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Starting July 1, Covered California for Small Business (CCSB) is offering new Blue Shield plans, providing more options for enrollees. These plans include the Access+ HMO Network with Platinum, Gold, and Silver metal tier options, as well as the Bronze Trio HMO 7000/70. The two most popular Blue Shield High Deductible Health Plans (HDHP), Silver Full PPO Savings 2300/25% and Bronze Full PPO Savings 7000 plans, are also now available.
All of these plans offer benefits such as Wellvolution, Teladoc Mental Health, Nurse Help 24/7, LifeReferrals 24/7, and the Blue Card program for when members are outside of California.
For assistance, please contact our Quotes team at quotes@claremontcompanies.com or 800.696.4543.
Login To PrismPlease explain cost sharing reductions.
Cost sharing reductions (CSR) help people with their out-of-pocket costs such as deductibles, coinsurance and copayments. It is only available to people who enroll in in a silver plan. The issuers provide the extra help with out-of-pocket costs by covering more of the costs of covered benefits, hence increasing the actuarial value of a silver plan. As a result, the individual pays lower deductibles, coinsurance, and/or copayments.
There are three levels of savings available to people who qualify for a CSR. The level of savings is based on the family’s income. See table on page 18 in the Eligibility for Individuals and Families participant guide.
There may be a more recent answer to this question. Contact Claremont for an update.