Humana

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Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.

Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.

Humana – Launch My Group Now 299 Eligible, Continued Expansion of PPO/TRP Plan Options

Posted August 5, 2024 by Lori Berson

Humana has announced the following updates to Launch My Group, PPO/TRP plan options, and plan summaries. Remember to take advantage of Humana’s 2024 bonus programs to earn more in 2024!

Launch My Group

Launch My Group has expanded from 2-99 to 2-299 eligible.
Reminder:
- Launch My Group delivers group numbers in as little as 72 hours and when the group number is delivered, the group is also claim-ready as it builds the group specs and member enrollment simultaneously.
- Single Point of Contact (SPOC) will still be assigned post-installation on 100+ eligible cases.

Continued Expansion of PPO/TRP Plan Options

New Dental PPO/TRP/Prev Plus product enhancements are launching in CO, FL, IL, IN, MN, NC, TN, and VA with August 1, 2024 quotes and September 1, 2024 effective dates. These important enhancements for FLEX/2019 plans include:

Option for extended max on FLEX plans.
Expanded options for annual maximums, coinsurance, and deductibles.
New $2500 maximum ortho rider on 2019 (+) plans.

These additional product options are quoting in AK, AR, AZ, CA, CT, GA, ID, KS, KY, LA, MA, MD, NJ, OK, OR, PA, SC, SD, TX, UT, and WI, and will be rolled out in phases across other states throughout the remainder of the year. View the benefit summaries.

Refreshed Plan Summaries

Dental and vision plan summaries will now list state-specific limitations and exclusions.
Dental PPO, vision, and life plan summaries now have a new look with updated color schemes and icons.

Reminders

Dental
Starting with May 1, 2024 effective dates, Humana has added the following new dental calendar year maximums to their portfolio:

$2500, $3000, $3500, $5000 (CYM’s available for 2+ group size).
These new options will have the ‘Extended Maximum’ feature. The plan pays 30% coinsurance for the rest of the year after the member reaches their annual maximum.
Humana now has 13 CYM options.
UCR, INFS (In-Network Fee Schedule = MAC), and OON (Out-of-Network) options.
Proposals include a 2-year rate guarantee with no pricing adjustment, through December 1, 2024 effective date.

Disability
Starting with June 1, 2024 effective dates:

Coverages have been approved and rolled out for quoting in California.
Product highlights are available on page six of the Group Benefits Marketing Toolkit.

Additional Selling Points

Enhanced preventive services: three routine cleanings and four periodontal cleanings – paid 100%.
Vision is a low-cost and high-value addition.
Bundling discounts are available.

Resources

Take advantage of Humana’s bonus programs for increased earnings!

Contact us today for a Humana quote!

Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.

Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.

Humana Disability Plans Are Now Available to California Groups

Posted April 8, 2024 by Lori Berson

Effective June 1, 2024, Humana is now offering short-term and long-term disability plans for California-based groups. These plans are currently available for quoting and provide comprehensive financial protection for employees who may be unable to work due to illness, injury, or disability.

Recognizing that most people cannot afford a prolonged loss of income, these disability plans are designed to help cover daily expenses, allowing employees to maintain financial stability and focus on their recovery.

Key Advantages Include:

Flexible Plan Design: Options for both employee- and employer-paid premiums allow tailoring to meet workforce needs and provide a competitive benefits package.
Streamlined Administration: The plans integrate easily with other benefits, and dedicated support simplifies management for employers.
Extensive Coverage: Whether short-term or long-term, Humana’s plans cover a wide range of conditions like pregnancy, cancer, heart attack, accidents, and more.
Bundled EAP: Employers bundling one Humana disability plan with two other Humana lines of coverage receive an Employee Assistance Program at no extra cost.

Humana’s disability plans prioritize employee well-being, are easy to use, and provide comprehensive income protection, making them a valuable addition for employers looking to enhance their employee benefits.

To learn more, download these Humana guides:

And take advantage of Humana’s 2024 Group Benefits Growth Bonus to earn more in 2024.

Contact us today for a Humana quote!

Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.

Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.

Humana Group Benefits and Dental Bundling Bonus Programs

Posted February 26, 2024 by Lori Berson

Earn more in 2024 with Humana’s broker bonus programs.

2024 Group Benefits Growth Bonus

Intended for specialty lines of coverage of all sizes, the Humana 2024 Group Benefits Growth Bonus (formerly known as the Specialty Growth Bonus) is paid once annually, within 60 days after the January 31, 2025 program end date.

