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Covered California for Small Business –
New Blue Shield Plans

Starting July 1, Covered California for Small Business (CCSB) is offering new Blue Shield plans, providing more options for enrollees. These plans include the Access+ HMO Network with Platinum, Gold, and Silver metal tier options, as well as the Bronze Trio HMO 7000/70. The two most popular Blue Shield High Deductible Health Plans (HDHP), Silver Full PPO Savings 2300/25% and Bronze Full PPO Savings 7000 plans, are also now available.

All of these plans offer benefits such as Wellvolution, Teladoc Mental Health, Nurse Help 24/7, LifeReferrals 24/7, and the Blue Card program for when members are outside of California.

For assistance, please contact our Quotes team at or 800.696.4543.

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Covered CA

Published statistics indicate hundreds of thousands of California small employers being eligible for the small business health care tax credit. This is not my experience. Can you comment on this?

There are over half a million small employers in California. A recent report by the Lewin Group and published by The Small Business Majority found that:

  • More than 375,000 small businesses in California (70 percent of California businesses with fewer than 25 workers) are eligible for tax credits to help with the cost of health coverage for their workers for the 2011 tax year
  • More than two in five (42 percent of) small businesses that are eligible for this tax credit are eligible for the maximum tax credit when they file their 2011 taxes
  • More than 2.4 million Californians are employed by a small business that is eligible for a tax credit for the 2011 tax year
  • The total value of the tax credits that are available to eligible small businesses for 2011 is more than $1.8 billion, an average of $752 per worker

It’s worth bearing in mind that many of these small businesses do not currently offer health insurance to their employees. While the tax credit may not be the main reason for an employer to start offering coverage, we believe it’s a strong message for brokers to communicate to their employer prospects along with all the other reasons why employers should start offering coverage.

Lastly, these are statewide statistics. Agents with a client base in relatively affluent, higher-wage areas of the state will experience fewer employers that are eligible for the credit.

In our library, you’ll find carrier forms, applications, enrollment kits, broker bonuses, marketing resources, and more (video tutorial). However, not all carrier forms are available online.

If you don’t find what you are looking for, contact our team for help at 800.696.4543 or