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Independent Contractors and Sole Proprietors Can Qualify for Low-Cost, Forgivable Loans

Independent Contractors and Sole Proprietors Can Qualify for Low-Cost, Forgivable Loans

Apr 27, 2020, < 1 Minute Read

Many brokers and their small group clients are considered sole proprietors by the IRS. The good news…independent contractors and sole proprietors can qualify for low-cost, forgivable loans through the Paycheck Protection Program (PPP).

Now is a good time to apply for a PPP loan. With the April 24th signing of the latest coronavirus relief legislation by President Trump, an additional $310 billion is available through the Small Business Administration.

Answers to specific questions about PPP loans for independent contractors and sole proprietors can be found here.

Reminder: no matter their business structure, most of your employer clients are eligible for these low-cost, forgivable PPP loans to fund their health insurance premium contributions and other costs. Get the details.


The US Chamber of Commerce Paycheck Protection Program guide helps small businesses understand the Paycheck Protection Program and file for a loan.

The US Department of the Treasury  Paycheck Protection Program web page includes several helpful resources, including a Paycheck Protection Program Factsheet for Borrowers that provides even more details.

The US Small Business Administration (SBA) Paycheck Protection Program web page provides information on the program, who can apply, how to apply, loan details and forgiveness, and more.

Claremont Insurance Services and its affiliates do not provide tax, legal, or accounting advice. This material has been prepared for informational purposes only, and is not intended to provide, and should not be relied on for, tax, legal, or accounting advice. You should consult your own tax, legal, and accounting advisors before engaging in any transaction.


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