Bonus Program Highlights

Tiered structure allows you to earn more as you climb to the next level.
Opportunities for selling new and retaining existing business – and for case sizes big and small.
Rewarded for multi-line sales year-over-year so you don’t have to start fresh each year.
Earn up to 7% book of business revenue.

Eligible Products

Group Term Life (Including AD&D)
Group Term Voluntary/Supplemental Life (Including AD&D)
Group Vision (Including Voluntary Vision)
Group Dental (Including Voluntary Dental)
Group Long-Term Disability (Including Voluntary Long-Term Disability)
Group Short-Term Disability (Including Voluntary Short-Term Disability)

The 2024 Group Benefits Growth Bonus qualifications remain the same as the 2023 Specialty Growth Bonus. To learn more, download the Group Benefits Bonus flyer.

Dental Bundling Bonus

Sell a Bundle, Earn a Bundle! To earn a bonus, sell a new Humana dental line of coverage with at least one additional Group Benefits line of coverage with the same employer group with an initial effective date of coverage between April 1 and September 1, 2024.

Groups with 5-49 eligible enrolled employees (must be at least 5 enrolled):
– $100 bonus for dental + $100 for vision + $100 for life + $200 for disability coverage.
– $100 more if you place all four lines of coverage with the same employer for a total of $600!
Groups with 50+ eligible enrolled employees:
– $200 bonus for dental + $100 for vision + $100 for life + $300 for disability coverage.
– $100 more if you place all four lines of coverage with the same employer for a total of $800!

Group Benefits Lines of Coverage

Group Term Life (Including AD&D)
Group Term Supplemental Life (Including AD&D)
Group Vision (Including Voluntary Vision)
Group Dental (Including Voluntary Dental)
Group Short-Term and Long-Term Disability

To learn more, download the Dental Bundling Bonus flyer.

Contact us today for a Humana quote and take advantage of the bonus programs!

Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.

Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.

Humana 2024 Producer Partnership Plan

Posted December 11, 2023 by Lori Berson

Earn more with Humana in 2024 with their Producer Partnership Plan.

Group Benefits (Dental, Vision, Life & Disability)

Group Benefits Bonus: Previously known as the Specialty Growth Bonus, the Group Benefits bonus qualifications will remain the same as the 2023 Specialty Growth Bonus.
Group Benefits (Dental, Vision, Life & Disability): In 2023, Humana added commissions and bonus qualifications for their new Disability plans. In 2024, they will continue to expand Disability into more markets for more opportunities to earn commission and bonuses.

Leaders Club Program

Humana is sunsetting their traditional Leaders Club Program for 2024, but will be releasing a new Producer Recognition Program in the upcoming months.

For details, download the 2024 Producer Partnership Plan brochure.

Contact us today for a Humana quote and take advantage of the Group Benefits Bonus!

Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.

Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.

Humana Bundling Bonus Extended to January 2024 Effective Dates

Posted October 2, 2023 by Lori Berson

Dental Bundling Bonus

Humana has extended its Dental Bundling Bonus to include initial effective dates of coverage through January 31, 2024. To earn a bonus, sell a new Humana dental plan alongside at least one additional specialty line of coverage with the same employer group.

Groups with 5-49 eligible enrolled employees (must be at least 5 enrolled):
– $200 bonus for dental + $100 for vision + $100 for life + $300 for disability coverage.
Groups with 50+ eligible enrolled employees:
– $300 bonus for dental + $200 for vision + $100 for life + $500 for disability coverage.

Specialty Lines of Coverage

Group Term Life (Including AD&D)
Group Term Supplemental Life (Including AD&D)
Group Vision (Including Voluntary Vision)
Group Dental (Including Voluntary Dental)

To learn more, download the Dental Bundling Bonus flyer.

Specialty Growth Bonus

Intended for specialty lines of coverage of all sizes, the Humana Specialty Growth Bonus is paid once annually, within 60 days after the January 31, 2024 program end date.

2023 Enhancements

Earn new business points for each specialty line renewed with clients that currently have medical coverage. Those renewed lines will still count in your premium persistency calculation in your Specialty Growth Bonus payment.
New business points increased from .5 to 1 point per line of coverage for <10 enrolled employees.
Bonus percentage increased from 4% to 5% for plans with <25 insured lives for producers that achieve “Peak” persistency and are at the “Elite” compensation level.

