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Starting July 1, Covered California for Small Business (CCSB) is offering new Blue Shield plans, providing more options for enrollees. These plans include the Access+ HMO Network with Platinum, Gold, and Silver metal tier options, as well as the Bronze Trio HMO 7000/70. The two most popular Blue Shield High Deductible Health Plans (HDHP), Silver Full PPO Savings 2300/25% and Bronze Full PPO Savings 7000 plans, are also now available.
All of these plans offer benefits such as Wellvolution, Teladoc Mental Health, Nurse Help 24/7, LifeReferrals 24/7, and the Blue Card program for when members are outside of California.Login To Prism
Help small businesses with their return-to-work plans, protect their employees, and provide guidance and support with answers to their most commonly asked questions. View additional FAQ topics.
On August 28 Governor Newsom announced details of a new color-coded statewide system for businesses reopening called “Blueprint for a Safer Economy.“
Each California county falls into one of four colored tiers, with specific rules for businesses reopening:
Both the LA Times and SF Chronicle publish helpful guides on the status of business reopening across the state. Many local Chambers of Commerce also provide up-to-date information. Both the US Chamber of Commerce and California Chamber of Commerce publish directories of local Chambers of Commerce.
Yes. Here are helpful carrier guides for reopening and returning employees to work:
Claremont partners Mammoth HR (with Think HR) and Paylocity both have very helpful resources to help HR and Payroll teams stay compliant as their business re-open and they return employees to work:
Mammoth HR (with Think HR)
As they return their teams to the workplace, employers want to ensure that employees remain healthy, secure and productive. The health benefits they offer their employees can help. Employers should communicate the value of their benefits to returning employees, and should consider adding these if not part of their current offering:
Each of your client’s needs is situational. Contact us for assistance in evaluating the benefits offerings that best meet their needs.
Employers should ensure that employees are aware of the enhancements to benefits and coverage that carriers have introduced in response to COVID-19:
Most carriers’ COVID-19 enhanced benefits have expiry dates. Employers should ensure that employees are aware of these. Our COVID-19 Carrier Response Guides provide a helpful summary of each carrier’s actions in these areas.
Employers should also communicate to employees the benefits currently available to them and how best to use them, including:
Employers will want to ensure any recent and upcoming changes to benefits are made in a compliant manner. For example:
Benefits compliance concerns will largely be situational. Contact Claremont for assistance.
Claremont Insurance Services and its affiliates do not provide tax, legal or accounting advice. This material has been prepared for informational purposes only, and is not intended to provide, and should not be relied on for, tax, legal or accounting advice. You should consult your own tax, legal and accounting advisors before engaging in any transaction.
Here are some checklists published by credible industry organizations:
COVID-19 Back-to-Work Checklist (Society for HR Management, SHRM)
Return to Work Checklist (Think HR)
Return to Business and Post-Pandemic Planning Checklist (Seyfarth Shaw)
COVID-19: Return-to-Work Checklist (Fenwick & West)
On May 4 Governor Newsom announced the state’s plan to gradually reopen businesses. California is currently in Stage 2 – the limited reopening of lower-risk businesses that began May 8, 2020.
Some California counties have received State approval to move faster into Stage 2. A list of the counties with approval can be found here.
As of May 25, the counties with approval to move faster into Stage 2 are:
Alpine, Amador, Butte, Calaveras, Colusa, Del Norte, El Dorado, Fresno, Glenn, Humboldt, Inyo, Kern, Kings, Lake, Lassen, Madera, Mariposa, Mendocino, Merced, Modoc, Mono, Napa, Nevada, Orange, Placer, Plumas, Riverside, Sacramento, San Benito, San Bernardino, San Diego, San Joaquin, San Luis Obispo, Santa Barbara, Shasta, Sierra, Siskiyou, Solano, Sonoma, Stanislaus, Tehama, Trinity, Tuolumne, Ventura, Yolo, and Yuba-Sutter.
On May 18, Governor Newsom announced relaxed criteria for counties to move more quickly into Phase 2. It’s expected that many more counties will shortly join the above list. Check back for updates.
In addition to the state-wide list of business types that can open in Stage 2, these business types can open in counties that have received approval to move faster into Stage 2:
California Coronavirus (COVID-19) Response:
LA Times: Which California counties are reopening. A very informative section on the status of business reopening by county.
The California state government provides guidance for these industries:
The US Occupational Safety and Health Administration (OSHA) provides guidance for specific worker groups and their employers:
The US Centers for Disease Control and Prevention (CDC) has guidance for the following industries:
The US Food and Drug Administration (FDA) has published Best Practices for Retail Food Stores, Restaurants, and Food Pick-Up/Delivery Services.
The American Industrial Hygiene Association (AIHA) maintains industry-specific guidance for businesses to safely reopen:
Many local Chambers of Commerce provide up-to-date information on local conditions, and reopening and return to work guidance for local businesses.
In addition to the California state government’s guidelines for business reopening, individual counties may have additional criteria, guidelines and rules for reopening.
The websites of each county’s public health department can be found here.
As businesses reopen, some employees will be asking if they can continue to work from home. Below are some helpful resources for employers looking at their remote work policies and practices.
Mammoth HR (with Think HR)
Society for Human Resources Management (SHRM)
If you have any questions that we haven't covered yet, we'd love to hear from you. Please click the button below and complete the form. A member of our team will be in touch.
The answers provided are a best interpretation of the information available as of the date posted. The answers are for informational purposes and should not be construed as tax or legal advice.