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Cigna + Oscar Withdraws from The Small Group Market

New Cigna + Oscar (C+O) small group sales and renewals will not be offered in 2025. At C+O’s request, all plans and rates have been removed from the quote engine. However, you can still quote or renew your C+O groups through December 15, 2024 by contacting us at or 800.696.4543. Please note: the last day of coverage will be December 14, 2025.

For assistance, please contact our Quotes team at or 800.696.4543.

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Workplace Safety

Where can an employer find industry-specific reopening guidance?

The California state government provides guidance for these industries: 

  • Agriculture and Livestock 
  • Auto Dealerships 
  • Child Care 
  • Communications Infrastructure 
  • Construction 
  • Delivery Services 
  • Energy and Utilities 
  • Food Packing 
  • Hotels and Lodging 
  • Life Sciences 
  • Limited Services 
  • Logistics and Warehousing Facilities 
  • Manufacturing 
  • Mining and Logging 
  • Outdoor Museums 
  • Office Workspaces 
  • Ports 
  • Public Transit and Intercity Passenger Rail 
  • Real Estate Transactions 
  • Retail


The US Occupational Safety and Health Administration (OSHA) provides guidance for specific worker groups and their employers:  

  • Healthcare 
  • Dentistry 
  • Emergency Response and Public Safety 
  • Postmortem Care 
  • Manufacturing 
  • Meat and Poultry Processing 
  • Laboratories 
  • Airline Operations 
  • Retail Operations 
  • Border Protection and Transportation Security 
  • Correctional Facility Operations 
  • Solid Waste and Wastewater Management 
  • Environmental (i.e., Janitorial) Services 
  • In-Home Repair Services 
  • Business Travelers 


The US Centers for Disease Control and Prevention (CDC) has guidance for the following industries: 


and Health and Safety Steps for Specific Occupations: 

  • Aircraft Maintenance Workers 
  • Airline Catering Kitchen Workers 
  • Airline Catering Truck Drivers 
  • Airline Customer Service and Gate Agents 
  • Airport Baggage and Cargo Handlers 
  • Airport Custodial Staff 
  • Airport Passenger Assistance Workers 
  • Airport Retail or Food Service Workers 
  • Bus Transit Operators 
  • Construction Workers 
  • Food and Grocery Pick-up and Delivery Drivers 
  • Grocery and Food Retail Workers 
  • Long-Haul Truck Drivers 
  • Mail and Parcel Delivery Drivers 
  • Manufacturing Workers and Employers 
  • Maritime Pilots 
  • Meat and Poultry Processors 
  • Rail Transit Operators 
  • Rideshare, Taxi, Limo, and Other Passenger Drivers 
  • School Nutrition Professionals and Volunteers 
  • Transit Maintenance Workers 
  • Transit Station Workers 
  • Waste Collectors and Recyclers 


The US Food and Drug Administration (FDA) has published Best Practices for Retail Food Stores, Restaurants, and Food Pick-Up/Delivery Services. 


The American Industrial Hygiene Association (AIHA) maintains industry-specific guidance for businesses to safely reopen: 

  • At-Home Service Providers 
  • Bar Industry 
  • Business Services 
  • Childcare Centers 
  • Construction 
  • General Office Settings 
  • Gyms and Workout Facilities 
  • Hair and Nail Salons 
  • Retail 
  • Restaurants 
  • Rideshare, Taxi, Limo, and other Passenger Drivers-for-Hire 
  • Small Manufacturing, Repair and Maintenance Shops 
  • Small and Medium Sports and Entertainment Venues 
  • Worship Services and Religious Gatherings 
  • Warehouse and Logistics Industry 

In our library, you’ll find carrier forms, applications, enrollment kits, broker bonuses, marketing resources, and more (video tutorial). However, not all carrier forms are available online.

If you don’t find what you are looking for, contact our team for help at 800.696.4543 or