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Why Choose Health Net?
✔ Lowest rates in the market – Affordable options without compromising quality.
✔ Robust PPO network – Competes with major carriers like Anthem and Blue Shield.
✔ Flexible HMO options – Networks to fit nearly every group statewide and every budget.
✔ Simplified underwriting – Only 25% participation required for groups with 5+ enrolling. No DE9C or prior carrier bill needed.
✔ Easy-to-sell benefits – $0 deductible HMO plans + four years of rate stability.
✔ Nationwide coverage – Cigna network access for out-of-state employees + state plurality rules for group qualification.
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The COVID-19 pandemic has produced a huge increase in the demand for the treatment of mental health and substance use disorders. A new law – SB 221 – coming into effect July 1, 2022 aims to strengthen access to mental health services. Your clients may be interested in knowing the details.
Under existing law, California health plans must ensure their network of providers, including doctors, can provide enrollees with an appointment within a specific number of days or hours. Under the new law effective July 1, 2022, this requirement now extends to treatment for mental health and substance use disorders. You can find more background to the new law in a recent CaliforniaHealthline article. The California Department of Managed Health Care (DMHC) has also produced a Timely Access to Care fact sheet.
All of the major California carriers provide emotional, behavioral, and mental health benefits programs for members. For an easy-to-use summary of the programs provided by each carrier, download our Carrier Resources Guide
Emotional, behavioral, and mental health resources are also available from government agencies, health systems, and others. Learn more.
Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.