, per quarter to qualify.
One-time bonus per groups is based on dental subscriber count:
There’s No Cap on what you can earn!
ChoiceBuilder combines dental, vision, chiropractic/acupuncture, and life insurance in one convenient program with simple administration—one enrollment, one bill, one renewal. Voluntary and employer-sponsored options are available, with no cost to employees for voluntary plans (administration fee applies).
Available to small businesses (2-500 employees), ChoiceBuilder is the best ancillary exchange in California, offering the nation’s premier dental, vision, chiropractic/acupuncture, and life insurance benefits in a single easy-to-manage program – with both employer-sponsored and voluntary coverage options. Plus, ChoiceBuilder can be offered alongside any medical plan, including CaliforniaChoice®.
It’s a great way to enhance your clients’ employee benefits package without the high cost of additional benefits or the difficulties of managing different services. There’s one application, one bill, and one point of contact for administration.
With more than 8,000 employers and 130,000 members across the state, ChoiceBuilder offers freedom, simplicity, and affordability.
Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.
Covered California for Small Business (CCSB) now offers a simplified eligibility process for new small groups with 3+ enrolling employees, effective immediately.
As a reminder, CCSB’s “A Partnership that Pays” broker bonus program is in place for new group business placed July 1, 2025 – January 1, 2026. Get the details.
Questions?
Contact our CCSB expert team at 800.696.4543 or info@claremontcompanies.com.
The small group Special Enrollment Period (SEP) is a valuable opportunity to grow your book and help small businesses that are typically ineligible for group coverage.
During the small group SEP, November 15 to December 15, insurance carriers are required by law to accept applications from small groups (1-100 employees) without participation or employer contribution requirements. This limited time opportunity is the perfect chance to offer coverage solutions, even to businesses that don’t meet the usual criteria.
Please note: the Special Enrollment Period is different than the relaxed participation promotions. These carrier promotions are usually offered for a specific time period and may be discontinued at any time.
Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.
Beam Benefits is offering a 2-Year Rate Guarantee promotion for new small group clients (2–99 employees) who elect dental, vision, and employer-paid life insurance—plus any other Beam benefits—quoted between September 1, 2025, and December 31, 2025, with effective dates through March 2026.
In a market where annual medical rate increases are the norm, a two-year guarantee on ancillary benefits lets brokers offer clients stability, predictability, and ease of administration—all without sacrificing benefit quality or flexibility. Download the flyer.
For more information, please contact your Claremont sales team.
Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.
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Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.
Health Net launched a new Find a Provider tool on September 25, offering members a faster and more reliable way to search for in-network providers by plan, specialty, and location.
Health Net will be communicating directly to members by a website pop-up on HealthNet.com and MyHealthNetCA.com during the roll out.
Learn more about Health Net’s versatile health plans, ancillary coverage, wellness programs, and value-added services.
Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.
Blue Shield Small Business leadership team invites you to join a very special webinar session to learn how they are expanding access to care and prioritizing ease of doing business in 2026 and beyond. During the webinar, the team will share Blue Shield’s roadmap for the year ahead. Time will be reserved for answering your questions at the end of the session. Hear from speakers including
When?
Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.
Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.
Stay informed with the latest industry insights from Health Net’s Executive Sales Team. Don’t miss the next session in the Health Net Market Insights Webinar Series, hosted by Commercial Officer Alyson Stone.
This quarter’s agenda features timely updates and market expertise, including:
Date & Time
Tuesday, September 23, 2025
11:00 a.m. – 12:00 p.m. PT
Gain valuable knowledge to help you navigate evolving market trends, strengthen your strategy, and better serve your clients.
Learn more about Health Net’s versatile health plans, ancillary coverage, wellness programs, and value-added services.
Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.
CCSB received recent reports of phishing scams targeting Covered California for Small Business (CCSB) enrollment partners. These emails attempt to trick recipients into clicking a “secure” link to verify or update personal information. Do not click any links—these messages are fraudulent.
Official emails from Covered California for Small Business will always come from an @covered.ca.gov address. Before opening any message, please confirm the sender’s full email address, not just the display name. Many phishing attempts use familiar names paired with fake email addresses.
CCSB is here to help. If you receive a suspicious message or believe your information may have been compromised, please report it immediately to CCSB:
Information Security: InformationSecurity@covered.ca.gov
Privacy Office: PrivacyOfficer@covered.ca.gov
Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.