Humana

Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.

Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.

Humana – Life Plan Guides and Dental Cost Estimator

Posted February 10, 2025 by Lori Berson

Selecting the right benefits is essential for ensuring financial security and peace of mind. Humana offers comprehensive life and disability coverage options to help employees protect their loved ones, as well as tools like the Dental Cost Estimator to assist members in planning for dental expenses. Below are coverage options and resources.

Humana Life Plan Guides

Quickly identify the advantages of Humana’s life and disability coverage for employers and employees with these three plan guides:

Basic Term Life – Provides financial protection for loved ones by covering essential expenses such as medical bills, funeral costs, daily living needs, and childcare or education expenses.
Voluntary Term Life – Employees can increase or add Voluntary Life coverage during the initial open enrollment and at renewal each year thereafter, up to $25,000 per year, subject to the plan maximum. This flexibility allows employees to adjust their coverage as their needs change.
Accidental Death & Dismemberment (AD&D) – Available for employees and spouses with life benefits, this coverage provides financial support in the event of accidental death or life-altering injuries.

Dental Cost Estimator

Humana members can now estimate their dental expenses using the Dental Cost Estimator, accessible through the Resources section of the Plan Benefits page in MyHumana. By entering their zip code and a dental procedure keyword, code, or category, members can view a cost range, helping them better plan for out-of-pocket expenses.

Contact us today for a Humana quote!

Resources

Contact us today for a Humana quote.

Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.

Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.

Humana – Dental Network Expansion, Q4 Broker Support

Posted November 18, 2024 by Lori Berson

Humana continues to expand its dental network significantly, offering members more access and improved value. With an increased focus on delivering seamless experiences, brokers can rely on comprehensive tools, expert support, and efficient solutions to meet their needs and enhance member satisfaction during Q4 and beyond.

Dental Network Expansion

18,000+ net-new dentists added in 2024. Over 135,000 dentists nationwide.
Since 2016 the Humana dental network increased by 86%, far outpacing the competition.
Over 72% of claims processed in network at an average discount of 40%.
Ranked top 3 in over 80% of the top 250 Metropolitan Statistical Areas.

Q4 Broker Support

For efficient quoting of dental, vision, life, and disability plans, refer to the Group Benefits Quoting Requirements Guide.
Save time by installing Launch My Group (LMG). For an overview and step-by-step instructions, refer to the LMG Member Enrollment Reference Guide.

As always, contact Claremont for details at 800.696.4543 or info@claremontcompanies.com.

Contact us today for a Humana quote!

Reminder, Take Advantage of Humana Broker Bonus Programs

Disability Plans Bonus

Earn a bonus and provide extra financial protection for your clients’ employees.
To earn a bonus, place NEW Humana short- and/or long-term disability with an initial effective date of coverage between October 1, 2024 through January 1, 2025. The bonus can be earned in one of two ways:

New 5-49 Enrolled Humana Disability Cases:

$200 bonus per bundled case.
Get an extra $200 on top of earnings through the Dental Bundling Bonus. This means you could get up to an $800 bonus between the two bonus programs.
$400 bonus per stand-alone case.

To learn more, download the Disability Plans Bonus flyer.

2024 Group Benefits Growth Bonus

Intended for specialty lines of coverage of all sizes, the Humana 2024 Group Benefits Growth Bonus (formerly known as the Specialty Growth Bonus) is paid once annually, within 60 days after the January 31, 2025 program end date.

Bonus Program Highlights

Tiered structure allows you to earn more as you climb to the next level.
Opportunities for selling new and retaining existing business – and for case sizes big and small.
Rewarded for multi-line sales year-over-year so you don’t have to start fresh each year.
Earn up to 7% book of business revenue.

Eligible Products

Group Term Life (Including AD&D)
Group Term Voluntary/Supplemental Life (Including AD&D)
Group Vision (Including Voluntary Vision)
Group Dental (Including Voluntary Dental)
Group Long-Term Disability (Including Voluntary Long-Term Disability)
Group Short-Term Disability (Including Voluntary Short-Term Disability)

The 2024 Group Benefits Growth Bonus qualifications remain the same as the 2023 Specialty Growth Bonus. To learn more, download the Group Benefits Bonus flyer and the 2024 Producer Partnership Plan brochure.

