Covered California for Small Business - Flexible Options with Four Metal Tiers

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PRISM - Health Net is Now Available Through Claremont!

Why Choose Health Net?
✔ Lowest rates in the market – Affordable options without compromising quality.
✔ Robust PPO network – Competes with major carriers like Anthem and Blue Shield.
✔ Flexible HMO options – Networks to fit nearly every group statewide and every budget.
✔ Simplified underwriting – Only 25% participation required for groups with 5+ enrolling. No DE9C or prior carrier bill needed.
✔ Easy-to-sell benefits – $0 deductible HMO plans + four years of rate stability.
✔ Nationwide coverage – Cigna network access for out-of-state employees + state plurality rules for group qualification.

Start Including Health Net in Your Quotes Today!
Need guidance on networks, plan designs, or have questions? We’re here to help!

Call us at 800.696.4543 | Email us at info@claremontcompanies.com.

Covered California for Small Business – Flexible Options with Four Metal Tiers

May 31, 2022, 2 Minute Read

With Covered California for Small Business (CCSB), your clients get expanded flexibility and choice including 3 contiguous metal tiers and 4 metal tier options. Now you can offer new and renewing employer groups more health plan options to find the coverage they want at a price that fits their budget.

With CCSB’s Metal Tiers, Employers Can:

Customize their coverage at no additional cost.
Control costs with contributions set to any metal tier plan.
Expand options so employees can select the coverage that fits their needs.

Download the CCSB Flexible Plan Options with 4 Metal Tiers flyer for details.

CCSB Flexible Plan Options with 4 Metal Tiers

CCSB Advantages

Quality, affordable health insurance plans from well-known trusted carriers regionally and statewide.
Greater choice – employees can select any plan from any carrier in their region.
Financial control – employers can define the amount they will contribute toward employees’ premiums.
Exclusive tax credits of up to 50% on employee health care premiums to help pay for the cost of providing health insurance. This tax credit is only available through CCSB and can be applied to their federal tax return. To qualify, small business clients:
- Must have less than 25 full-time equivalent employees (FTEs);
- Pay an average wage of less than $56,000 per year; and
- Pay at least half of their employees’ health insurance premiums.
- Learn more about the tax credit, and download the Employer Tax Credit flyer and How to Apply for The Tax Credit flyer.
- Check out Claremont’s Tax Credit Solution for brokers with tips on how to sell the tax credit to your clients and downloadable resources.
Employee-only coverage that allows eligible dependents to qualify for subsidies.
No pediatric dental requirement.
Price protection – Covered California will always have the lowest cost plans.
Discounts and free programs to help members reach their fitness and health goals are available from certain CCSB carriers. Download the Added Values flyer for details.
Simplified administration and online tools.
Lead generating marketing and promotions for agents.

Resources

CCSB Advantages for Agents Sales Guide. – Why sell it and how you benefit. Ten advantages and broker benefits, plus comparisons of CCSB, private exchange, and carrier direct features.
CCSB Advantages for Employers Sales Guide. – Nine reasons why a CCSB plan delivers value to employers, plus comparisons of CCSB, private exchange, and carrier direct features. (Distribute to your prospects and clients.)
CCSB FAQs.
CCSB overview, new business submission deadlines and instructions.

To learn how you and your employer groups will benefit from Covered California for Small Business and contact us for a quote today!

Questions?
Contact The Claremont Answer Team at 800.696.4543 or info@claremontcompanies.com.

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