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Delta Dental Quoting

Employer contribution entered in Dental Contribution under Group Information affects the Delta Dental plans and rates returned. Please be aware that Delta Dental will require groups with 100% employer contribution to have 100% participation.

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Health Benefits

How can the health benefits that small businesses offer their employees help them as they return their teams to the workplace?

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As they return their teams to the workplace, employers want to ensure that employees remain healthy, secure and productive. The health benefits they offer their employees can help. Employers should communicate the value of their benefits to returning employees, and should consider adding these if not part of their current offering:

Each of your client’s needs is situational. Contact us for assistance in evaluating the benefits offerings that best meet their needs.

What health benefits concerns should employers be considering as they reopen and return employees to work?

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Employers should ensure that employees are aware of the enhancements to benefits and coverage that carriers have introduced in response to COVID-19: 

Most carriers’ COVID-19 enhanced benefits have expiry dates. Employers should ensure that employees are aware of these. Our COVID-19 Carrier Response Guides provide a helpful summary of each carrier’s actions in these areas. 

Employers should also communicate to employees the benefits currently available to them and how best to use them, including: 

Most carriers are providing helpful resources for members on coverage and access to care. (e.g. Blue Shield, UnitedHealthcare)

Employers may want to consider additional benefits to help employees, including emergency response benefits such as Section 139 accounts. 

Employers will want to ensure any recent and upcoming changes to benefits are made in a compliant manner. For example: 

Benefits compliance concerns will largely be situational. Contact Claremont for assistance. 


Claremont Insurance Services and its affiliates do not provide tax, legal or accounting advice. This material has been prepared for informational purposes only, and is not intended to provide, and should not be relied on for, tax, legal or accounting advice. You should consult your own tax, legal and accounting advisors before engaging in any transaction.