Dental Bundling Bonus – Extended Through January 2025

Sell a Bundle, Earn a Bundle! To earn a bonus, sell a new Humana dental line of coverage with at least one additional Group Benefits line of coverage with the same employer group with an initial effective date of coverage between April 1, 2024 through January 31, 2025.

Groups with 5-49 eligible enrolled employees (must be at least 5 enrolled):
– $100 bonus for dental + $100 for vision + $100 for life + $200 for disability coverage.
– $100 more if you place all four lines of coverage with the same employer for a total of $600!
Groups with 50+ eligible enrolled employees:
– $200 bonus for dental + $100 for vision + $100 for life + $300 for disability coverage.
– $100 more if you place all four lines of coverage with the same employer for a total of $800!

Group Benefits Lines of Coverage

Group Term Life (Including AD&D)
Group Term Supplemental Life (Including AD&D)
Group Vision (Including Voluntary Vision)
Group Dental (Including Voluntary Dental)
Group Short-Term and Long-Term Disability

To learn more, download the Dental Bundling Bonus flyer.

Resources

Contact us today for a Humana quote and take advantage of the bonus programs!

Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.

Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.

Humana – Expanded EAP Eligibility

Posted September 30, 2024 by Lori Berson

Effective November 1, Humana is expanding eligibility for their Employee Assistance Program (EAP) for California groups:

New: California groups of any size will now qualify for EAP when they purchase Humana basic life coverage.

This new option is in addition to the standard bundling option where groups must purchase three lines of group benefits coverage, including one line of disability.

For more Humana EAP information, check out the Humana Group Benefits: Marketing Kit for brokers, the Humana EAP flyer, and the Humana EAP TELUS Health One app.

Contact us today for a Humana quote.

Bonus Programs

Disability Plans Bonus

Earn a bonus and provide extra financial protection for your clients’ employees.
To earn a bonus, place NEW Humana short- and/or long-term disability with an initial effective date of coverage between October 1, 2024 through January 1, 2025. The bonus can be earned in one of two ways:

New 5-49 Enrolled Humana Disability Cases:

$200 bonus per bundled case.
Get an extra $200 on top of earnings through the Dental Bundling Bonus. This means you could get up to an $800 bonus between the two bonus programs.
$400 bonus per stand-alone case.

To learn more, download the Disability Plans Bonus flyer.

2024 Group Benefits Growth Bonus

Intended for specialty lines of coverage of all sizes, the Humana 2024 Group Benefits Growth Bonus (formerly known as the Specialty Growth Bonus) is paid once annually, within 60 days after the January 31, 2025 program end date.

Bonus Program Highlights

Tiered structure allows you to earn more as you climb to the next level.
Opportunities for selling new and retaining existing business – and for case sizes big and small.
Rewarded for multi-line sales year-over-year so you don’t have to start fresh each year.
Earn up to 7% book of business revenue.

Eligible Products

Group Term Life (Including AD&D)
Group Term Voluntary/Supplemental Life (Including AD&D)
Group Vision (Including Voluntary Vision)
Group Dental (Including Voluntary Dental)
Group Long-Term Disability (Including Voluntary Long-Term Disability)
Group Short-Term Disability (Including Voluntary Short-Term Disability)

The 2024 Group Benefits Growth Bonus qualifications remain the same as the 2023 Specialty Growth Bonus. To learn more, download the Group Benefits Bonus flyer and the 2024 Producer Partnership Plan brochure.

Dental Bundling Bonus – Extended Through January 2025

Sell a Bundle, Earn a Bundle! To earn a bonus, sell a new Humana dental line of coverage with at least one additional Group Benefits line of coverage with the same employer group with an initial effective date of coverage between April 1, 2024 through January 31, 2025.