Bonus Program Highlights

Tiered structure allows you to earn more as you climb to the next level.
Opportunities for selling new and retaining existing business – and for case sizes big and small.
Rewarded for multi-line sales year-over-year so you don’t have to start fresh each year.
Earn up to 7% book of business revenue.

Eligible Products

Group Term Life (Including AD&D)
Group Term Voluntary/Supplemental Life (Including AD&D)
Group Vision (Including Voluntary Vision)
Group Dental (Including Voluntary Dental)

To learn more, download the Specialty Growth Bonus flyer.

Contact us today for a Humana quote and take advantage of the bonus programs.

Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.

Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.

Humana Dental Bundling Bonus

Posted May 30, 2023 by Lori Berson

Sell a Bundle, Earn a Bundle!

To earn a bonus, sell a new Humana dental line of coverage with at least one additional specialty line of coverage with the same employer group and the initial effective date of coverage between July 1 and December 1, 2023.

Groups with 5-49 eligible enrolled employees (must be at least 5 enrolled):
– $200 bonus for dental + $100 for vision + $100 for life + $300 for disability coverage.
Groups with 50+ eligible enrolled employees:
– $300 bonus for dental +$200 for vision + $100 for life + $500 for disability coverage.

Specialty Lines of Coverage

Group Term Life (Including AD&D)
Group Term Supplemental Life (Including AD&D)
Group Vision (Including Voluntary Vision)
Group Dental (Including Voluntary Dental)

To learn more, download the Dental Bundling Bonus flyer.

Specialty Growth Bonus

Intended for specialty lines of coverage of all sizes, the Humana Specialty Growth Bonus is paid once annually, within 60 days after the January 31, 2024 program end date.

2023 Enhancements

Earn new business points for each specialty line renewed with clients that currently have medical coverage. Those renewed lines will still count in your premium persistency calculation in your Specialty Growth Bonus payment.
New business points increased from .5 to 1 point per line of coverage for <10 enrolled employees.
Bonus percentage increased from 4% to 5% for plans with <25 insured lives for producers that achieve “Peak” persistency and are at the “Elite” compensation level.

Bonus Program Highlights

Tiered structure allows you to earn more as you climb to the next level.
Opportunities for selling new and retaining existing business – and for case sizes big and small.
Rewarded for multi-line sales year-over-year so you don’t have to start fresh each year.
Earn up to 7% book of business revenue.

Eligible Products

Group Term Life (Including AD&D)
Group Term Voluntary/Supplemental Life (Including AD&D)
Group Vision (Including Voluntary Vision)
Group Dental (Including Voluntary Dental)

To learn more, download the Specialty Growth Bonus flyer.

Contact us today for a Humana quote and take advantage of the bonus programs.

Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.

Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.

Humana – 2023 Updates

Posted January 30, 2023 by Lori Berson

In addition to the continuation of the 2-year rate guarantee for new dental business, Humana is offering a Special Discounts Program and an enhanced Specialty Growth Bonus.

Special Discounts Program

To strengthen the personal well-being and enrich the lives of members enrolled in an ancillary line of coverage (excludes waivers), Humana is offering a Special Discounts Program that includes the following.

Dental

Teeth whitening: Humana has partnered with ProSmileUSA™ to offer up to 70% off teeth whitening.
Truthbrush: an innovative dental health device and corresponding app that automatically tracks every brushing session (like a Fitbit for oral hygiene). Members get 20% off Truthbrush trackers.

Vision

QualSight LASIK Network (more than 800 locations nationwide)
– Members save 25%-40% off the national average price for LASIK.
– Custom Wavefront is $1,395 per eye and Custom Wavefront Bladeless is $1,795 per eye.
U.S. Laser Network (access to 600 LASIK locations nationwide)
– Savings of $1,000 on LASIK with a preferred provider.
– Members save 15% off standard or 5% off promotional pricing with all other in-network providers.
– Preferred providers include LasikPlus, TLC Laser Eye Centers, and The LASIK Vision Institute.

Weight Loss Programs Through Nutrisystem

Members receive a 50% discount off every Nutrisystem plan, seven free high-protein shakes, and free shipping on all orders.

Health and Wellness

Members get 10%-40% off health and wellness products and local providers including acupuncture, chiropractic, massage, and many more.
– Fitbit devices – 10% to 15% off.
– Vitamin Shoppe® – 20% off purchases.

Hearing Aids

New Audicus: a unique online solution that provides hearing aids and support, with up to 65% savings, from the convenience of home.
TruHearing®: provides care from a local professional with savings up to 60% on hearing aids.

