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Why Choose Health Net?
✔ Lowest rates in the market – Affordable options without compromising quality.
✔ Robust PPO network – Competes with major carriers like Anthem and Blue Shield.
✔ Flexible HMO options – Networks to fit nearly every group statewide and every budget.
✔ Simplified underwriting – Only 25% participation required for groups with 5+ enrolling. No DE9C or prior carrier bill needed.
✔ Easy-to-sell benefits – $0 deductible HMO plans + four years of rate stability.
✔ Nationwide coverage – Cigna network access for out-of-state employees + state plurality rules for group qualification.
Start Including Health Net in Your Quotes Today!
Need guidance on networks, plan designs, or have questions? We’re here to help!
Call us at 800.696.4543 | Email us at info@claremontcompanies.com.
Login To PrismAfter nearly six and a half years of dedicated service as a Broker Service Representative, Beverly Daniel-Patton is retiring. She has been a valued member of our team, making a positive impact on colleagues, broker customers, and business partners alike. Her contributions will be greatly missed. Please join us in wishing Beverly all the best as she begins her next chapter!
Please email your congratulations and best wishes to Beverly at beverly@claremontcompanies.com.
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Exciting updates to PRISM, our free and easy online quoting system, make it easier than ever to create and present medical proposals to your clients. These enhancements are designed to help you quickly identify key benefit plan changes and communicate them clearly.
PRISM now highlights differences between current and renewal medical plans in blue when generating proposals, making comparisons simple and straightforward. This update ensures clearer, more effective proposals, improving client understanding and decision-making.
The new highlighting feature is available across multiple proposal formats (report examples below):

Log in to PRISM today and take advantage of these changes.
1. Side by Side Comparison
2. Side by Side Detail
3. Employee Rate Side by Side
Whether you need help onboarding new staff or learning how to use PRISM’s advanced features, our short on-demand video tutorials will quickly get you the training you need when you need it.
Take advantage of PRISM, our free online quoting system, or request a quote by contacting us at 800.696.4543 or quotes@claremontcompanies.com.
Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.
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Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.
Christmas
New Year’s
Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.
The small group Special Enrollment Period (SEP) is a valuable opportunity to grow your book and help small businesses that are typically ineligible for group coverage.
During the small group SEP, November 15 to December 15, insurance carriers are required by law to accept applications from small groups (1-100 employees) without participation or employer contribution requirements. This limited time opportunity is the perfect chance to offer coverage solutions, even to businesses that don’t meet the usual criteria.
Our easy-to-use Carrier SEP Guide for January 2025 medical coverage can help you and your small groups quickly compare carrier deadlines and details.
Please note: the Special Enrollment Period is different than the relaxed participation promotions. These carrier promotions are usually offered for a specific time period and may be discontinued at any time.
Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.
Get The Latest News with Text Messaging!
Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.
AB 1048 – a recently passed California state law – impacts dental insurance plans in 2025. AB 1048 prohibits fully insured large group dental plans from imposing a dental waiting period or preexisting condition provision for any plan year beginning on or after January 1, 2025.
Humana is updating their fully insured Group Benefits dental plans in California to meet new state regulations effective January 1, 2025.
Removed from plans:
Details important to you and your clients:
Claremont will keep you updated as other carriers announce their updates in response to the law.
Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.
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Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.
Kevin has over 35 years of experience in the employee benefits industry, working with leading health and dental insurance companies, including California Dental Network and Humana. His expertise lies in consulting with brokers to develop tailored benefits solutions for their group clients across California.
Throughout his career, Kevin has built strong broker relationships by regularly attending networking events and staying engaged with the latest trends in employee benefits. His active presence on LinkedIn allows him to share valuable insights, helping brokers and industry peers navigate the evolving benefits marketplace. Kevin’s collaborative approach empowers brokers with the tools they need to grow their businesses.
Based in Huntington Beach, Kevin enjoys spending time with his family – his wife, Denise, and their two children, Taylor and Sean. He also loves exploring the natural beauty of Southern California, taking his French Bulldogs, Zoey and Lola, on walks around favorite local spots like the Bolsa Chica wetlands and Central Park.
You can reach Kevin at kevin@claremontcompanies.com or 925.296.8820.
Get The Latest News with Text Messaging!
Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.
The small group Special Enrollment Period (SEP) is a valuable opportunity to grow your book and help small businesses that are typically ineligible for group coverage.
During the small group SEP, November 15 to December 15, insurance carriers are required by law to accept applications from small groups (1-100 employees) without participation or employer contribution requirements. This limited time opportunity is the perfect chance to offer coverage solutions, even to businesses that don’t meet the usual criteria.
Our easy-to-use Carrier SEP Guide for January 2025 medical coverage can help you and your small groups quickly compare carrier deadlines and details.
Please note: the Special Enrollment Period is different than the relaxed participation promotions. These carrier promotions are usually offered for a specific time period and may be discontinued at any time.
Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.
Get The Latest News with Text Messaging!
Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.
During National Suicide Prevention Month (September), small business owners can play a crucial role in supporting their employees by prioritizing mental health in the workplace. By nurturing a supportive environment, they help ensure team members feel valued and cared for, contributing to overall well-being. This focus not only helps reduce risks associated with mental health challenges and suicidal thoughts but also demonstrates a deep commitment to employee health and happiness.
As one of the few Employee Assistance Programs (EAPs) that serve small employers, The Holman Group offers suicide awareness education, classes, webinars, and a 24/7 crisis hotline, which are included in most benefits packages.
The EAP can be offered as a standalone benefit or seamlessly integrated with other mental health and substance abuse programs, ensuring a holistic approach to addressing employee needs.
Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.
Get The Latest News with Text Messaging!
Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.
Maria joined Claremont after a 25-year career at Health Net. She became a part of the Service Team and quickly dove into underwriting. “Maria’s thoroughness and attention to detail have been outstanding from day one,” says Laura Hogsed, Service Manager. “She doesn’t just provide answers; she offers comprehensive information and consistently goes the extra mile for our clients.” Maria was recently promoted to a Level 3 Broker Service Representative, where she will take on additional responsibilities, including playing a more active role in the professional development of her teammates.
Please join us in congratulating Maria on her five years of excellent service at Claremont!
You can reach Maria at maria@claremontcompanies.com or 925.296.8815.
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Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.
Renee joined Claremont in 2014 as Vice President of Marketing and Sales. She previously held marketing management positions with McKesson, Kaiser Permanente, and the University of California, San Francisco (UCSF).
“It has been such a pleasure to work with Renee and witness her growth in our industry. I especially admire the way she connects with people. She always has a smile and shares her positive outlook as she encourages the best from those she works with,” says Claremont President Michael Traynor. “It’s an honor to celebrate this milestone.”
Please join us in congratulating Renee on her 10 years of service at Claremont!
You can reach Renee at renee@claremontcompanies.com or 925.296.8808.
Get The Latest News with Text Messaging!
Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.