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New Cigna + Oscar (C+O) small group sales and renewals will not be offered in 2025. At C+O’s request, all plans and rates have been removed from the quote engine. However, you can still quote or renew your C+O groups through December 15, 2024 by contacting us at quotes@claremontcompanies.com or 800.696.4543. Please note: the last day of coverage will be December 14, 2025.
For assistance, please contact our Quotes team at quotes@claremontcompanies.com or 800.696.4543.
Login To PrismYou can find Reliance Standard’s Coronavirus resources in the Coronavirus Carrier Resources section of our website. You can also stay up-to-date here with carrier actions in response to the Coronavirus.
Short Term Disability
If a person is diagnosed with COVID-19, a claim for fully-insured STD benefits would likely be
payable after the elimination period if the definition of disability has been met. Individuals who
are quarantined without a diagnosis would not have a payable claim.
Long Term Disability
If a person is diagnosed with coronavirus, a claim for fully insured LTD would likely be payable after the elimination period if the definition of disability has been met. As with STD, individuals who are quarantined but not sick generally would not have a payable claim.
Group Term Life Insurance
A life claim following a COVID-19 diagnosis would likely be payable assuming all other provisions of the policy are met.
Accidental Death & Dismemberment
A COVID-19 diagnosis is not a covered condition under Reliance Standard’s Accidental Death & Dismemberment product.
Accident Insurance
Accident insurance does not provide benefits for the diagnosis or treatment of COVID-19.
Critical Illness Insurance
COVID-19 is not a covered condition under Reliance Standard’s Critical Illness product.
Hospital Insurance
Admission/confinement due to a positive diagnosis of COVID-19 may be considered for eligible benefits provided all other provisions of the policy are met.
Wellness Benefits
COVID-19 testing is not a covered test under our Wellness Benefit; however, most major medical plans and many government programs provide free COVID-19 testing.
EAP Services
For any individuals experiencing panic, anxiety or fear, or are in need of community resource referrals for child care or life management needs, an EAP provides work-life referrals that can help. This value-added service is optional on Reliance Standard’s LTD and Group Life contracts. Contact Claremont to confirm coverage.
Helpful Resources
Reliance Standard Coronavirus Response page, with links to general FAQs and Dental and Vision FAQs.