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Starting July 1, Covered California for Small Business (CCSB) is offering new Blue Shield plans, providing more options for enrollees. These plans include the Access+ HMO Network with Platinum, Gold, and Silver metal tier options, as well as the Bronze Trio HMO 7000/70. The two most popular Blue Shield High Deductible Health Plans (HDHP), Silver Full PPO Savings 2300/25% and Bronze Full PPO Savings 7000 plans, are also now available.
All of these plans offer benefits such as Wellvolution, Teladoc Mental Health, Nurse Help 24/7, LifeReferrals 24/7, and the Blue Card program for when members are outside of California.
For assistance, please contact our Quotes team at quotes@claremontcompanies.com or 800.696.4543.
Login To PrismA recent Cigna + Oscar survey of small business owners and health insurance/employee benefits decision-makers and employees, conducted with Insider Studios and Dynata, revealed the following insights:
With today’s staffing shortages and tight schedules, small businesses can especially benefit from providing virtual care to employees because it can save time, keep people with chronic conditions healthier, provide flexibility in how, when, and where employees get care, and lower costs. Learn more about the survey’s findings.
At Cigna + Oscar, the virtual care service is easy to use since it’s in the platform. Each virtual primary care visit is $0 copay with the Oscar app. Plus, the provider’s dedicated care team offers support 24/7. And depending on where a member lives, there is an option for same-day delivery of prescription medications. Learn more about Cigna + Oscar.
Offer your small businesses the convenience, flexibility, and affordability of Cigna + Oscar’s virtual care services.
Note: Only licensed and appointed agents who are contracted with Cigna + Oscar are eligible for the bonus. Check out the Cigna + Oscar Appointments Guide for full instructions.
Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.
Get The Latest News with Text Messaging!
Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.
A recent Cigna + Oscar survey of small businesses revealed valuable insights about the types of health benefits companies now need to offer as they look to rebound from the pandemic and also respond to new healthcare demands from current and prospective employees.
Key Survey Insights Include:
Additional Survey Insights from Business Insider Articles:
Cigna + Oscar now offers PPO plans utilizing the full Cigna Open Access Plus Network, very competitive rates in several rating regions, and more flexible underwriting. Get the details.
With rates comparable to Kaiser, and networks that include Dignity Health, UCSF, Stanford, and Sutter, Cigna + Oscar brings together the power of Cigna’s nationwide and local provider networks, and Oscar’s member-focused tech-driven experience, to deliver small group health insurance that meets the unique needs of California small businesses and their employees. Learn more.
Note: Only licensed and appointed agents who are contracted with Cigna + Oscar are eligible for the bonus. Check out the Cigna + Oscar Appointments Guide for full instructions.
Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.
Get The Latest News with Text Messaging!
Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.
Cigna + Oscar (C+O) has announced updated plans and rates for 2022.
PPO plans now included in portfolio.
PPO plan options are now available with out-of-network benefits and access to the full Cigna Open Access Plus network. EPO plan options, which utilize the Cigna LocalPlus® network, also continue to be offered. No referrals are required to see a specialist, regardless of plan or network.
Cigna Open Access Plus Network – California
Is Cigna’s broad network offering a discounted national network with 1,000,000+ doctors, specialists, and other professionals; and 17,000+ hospital and clinical facilities. Cigna + Oscar small group PPO plans utilize the Cigna Open Access Plus Network.
Cigna LocalPlus® Network – California
Is a locally curated network of doctors, specialists, and hospitals providing cost-effective medical care without sacrificing the quality your clients expect. Cigna + Oscar small group EPO plans utilize the Cigna LocalPlus® Network.
For details, download the Plan Grid and explore the Open Access Plus and LocalPlus® provider networks.
With both Cigna + Oscar networks, your groups get quality care and all of these plan features:
Several rating regions have very competitive rates with premiums up to 35% less than comparable plans with other carriers.