Groups with 5-49 eligible enrolled employees (must be at least 5 enrolled):
– $100 bonus for dental + $100 for vision + $100 for life + $200 for disability coverage.
– $100 more if you place all four lines of coverage with the same employer for a total of $600!
Groups with 50+ eligible enrolled employees:
– $200 bonus for dental + $100 for vision + $100 for life + $300 for disability coverage.
– $100 more if you place all four lines of coverage with the same employer for a total of $800!

Group Benefits Lines of Coverage

Group Term Life (Including AD&D)
Group Term Supplemental Life (Including AD&D)
Group Vision (Including Voluntary Vision)
Group Dental (Including Voluntary Dental)
Group Short-Term and Long-Term Disability

To learn more, download the Dental Bundling Bonus flyer.

Resources

Contact us today for a Humana quote and take advantage of the bonus programs!

Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.

Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.

Humana – Earn Up to $800 with Humana’s Disability Plans Bonus

Posted September 16, 2024 by Lori Berson

Disability Plans Bonus

Earn a bonus and provide extra financial protection for your clients’ employees.
To earn a bonus, place NEW Humana short- and/or long-term disability with an initial effective date of coverage between October 1, 2024 through January 1, 2025. The bonus can be earned in one of two ways:

New 5-49 Enrolled Humana Disability Cases:

$200 bonus per bundled case.
Get an extra $200 on top of earnings through the Dental Bundling Bonus. This means you could get up to an $800 bonus between the two bonus programs.
$400 bonus per stand-alone case.

To learn more, download the Disability Plans Bonus flyer.

Reminder

2024 Group Benefits Growth Bonus

Intended for specialty lines of coverage of all sizes, the Humana 2024 Group Benefits Growth Bonus (formerly known as the Specialty Growth Bonus) is paid once annually, within 60 days after the January 31, 2025 program end date.

Bonus Program Highlights

Tiered structure allows you to earn more as you climb to the next level.
Opportunities for selling new and retaining existing business – and for case sizes big and small.
Rewarded for multi-line sales year-over-year so you don’t have to start fresh each year.
Earn up to 7% book of business revenue.

Eligible Products

Group Term Life (Including AD&D)
Group Term Voluntary/Supplemental Life (Including AD&D)
Group Vision (Including Voluntary Vision)
Group Dental (Including Voluntary Dental)
Group Long-Term Disability (Including Voluntary Long-Term Disability)
Group Short-Term Disability (Including Voluntary Short-Term Disability)

The 2024 Group Benefits Growth Bonus qualifications remain the same as the 2023 Specialty Growth Bonus. To learn more, download the Group Benefits Bonus flyer and the 2024 Producer Partnership Plan brochure.

Dental Bundling Bonus – Extended Through January 2025

Sell a Bundle, Earn a Bundle! To earn a bonus, sell a new Humana dental line of coverage with at least one additional Group Benefits line of coverage with the same employer group with an initial effective date of coverage between April 1, 2024 through January 31, 2025.

Groups with 5-49 eligible enrolled employees (must be at least 5 enrolled):
– $100 bonus for dental + $100 for vision + $100 for life + $200 for disability coverage.
– $100 more if you place all four lines of coverage with the same employer for a total of $600!
Groups with 50+ eligible enrolled employees:
– $200 bonus for dental + $100 for vision + $100 for life + $300 for disability coverage.
– $100 more if you place all four lines of coverage with the same employer for a total of $800!

Group Benefits Lines of Coverage

Group Term Life (Including AD&D)
Group Term Supplemental Life (Including AD&D)
Group Vision (Including Voluntary Vision)
Group Dental (Including Voluntary Dental)
Group Short-Term and Long-Term Disability

To learn more, download the Dental Bundling Bonus flyer.

Resources

Contact us today for a Humana quote and take advantage of the bonus programs!

Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.

Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.

Humana – Provider Search Tool for Brokers and Employers, Vision ID Cards, and Marketing Kit

Posted September 4, 2024 by Lori Berson

Humana is introducing two new tools to streamline the sales process and enhance services for brokers and employers:

New: Provider Search Tool for Brokers and Employers

Humana now provides a user-friendly dental and vision provider search tool to assist with pre-sale network searches. The tool includes easy-to-follow steps with images and text descriptions for locating in-network dental and vision providers using the public search feature. Learn more about dental provider searches and vision provider searches.

