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PRISM - Health Net is Now Available Through Claremont!

Why Choose Health Net?
Lowest rates in the market – Affordable options without compromising quality.
Robust PPO network – Competes with major carriers like Anthem and Blue Shield.
Flexible HMO options – Networks to fit nearly every group statewide and every budget.
Simplified underwriting – Only 25% participation required for groups with 5+ enrolling. No DE9C or prior carrier bill needed.
Easy-to-sell benefits – $0 deductible HMO plans + four years of rate stability.
Nationwide coverage – Cigna network access for out-of-state employees + state plurality rules for group qualification.

Start Including Health Net in Your Quotes Today!
Need guidance on networks, plan designs, or have questions? We’re here to help!

Call us at 800.696.4543 | Email us at info@claremontcompanies.com.

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Author Archive

Ease Webinar: The Digital Broker

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Dates/Times: May 5, 2021 at 10:00 am PT or May 11, 2021 at 12:00 pm PT
Place: Online
Cost: FREE

Technology is changing the world and companies are changing with it. Are you ready to meet their needs? The role of the broker is evolving to face new challenges and provide unmatched service to clients.

In this webinar, Ease CEO and Co-Founder, David Reid sheds light on the future of the insurance industry and shares how technology can help you stay competitive. Is your agency ready to face the industry’s challenges?

  • Learn how the landscape is changing for SMBs.
  • Discover who your new competitors are.
  • Find out how you can use technology to get results.

Register for the Ease webinar on May 5th at 10:00 am PT or May 11th at 12:00 pm PT.

Register Now!

 

Questions?
Contact your Claremont team at 800.696.4543 or info@claremontcompanies.com.


Get The Latest News with Text Messaging!

Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.

Sign Up for Text Messaging

 

 

Cigna + Oscar Time-Limited Broker Quoting Promotions

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Cigna + Oscar is rewarding you for including C+O in your marketing. Get a gift card for considering the advantages of Cigna + Oscar’s California Small Group plans.

1) Quote Promotion

Get a $20 Amazon gift card when you run a C+O quote for a California group with at least 4 employees between April 26, 2021 and May 7, 2021. Contact Claremont to schedule a brief quote review to earn your gift card.

2) Client Presentation Promotion

Through May 7, 2021, invite a member of the Cigna + Oscar team to your virtual finalist meetings and get a $25 UberEats gift card.

Reminders

With Cigna + Oscar, your groups get quality care and all of these (EPO) plan features:

With rates comparable to Kaiser, and networks that include UCSF, Stanford, and Sutter, Cigna + Oscar brings together the power of Cigna’s nationwide and local provider networks, and Oscar’s member-focused tech-driven experience, to deliver small group health insurance that understands the unique needs of California small businesses and their employees.

Check out the 2021 Broker Bonus Program, Q2 Rates, and California Expansion. To learn more about Cigna + Oscar, view our recorded webinar and web page.

Contact your sales team or quotes@claremontcompanies.com to get a quote and qualify for the Cigna + Oscar promotions.

Get a Quote

Note: to enroll your groups, you will need to have an appointment with Cigna. Check out the Cigna + Oscar Appointments Guide for full instructions.

 

Questions?
Contact your Claremont team at 800.696.4543 or info@claremontcompanies.com.

COBRA Premium Subsidy

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Resources for Brokers and Employers

The American Rescue Plan, signed into law on March 11 2021, provides a 100 percent COBRA premium subsidy – between April 1, 2021 and Sept. 30, 2021 – for individuals whose reduction in hours or involuntary termination of employment makes them eligible for COBRA continuation coverage during this period.

The administration of the COBRA subsidy includes requirements of employers, plan sponsors and COBRA administrators, who will need to take prompt action to ensure compliance. Brokers will want to familiarize themselves with the new subsidy and the requirements of employers.

Employers that provide coverage subject to federal COBRA law should consult their COBRA administrator. Claremont can assist brokers looking to partner with a COBRA administrator.

Employers that provide coverage subject to Cal-COBRA law should look out for information being provided by their medical carriers. Brokers should do the same. Claremont can help brokers find answers to questions they may have.

Below are several helpful resources that will assist brokers and employers navigate the new subsidy.

Have questions? We can get the answers. Our partners, Benefit Resource Inc. (BRi), TASC, and BASIC all specialize in COBRA administration.

Resources

Carrier Resources

 

Questions?
Contact your Claremont team at 800.696.4543 or info@claremontcompanies.com.


Get The Latest News with Text Messaging!

Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.

Sign Up for Text Messaging

 

 

CaliforniaChoice – Cigna + Oscar Addition, Q3-2021 Updates, & ChoiceBuilder Rate Pass

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CaliforniaChoice is adding Cigna + Oscar to their portfolio effective July 1, 2021. See below for more information plus other Q3 updates and the ChoiceBuilder rate pass.

Cigna + Oscar Addition

Cigna + Oscar is included in the portfolio effective July 1, 2021. Eight plans from the LocalPlus network are available. Learn more.

Other Q3-2021 Updates

Medical Plans/Networks – Effective July 1, 2021

Medical Rates

Medical Zip Codes

Administrative

Forms and Materials

Download the Summary of Changes to learn more.

CaliforniaChoice Summary of Changes

ChoiceBuilder Q3-2021 Rate Pass

All carriers and plans will have rate passes for July 1, 2021 through September 1, 2021 effective dates.

Start quoting CaliforniaChoice and ChoiceBuilder today!

 

Questions?
Contact your Claremont team at 800.696.4543 or info@claremontcompanies.com.


Get The Latest News with Text Messaging!

Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.