Identity Monitoring and Protection Services by CyberScout®

Medical identity theft monitoring.
Internet monitoring.
Credit bureau monitoring, including credit score.
Unlimited access to expert fraud specialists for proactive and identity theft resolution assistance.

Download the Humana Special Discounts Program flyer to learn more.

Specialty Growth Bonus

Intended for specialty lines of coverage of all sizes, the Humana Specialty Growth Bonus is paid once annually, within 60 days after the January 31, 2024 program end date.

2023 Enhancements

Earn new business points for each specialty line renewed with clients that currently have medical coverage. Those renewed lines will still count in your premium persistency calculation in your Specialty Growth Bonus payment.
New business points increased from .5 to 1 point per line of coverage for <10 enrolled employees.
Bonus percentage increased from 4% to 5% for plans with <25 insured lives for producers that achieve “Peak” persistency and are at the “Elite” compensation level.

Bonus Program Highlights

Three-tiered bonus structure (Base, Summit, and Peak) allows you to earn more as you climb to the next level.
Opportunities for selling new and retaining existing business – and for case sizes big and small.
Rewarded for multi-line sales year-over-year so you don’t have to start fresh each year.
Earn up to 7% book of business revenue.

Eligible Products

Group Term Life (Including AD&D)
Group Term Voluntary/Supplemental Life (Including AD&D)
Group Vision (Including Voluntary Vision)
Group Dental (Including Voluntary Dental)

To learn more, download the Humana Specialty Growth Bonus flyer.

Contact us today for a Humana quote and take advantage of the Special Discounts Program and Specialty Growth Bonus.

Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.

Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.

Humana – Walmart and Sam’s Club Added to Vision Network

Posted December 12, 2022 by Lori Berson

With an expansive network, Humana Vision offers a choice of more than 135,000 provider locations nationwide, including independent providers, retail, and online options (LensCrafters, Pearle Vision, Target Optical, Ray-Ban, Glasses.com, and ContactsDirect.com).

Starting January 1, 2023, Humana’s network will include Walmart® and Sam’s Club™ vision and optical centers. Current and new Humana Vision members can visit Walmart and Sam’s Club vision and optical centers for eyeglass frames, lenses, and contact lenses as part of their in-network vision benefits. Learn more.

Please note: some optometrists with Walmart and Sam’s Club are independent contractors and may not participate in the Humana Vision network for eye care services like exams. Members can use Humana’s “Find an Eye Doctor” tool or call the provider in advance to confirm if the provider is in network.

Contact us today for a Humana Vision quote.

Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.

Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.

Humana Bonus Programs

Posted June 27, 2022 by Lori Berson

Bundling Bonus – Sell a Bundle, Earn a Bundle!

To earn a bonus, sell new specialty lines of coverage with the same employer group and initial effective date of coverage between August 1 and December 31, 2022.

Place stand-alone specialty lines of coverage or add specialty lines of coverage to a new or existing Humana group medical customer and earn:

Groups with 5-99 eligible enrolled employees (must be at least 5 enrolled):
– $500 bonus when you sell dental and vision coverage.
– $1,000 bonus when you sell dental, vision, and life coverage.
Groups with 100+ eligible enrolled employees:
– $3,000 bonus when you sell dental and vision coverage.

Specialty Lines of Coverage

Group Term Life (Including AD&D)
Group Term Supplemental Life (Including AD&D)
Group Vision (Including Voluntary Vision)
Group Dental (Including Voluntary Dental)

To learn more, download the Bundling Bonus flyer.

Specialty Growth Bonus

Intended for specialty lines of coverage of all sizes, the Humana Specialty Growth Bonus is paid once annually, within 60 days after the January 31, 2023 program end date.

Bonus Program Highlights

Three-tiered bonus structure (Base, Summit, and Peak) allows you to earn more as you climb to the next level.
Opportunities for selling new and retaining existing business – and for case sizes big and small.
Rewarded for multi-line sales year-over-year so you don’t have to start fresh each year.
Earn up to 7% book of business revenue.

Eligible Products

Group Term Life (Including AD&D)
Group Term Voluntary/Supplemental Life (Including AD&D)
Group Vision (Including Voluntary Vision)
Group Dental (Including Voluntary Dental)

To learn more, download the Specialty Growth Bonus flyer.

Contact us today for a Humana quote and take advantage of the bonus programs.

Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.

Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.