With rates comparable to Kaiser, and networks that include Dignity Health, UCSF, Stanford, and Sutter, Cigna + Oscar brings together the power of Cigna’s nationwide and local provider networks, and Oscar’s member-focused tech-driven experience, to deliver small group health insurance that meets the unique needs of California small businesses and their employees. To learn more about Cigna + Oscar, view our web page.
Note: Only licensed and appointed agents who are contracted with Cigna + Oscar are eligible for the bonus. Check out the Cigna + Oscar Appointments Guide for full instructions.
Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.
Earn more during Q4 with Cigna + Oscar’s Case Bonus and Early Submission Bonus programs. CaliforniaChoice groups are also eligible.
Earn a $500 bonus for groups with 3 or more enrolled employees. Unlimited number of accounts. Effective dates from October 1, 2021 to December 15, 2021 are eligible for this program. Download the flyer to learn more.
Submit your groups early and earn up to a $700 bonus for groups with 4 or more enrolled employees. Unlimited number of accounts. Effective date of January 1, 2022 is eligible for this program.
Download the flyer to learn more.
Offer your small groups Cigna + Oscar’s quality care and all of these plan features:
With rates comparable to Kaiser, and networks that include Dignity Health, UCSF, Stanford, and Sutter, Cigna + Oscar brings together the power of Cigna’s nationwide and local provider networks, and Oscar’s member-focused tech-driven experience, to deliver small group health insurance that meets the unique needs of California small businesses and their employees. To learn more about Cigna + Oscar, view our web page.
Note: Only licensed and appointed agents who are contracted with Cigna + Oscar are eligible for the bonus. Check out the Cigna + Oscar Appointments Guide for full instructions.
Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.
Learn about important updates for 2022 this week. Join the Cigna + Oscar California sales team for a 30-minute webinar tomorrow, October 19th for insight on where this market innovator is headed.
Topics
Webinar Details
With rates comparable to Kaiser, and networks that include Dignity Health, UCSF, Stanford, and Sutter, Cigna + Oscar brings together the power of Cigna’s nationwide and local provider networks, and Oscar’s member-focused tech-driven experience, to deliver small group health insurance that meets the unique needs of California small businesses and their employees. To learn more about Cigna + Oscar, view our web page.
Note: Only licensed and appointed agents who are contracted with Cigna + Oscar are eligible for the bonus. Check out the Cigna + Oscar Appointments Guide for full instructions.
Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.
Earn a $500 bonus for groups with 3 or more enrolled employees. Unlimited number of accounts. Effective dates from October 1, 2021 to December 15, 2021 are eligible for this program.
Expires December 15, 2021.
Submit your groups early and earn up to a $700 bonus for groups with 4 or more enrolled employees. Unlimited number of accounts. Effective date of January 1, 2022 is eligible for this program.
Expires January 1, 2022.
With Cigna + Oscar, your groups get quality care and all of these (EPO) plan features:
With rates comparable to Kaiser, and networks that include UCSF, Stanford, and Sutter, Cigna + Oscar brings together the power of Cigna’s nationwide and local provider networks, and Oscar’s member-focused tech-driven experience, to deliver small group health insurance that understands the unique needs of California small businesses and their employees.
To learn more about Cigna + Oscar, view our recorded webinar and web page.
Note: Only licensed and appointed agents who are contracted with Cigna + Oscar are eligible for the bonus. Check out the Cigna + Oscar Appointments Guide for full instructions.
Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.
Cigna + Oscar is here to support your clients and prospects that need access to Dignity Health. Dignity Health facilities are in-network with both the LocalPlus and Open Access Plus networks.
Employers throughout Northern California and Southern California that use the LocalPlus network can see up to 17% savings when switching from PPOs. And with their Q4 rate hold, Cigna + Oscar is a competitive option! What’s more, Cigna + Oscar offers both a deductible and maximum out-of-pocket credit for employers switching to Cigna + Oscar.
Cigna + Oscar’s LocalPlus network is also accessible through CaliforniaChoice effective July 1, 2021.
Download the Cigna + Oscar Broker Sales Kit and broker training resources to learn more.
