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Cigna + Oscar Withdraws from
The Small Group Market

New Cigna + Oscar (C+O) small group sales and renewals will not be offered in 2025. At C+O’s request, all plans and rates have been removed from the quote engine. However, you can still quote or renew your C+O groups through December 15, 2024 by contacting us at quotes@claremontcompanies.com or 800.696.4543. Please note: the last day of coverage will be December 14, 2025.

For assistance, please contact our Quotes team at quotes@claremontcompanies.com or 800.696.4543.

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Covered CA

Who is included in a taxpayer’s family, i.e. household size?

A taxpayer’s family (household size) includes individuals for whom a taxpayer claims a deduction for a personal exemption (see IRS code:  http://www.gpo.gov/fdsys/pkg/USCODE-2011-title26/pdf/USCODE-2011-title26-subtitleA-chap1-subchapB-partV-sec151.pdf).  This may include the taxpayer, the taxpayer’s spouse, and dependents.  Dependents include a qualifying child, or a qualifying relative.  A qualifying relative is someone (1) who bears a relationship to the taxpayer, such as a father and/or mother; (2) whose gross income for the calendar year in which the taxable year begins is less than the exemption amount; (3) whom the taxpayer provides over one-half of the individual’s support for the calendar year in which the taxable year begins; and (4) who is not a qualifying child of the taxpayer or any other taxpayer.  (See IRS code: http://www.gpo.gov/fdsys/pkg/USCODE-2011-title26/pdf/USCODE-2011-title26-subtitleA-chap1-subchapB-partV-sec152.pdf)

In our library, you’ll find carrier forms, applications, enrollment kits, broker bonuses, marketing resources, and more (video tutorial). However, not all carrier forms are available online.

If you don’t find what you are looking for, contact our team for help at 800.696.4543 or materials@claremontcompanies.com.