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What if income lowers and the person doesn’t notify Covered California?
If a tax filing unit’s income changes, and the filer should have received a higher amount, this additional credit would be included in their tax refund for the year. On the other hand, any excess amount that was overpaid in premium credits would have to be repaid to the federal government as a tax payment. However, there are limits on the excess amount to be repaid for those below 400% of the Federal Poverty Level.
Consumers are required to self-report changes in income to Covered California within 30 calendar days from the date of the change. Consumers can report these changes via the online application or by calling the Covered California Service Center.
There may be a more recent answer to this question. Contact Claremont for an update.