New: Vision ID Cards

Vision ID cards, including those for Humana Vision Plus plans, are now accessible online through the ID Card Center and on the member’s web portal via MyHumana.com.

Humana Marketing Kit for Brokers

Access Humana’s Marketing Kit to obtain helpful tools and resources for promoting and selling their comprehensive suite of ancillary benefits. This kit supports your efforts in marketing dental, vision, disability, life, and employee assistance program (EAP) coverage options.

Resources

Take advantage of Humana’s bonus programs for increased earnings!

Contact us today for a Humana quote!

Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.

Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.

Humana – Launch My Group Now 299 Eligible, Continued Expansion of PPO/TRP Plan Options

Posted August 5, 2024 by Lori Berson

Humana has announced the following updates to Launch My Group, PPO/TRP plan options, and plan summaries. Remember to take advantage of Humana’s 2024 bonus programs to earn more in 2024!

Launch My Group

Launch My Group has expanded from 2-99 to 2-299 eligible.
Reminder:
- Launch My Group delivers group numbers in as little as 72 hours and when the group number is delivered, the group is also claim-ready as it builds the group specs and member enrollment simultaneously.
- Single Point of Contact (SPOC) will still be assigned post-installation on 100+ eligible cases.

Continued Expansion of PPO/TRP Plan Options

New Dental PPO/TRP/Prev Plus product enhancements are launching in CO, FL, IL, IN, MN, NC, TN, and VA with August 1, 2024 quotes and September 1, 2024 effective dates. These important enhancements for FLEX/2019 plans include:

Option for extended max on FLEX plans.
Expanded options for annual maximums, coinsurance, and deductibles.
New $2500 maximum ortho rider on 2019 (+) plans.

These additional product options are quoting in AK, AR, AZ, CA, CT, GA, ID, KS, KY, LA, MA, MD, NJ, OK, OR, PA, SC, SD, TX, UT, and WI, and will be rolled out in phases across other states throughout the remainder of the year. View the benefit summaries.

Refreshed Plan Summaries

Dental and vision plan summaries will now list state-specific limitations and exclusions.
Dental PPO, vision, and life plan summaries now have a new look with updated color schemes and icons.

Reminders

Dental
Starting with May 1, 2024 effective dates, Humana has added the following new dental calendar year maximums to their portfolio:

$2500, $3000, $3500, $5000 (CYM’s available for 2+ group size).
These new options will have the ‘Extended Maximum’ feature. The plan pays 30% coinsurance for the rest of the year after the member reaches their annual maximum.
Humana now has 13 CYM options.
UCR, INFS (In-Network Fee Schedule = MAC), and OON (Out-of-Network) options.
Proposals include a 2-year rate guarantee with no pricing adjustment, through December 1, 2024 effective date.

Disability
Starting with June 1, 2024 effective dates:

Coverages have been approved and rolled out for quoting in California.
Product highlights are available on page six of the Group Benefits Marketing Toolkit.

Additional Selling Points

Enhanced preventive services: three routine cleanings and four periodontal cleanings – paid 100%.
Vision is a low-cost and high-value addition.
Bundling discounts are available.

Resources

Take advantage of Humana’s bonus programs for increased earnings!

Contact us today for a Humana quote!

Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.

Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.

Humana Disability Plans Are Now Available to California Groups

Posted April 8, 2024 by Lori Berson

Effective June 1, 2024, Humana is now offering short-term and long-term disability plans for California-based groups. These plans are currently available for quoting and provide comprehensive financial protection for employees who may be unable to work due to illness, injury, or disability.

Recognizing that most people cannot afford a prolonged loss of income, these disability plans are designed to help cover daily expenses, allowing employees to maintain financial stability and focus on their recovery.