Sign Up for Text Messaging

 

LAAHU Annual Symposium

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LAAHU’s Annual Symposium is the largest in the state and includes updates from D.C., breakout sessions for Wellness & Mental Health, Technology, Compliance, and Small & Large Employers. Once again, this will be the premier networking and educational gathering of insurance professionals in Southern California.

Featuring Keynote Speaker Ricardo Lara, California Insurance Commissioner

About Commissioner Lara:
Raised in East Los Angeles by immigrant parents, Commissioner Ricardo Lara made history in 2018 by becoming the first openly gay person elected to statewide office in California’s history. Commissioner Lara previously served in the California Legislature, representing Assembly District 50 from 2010 to 2012 and Senate District 33 from 2012 to 2018. Commissioner Lara earned a BA in Journalism and Spanish with a minor in Chicano Studies from San Diego State University.

For more information visit laahu.org or contact them at 800.676.1628 or info@laahu.org. Register now.

Register Now!

 

Questions?
Contact your Claremont team at 800.696.4543 or info@claremontcompanies.com.


Get The Latest News with Text Messaging!

Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.

Sign Up for Text Messaging

 

 

Blue Shield Q3-2021 Updates

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Below are the updates, changes, and reminders to prepare for Q3-2021.

Q3-2021 Rates

Q3-2021 Renewals

Q3-2021 Small Business Forms

Reminders

 


COVID-19 Resources

 


Blue Shield Resources


Questions?

Contact your Claremont team at 800.696.4543 or info@claremontcompanies.com.

 

Covered California for Small Business Q3-2021 Update & Reminders

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To ensure your success in 2021, the Q3-2021 update and reminders from Covered California for Small Business (CCSB) are listed below.

Update

Reminders

 

Questions?
Contact your Claremont team at 800.696.4543 or info@claremontcompanies.com.


Get The Latest News with Text Messaging!

Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.

Sign Up for Text Messaging

 

 

MetLife 2021 Employee Benefit Trends Report

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One year into the pandemic, employers are just now understanding its long-term effects. Business models have shifted to meet market needs and the effects have pushed employees into placing more value on protection, safety, preparedness, and their own well-being.

Businesses need resilient employees who can endure the pandemic’s lasting stress and adapt to a changing workplace. To help employees become more resilient, employers are recognizing they need to create a holistic employee experience that addresses workers’ changing priorities regarding safety, mental health, and more.

MetLife’s report, Redesigning The Employee Experience: Preparing The Workforce For a Transformed Experience, provides insights from their 19th annual U.S. Employee Benefit Trends Study 2021 to help you tailor your strategies to guide businesses toward the right path to recover and thrive in 2021 and beyond.

Inside the Report, You’ll Learn:

Key Findings:

Download the MetLife Report for insights, guidance, and expertise to share with your clients and prospects. Contact us today to develop tailored benefits solutions that address your clients’ needs.

Download The MetLife Report

 


Questions? Need a Quote?
Contact your Claremont team at 800.696.4543 or info@claremontcompanies.com.

 

 

CaliforniaChoice Webinar: What’s New for July 2021

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Attend the webinar on Wednesday, April 14th at 11:00 am, to learn more about the benefits of CaliforniaChoice, and be among the first to find out about their expanding portfolio and program updates for July 2021.

CaliforniaChoice is a private exchange employee benefits program specializing in saving small businesses on healthcare costs, while offering more choices than any single health plan option.

What makes CaliforniaChoice different for your clients:

With CaliforniaChoice, employees get:

Register for the CaliforniaChoice webinar on Wednesday, April 14th at 11:00 am PDT.

Register Now!

 

Questions?
Contact your Claremont team at 800.696.4543 or info@claremontcompanies.com.


Get The Latest News with Text Messaging!

Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.

Sign Up for Text Messaging

 

 

Cigna + Oscar Q2 Rates and California Expansion

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Q2-2021 Rates

The Q2-2021 Cigna + Oscar small group competitive rates are now available to quote. Download the 2021 Plan Grid and Q2-2021 Rate Sheet. See how their rates stack up against competitors in the chart below.

C+O_CostComparison_2021.png

California Expansion

The Cigna LocalPlus® network in Northern California has been expanded! With 63 hospitals and more than 23,000 primary care providers and specialists, Cigna + Oscar plans offer members easy access to even more quality providers like UCSF, Stanford, John Muir, and Dignity.

In their Northern California service area, most hospital facilities in Cigna’s Open Access Plus network are also included in the LocalPlus® network, so your groups will get affordable access to a broad network of top-notch providers. And your clients will also now have access to Cigna + Oscar’s brand new, robust network of hospital facilities in Southern California.

Explore the 2021 Cigna + Oscar LocalPlus® network coverage.

Service areas for groups with 1-100 employees (effective April 1, 2021):

Reminders

With Cigna + Oscar, your groups get quality care and all of these (EPO) plan features:

With rates comparable to Kaiser, and networks that include UCSF, Stanford, and Sutter, Cigna + Oscar brings together the power of Cigna’s nationwide and local provider networks, and Oscar’s member-focused tech-driven experience, to deliver small group health insurance that understands the unique needs of California small businesses and their employees.

To learn more about Cigna + Oscar, view our recorded webinar and web page.

Contact your sales team or quote@claremontcompanies.com to start quoting Cigna + Oscar today.

Get a Quote

Note: to enroll your groups, you will need to have an appointment with Cigna. Check out the Cigna + Oscar Appointments Guide for full instructions.

 

Questions?
Contact your Claremont team at 800.696.4543 or info@claremontcompanies.com.

In our library, you’ll find carrier forms, applications, enrollment kits, broker bonuses, marketing resources, and more (video tutorial). However, not all carrier forms are available online.

If you don’t find what you are looking for, contact our team for help at 800.696.4543 or materialsrequest@claremontcompanies.com.