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Delta Dental Quoting

Employer contribution entered in Dental Contribution under Group Information affects the Delta Dental plans and rates returned. Please be aware that Delta Dental will require groups with 100% employer contribution to have 100% participation.

If you need assistance, please contact our Quotes team at quotes@claremontcompanies.com or 800.696.4543.

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Covered CA

How does the employer defined contribution work in Covered California for Small Business?

The total employee premium for the lowest cost plan in the selected tier is paid by the employer as a percentage contribution. Let’s say that a 10 life group has a $2500 monthly employee premium for the lowest cost plan at the selected metallic level. The employer contribution is 50%. The employer responsibility would be $1250 or 50% of the total employee premium. As we have an age based rating methodology that premium would represent 50% of each employee premium at every age band. So a 65 year old would get more money that a 25 year old but they would each receive a contribution of 50%.