Key Advantages Include:

Flexible Plan Design: Options for both employee- and employer-paid premiums allow tailoring to meet workforce needs and provide a competitive benefits package.
Streamlined Administration: The plans integrate easily with other benefits, and dedicated support simplifies management for employers.
Extensive Coverage: Whether short-term or long-term, Humana’s plans cover a wide range of conditions like pregnancy, cancer, heart attack, accidents, and more.
Bundled EAP: Employers bundling one Humana disability plan with two other Humana lines of coverage receive an Employee Assistance Program at no extra cost.

Humana’s disability plans prioritize employee well-being, are easy to use, and provide comprehensive income protection, making them a valuable addition for employers looking to enhance their employee benefits.

To learn more, download these Humana guides:

And take advantage of Humana’s 2024 Group Benefits Growth Bonus to earn more in 2024.

Contact us today for a Humana quote!

Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.

Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.

Humana Group Benefits and Dental Bundling Bonus Programs

Posted February 26, 2024 by Lori Berson

Earn more in 2024 with Humana’s broker bonus programs.

2024 Group Benefits Growth Bonus

Intended for specialty lines of coverage of all sizes, the Humana 2024 Group Benefits Growth Bonus (formerly known as the Specialty Growth Bonus) is paid once annually, within 60 days after the January 31, 2025 program end date.

Bonus Program Highlights

Tiered structure allows you to earn more as you climb to the next level.
Opportunities for selling new and retaining existing business – and for case sizes big and small.
Rewarded for multi-line sales year-over-year so you don’t have to start fresh each year.
Earn up to 7% book of business revenue.

Eligible Products

Group Term Life (Including AD&D)
Group Term Voluntary/Supplemental Life (Including AD&D)
Group Vision (Including Voluntary Vision)
Group Dental (Including Voluntary Dental)
Group Long-Term Disability (Including Voluntary Long-Term Disability)
Group Short-Term Disability (Including Voluntary Short-Term Disability)

The 2024 Group Benefits Growth Bonus qualifications remain the same as the 2023 Specialty Growth Bonus. To learn more, download the Group Benefits Bonus flyer.

Dental Bundling Bonus

Sell a Bundle, Earn a Bundle! To earn a bonus, sell a new Humana dental line of coverage with at least one additional Group Benefits line of coverage with the same employer group with an initial effective date of coverage between April 1 and September 1, 2024.

Groups with 5-49 eligible enrolled employees (must be at least 5 enrolled):
– $100 bonus for dental + $100 for vision + $100 for life + $200 for disability coverage.
– $100 more if you place all four lines of coverage with the same employer for a total of $600!
Groups with 50+ eligible enrolled employees:
– $200 bonus for dental + $100 for vision + $100 for life + $300 for disability coverage.
– $100 more if you place all four lines of coverage with the same employer for a total of $800!

Group Benefits Lines of Coverage

Group Term Life (Including AD&D)
Group Term Supplemental Life (Including AD&D)
Group Vision (Including Voluntary Vision)
Group Dental (Including Voluntary Dental)
Group Short-Term and Long-Term Disability

To learn more, download the Dental Bundling Bonus flyer.

Contact us today for a Humana quote and take advantage of the bonus programs!

Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.

Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.

Humana 2024 Producer Partnership Plan

Posted December 11, 2023 by Lori Berson

Earn more with Humana in 2024 with their Producer Partnership Plan.

Group Benefits (Dental, Vision, Life & Disability)

Group Benefits Bonus: Previously known as the Specialty Growth Bonus, the Group Benefits bonus qualifications will remain the same as the 2023 Specialty Growth Bonus.
Group Benefits (Dental, Vision, Life & Disability): In 2023, Humana added commissions and bonus qualifications for their new Disability plans. In 2024, they will continue to expand Disability into more markets for more opportunities to earn commission and bonuses.

Leaders Club Program

Humana is sunsetting their traditional Leaders Club Program for 2024, but will be releasing a new Producer Recognition Program in the upcoming months.

For details, download the 2024 Producer Partnership Plan brochure.

Contact us today for a Humana quote and take advantage of the Group Benefits Bonus!

Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.

Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.