California Broker Mega Bonus Program
Earn a $5,000 bonus for groups with 25-100 enrolled employees. Effective dates from July 1, 2021 to September 15, 2021. Download the Cigna + Oscar Mega Bonus Program flyer.
2021 Broker Bonus Program
Earn a $350 bonus for every Cigna + Oscar group with four or more enrolled employees. Effective dates from April 1, 2021 to December 15, 2021. Download the Cigna + Oscar 2021 Broker Bonus Program flyer.
With Cigna + Oscar, your groups get quality care and all of these (EPO) plan features:
With rates comparable to Kaiser, and networks that include Dignity Health, UCSF, Stanford, and Sutter, Cigna + Oscar brings together the power of Cigna’s nationwide and local provider networks, and Oscar’s member-focused tech-driven experience, to deliver small group health insurance that understands the unique needs of California small businesses and their employees.
To learn more about Cigna + Oscar, view our recorded webinar and web page.
Note: to enroll your groups, you will need to have an appointment with Cigna. Check out the Cigna + Oscar Appointments Guide for full instructions.
Questions?
Contact your Claremont team at 800.696.4543 or info@claremontcompanies.com.
Earn more in 2021 by leveraging the broker bonus programs below.
Earn points for every sale that qualifies for Blue Shield’s new Small Business Incentive Program (June 2021 to January 2022 effective dates) and other broker bonus programs. Then redeem your points for rewards from hundreds of great options, such as gift cards, electronics, products for your home, and more. Or convert your points to cash with a Visa gift card. Best of all, there are no complicated tiers or calculations required!
You Can Earn
With the Producer Rewards points-based bonus program, each point is equal to one dollar. Plus it’s easy to keep track of your point status and what you’ve earned.
Learn more about the Small Business Incentive Program and Producer Rewards Program. Enroll in the Blue Shield Producer Rewards Program today.
Groups written through Claremont are eligible for this program.
Earn a $5,000 bonus for groups with 25-100 enrolled employees. Effective dates from July 1, 2021 to September 15, 2021 are eligible. Expires September 15, 2021. Download the Cigna + Oscar Mega Bonus Program flyer.
Earn a $350 bonus for every Cigna + Oscar group with four or more enrolled employees. Effective dates from April 1, 2021 to December 15, 2021 are eligible. Expires December 15, 2021. Download the Cigna + Oscar 2021 Broker Bonus Program flyer.
Sell Delta Dental’s small group plans, including plans from their new Small Business Program portfolio and qualify for the retention and new sales bonuses. Effective dates from January 1, 2021 to December 31, 2021 are eligible.
Retention Sales Bonus
Retain at least 90% of your book of business through 2021 and earn a bonus on your existing business and qualify for new sales rewards. The more you retain, the more you earn.
New Sales Bonus
Once you’ve met your retention goal, there are three levels of sales rewards. New sales bonuses are based on the number of new groups or total new premium received. And this rewards program is in addition to your existing standard small business commission.
You’ll be automatically enrolled with your first sale. The small business rewards dashboard provides a real-time view of your earnings progress. Expires December 31, 2021. Rewards will be calculated and paid after December 31, 2021. Download the Delta Dental Broker Rewards Program flyer.
Earn up to $750 when you sell your first dental and/or vision case if you haven’t written a case with Humana in the last 12 months. Groups must be 5+ enrolled. Effective dates from July 1, 2021 through December 31, 2021. Expires December 31, 2021. To learn more, download the Welcome Back Specialty Bonus flyer.
To earn a bonus, sell new specialty lines of coverage with the same employer group and initial effective dates of coverage between August 1 and December 31, 2021.
Place stand-alone specialty lines of coverage or add specialty lines of coverage to a new or existing Humana group medical customer and earn:
Specialty lines of coverage include dental (including voluntary dental), vision (including voluntary vision), life, and accidental death & dismemberment (AD&D). Expires December 31, 2021. To learn more, download the Bundling Bonus flyer.
