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PRISM - Health Net is Now Available Through Claremont!

Why Choose Health Net?
Lowest rates in the market – Affordable options without compromising quality.
Robust PPO network – Competes with major carriers like Anthem and Blue Shield.
Flexible HMO options – Networks to fit nearly every group statewide and every budget.
Simplified underwriting – Only 25% participation required for groups with 5+ enrolling. No DE9C or prior carrier bill needed.
Easy-to-sell benefits – $0 deductible HMO plans + four years of rate stability.
Nationwide coverage – Cigna network access for out-of-state employees + state plurality rules for group qualification.

Start Including Health Net in Your Quotes Today!
Need guidance on networks, plan designs, or have questions? We’re here to help!

Call us at 800.696.4543 | Email us at info@claremontcompanies.com.

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UnitedHealthcare

If an insured customer has multiple plan options and opts into the Special Open Enrollment, can current members change plans?

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No. The Special Open Enrollment period is NOT intended to allow members to change plan options. The Special Open Enrollment is merely waiving policy restrictions on adding new enrollees outside of open enrollment or the normal special enrollment period. The employer-sponsored group health plan will decide if they want to offer the option for new entrants to the plan. Learn more.

If an insured employer has only a single benefit plan, but wants to change the plan mid-year to a leaner plan design to save money will UnitedHealthcare allow it?

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Yes. During the next 90 days, and one time only, if an employer wishes to buy down their benefit plan, UnitedHealthcare will allow it. The group’s effective date will not change. Learn more.

Can an insured employer add an additional leaner plan and have a Special Open Enrollment?

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An employer can add the leaner plan, but only new members can join that plan during the Special Open Enrollment – they will not allow movement across plans mid-year. Learn more.

If a fully insured employer reduces hours for part or their entire workforce in response to the COVID-19 National Emergency can the company continue to cover those employees?

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Get the answer in UnitedHealthcare’s COVID-19 Business Disruption Support FAQs.

Can employers use credit cards to pay premiums?

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Get the answer in UnitedHealthcare’s COVID-19 Business Disruption Support FAQs.

Will UnitedHealthcare waive any rehire waiting period for re-hired employees who were terminated due to Covid 19.

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Get the answer in UnitedHealthcare’s COVID-19 Business Disruption Support FAQs.

Will United Healthcare allow fully-insured clients to continue to offer medical benefits to furloughed or with reduced hours due to COVID-19?

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Get the answer in UnitedHealthcare’s COVID-19 Business Disruption Support FAQs.

What continuation of coverage applies if an employer group’s plan is fully insured and one or more employees are terminated as a result of COVID-19?

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Get the answer in UnitedHealthcare’s COVID-19 Business Disruption Support FAQs.

Can a member self-refer for the test?

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Get the answer in UnitedHealthcare’s COVID-19 Testing FAQs.

What is the process if an employer group requests to opt out of covering the test or test related expenses?

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Based on federal legislation passed on March 18, 2020, all plans are required to cover these services without cost-sharing during the emergency period.

Learn more.

In our library, you’ll find carrier forms, applications, enrollment kits, broker bonuses, marketing resources, and more (video tutorial). However, not all carrier forms are available online.

If you don’t find what you are looking for, contact our team for help at 800.696.4543 or materialsrequest@claremontcompanies.com.