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Delta Dental Quoting

Employer contribution entered in Dental Contribution under Group Information affects the Delta Dental plans and rates returned. Please be aware that Delta Dental will require groups with 100% employer contribution to have 100% participation.

If you need assistance, please contact our Quotes team at or 800.696.4543.

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Covered CA

Please explain cost sharing reductions.

Cost sharing reductions (CSR) help people with their out-of-pocket costs such as deductibles, coinsurance and copayments.  It is only available to people who enroll in in a silver plan.  The issuers provide the extra help with out-of-pocket costs by covering more of the costs of covered benefits, hence increasing the actuarial value of a silver plan.  As a result, the individual pays lower deductibles, coinsurance, and/or copayments.

There are three levels of savings available to people who qualify for a CSR.  The level of savings is based on the family’s income.  See table on page 18 in the Eligibility for Individuals and Families participant guide.