Earn an initial bonus of up to 5% as a percentage of paid compensable premium and a Specialty Net Growth Factor of up to 140% from a producer’s net gain or loss of enrolled employees.
Eligible products are group term life (including AD&D), group term voluntary/supplemental life (including AD&D), group vision (including voluntary vision), and group dental (including voluntary dental). Expires December 31, 2021. To learn more, download the 2021 Producer Partnership Plan brochure.
Earn Leaders Club points through new medical and qualifying specialty plan sales or Go365 results to qualify for awards including a trip to Banff National Park in Canada for the Leaders Club 2022 event. Effective dates of coverage are from January 1, 2021 to December 31, 2021. Expires December 31, 2021. To learn more, download the 2021 Producer Partnership Plan brochure.
Earn 1.5% additional broker compensation when selling dental plus two coverages.
How it works:
No expiration. Download the MetLife Multi-Product Advantage flyer.
Production Bonus
The more you sell, the higher the bonus factor. Whether you sell several smaller cases or just a few larger cases, you can qualify for a production bonus based on new sale credits for each of these qualifying coverages or services.
Persistency Bonus
The more premium you retain the higher the bonus factor.
Earn one new sale credit for each of these qualifying coverages or services:
Earn one-half credit for voluntary accident or voluntary critical illness. Expires December 31, 2021. Download the Principal Broker Bonus flyer.
Questions?
Contact your Claremont team at 800.696.4543 or info@claremontcompanies.com.
Get The Latest News with Text Messaging!
Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.
Quote and renew groups early with Cigna + Oscar’s (C+O) Q4 rate pass and competitive plans, and take advantage of their Broker Bonus Program. When groups switch to C+O, they can easily move carriers (even off-cycle) with deductible and out-of-pocket maximum credits. Plus C+O can be written alongside any carrier and plan type with 3+ enrolled.
In Northern California, C+O offers competitive Platinum plans with top-tier benefits and affordable Bronze plans with lower member premiums and deductibles. Check out the savings in the chart below.
Earn a $350 bonus for every Cigna + Oscar group with four or more enrolled employees. Effective dates from April 1, 2021 to December 15, 2021 are eligible. Learn more.
With Cigna + Oscar, your groups get quality care and all of these (EPO) plan features:
With rates comparable to Kaiser, and networks that include UCSF, Stanford, and Sutter, Cigna + Oscar brings together the power of Cigna’s nationwide and local provider networks, and Oscar’s member-focused tech-driven experience, to deliver small group health insurance that understands the unique needs of California small businesses and their employees.
To learn more about Cigna + Oscar, download the Northern California and Southern California LocalPlus® network flyers, and view our recorded webinar and web page.
Note: to enroll your groups, you will need to have an appointment with Cigna. Check out the Cigna + Oscar Appointments Guide for full instructions.
Questions?
Contact your Claremont team at 800.696.4543 or info@claremontcompanies.com.
Join the Cigna + Oscar (C+O) Senior Sales Executives for a special Benefit Blitz webinar series! Each 15-minute webinar will focus on various topics to help turn brokers into Cigna + Oscar selling ninjas.
Employers are craving new solutions and the ability to attract and retain top talent – register today to get in on the action and get ready for Q4!
Myth Busters
Enough to Make You Dangerous with HRA!
Open Enrollment Made Easy
Meet Your Account Management Team
Conversation with The Care Team
With rates comparable to Kaiser, and networks that include UCSF, Stanford, and Sutter, Cigna + Oscar brings together the power of Cigna’s nationwide and local provider networks, and Oscar’s member-focused tech-driven experience, to deliver small group health insurance that understands the unique needs of California small businesses and their employees. To learn more about Cigna + Oscar, view our recorded webinar and web page.
Note: Only licensed and appointed agents who are contracted with Cigna + Oscar are eligible for the bonus. Check out the Cigna + Oscar Appointments Guide for full instructions.
Questions?
Contact your Claremont team at 800.696.4543 or info@claremontcompanies.com.