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Starting July 1, Covered California for Small Business (CCSB) is offering new Blue Shield plans, providing more options for enrollees. These plans include the Access+ HMO Network with Platinum, Gold, and Silver metal tier options, as well as the Bronze Trio HMO 7000/70. The two most popular Blue Shield High Deductible Health Plans (HDHP), Silver Full PPO Savings 2300/25% and Bronze Full PPO Savings 7000 plans, are also now available.
All of these plans offer benefits such as Wellvolution, Teladoc Mental Health, Nurse Help 24/7, LifeReferrals 24/7, and the Blue Card program for when members are outside of California.Login To Prism
As they return their teams to the workplace, employers want to ensure that employees remain healthy, secure and productive. The health benefits they offer their employees can help. Employers should communicate the value of their benefits to returning employees, and should consider adding these if not part of their current offering:
Each of your client’s needs is situational. Contact us for assistance in evaluating the benefits offerings that best meet their needs.
Employers should ensure that employees are aware of the enhancements to benefits and coverage that carriers have introduced in response to COVID-19:
Most carriers’ COVID-19 enhanced benefits have expiry dates. Employers should ensure that employees are aware of these. Our COVID-19 Carrier Response Guides provide a helpful summary of each carrier’s actions in these areas.
Employers should also communicate to employees the benefits currently available to them and how best to use them, including:
Most carriers are providing helpful resources for members on coverage and access to care. (e.g. Blue Shield, UnitedHealthcare)
Employers may want to consider additional benefits to help employees, including emergency response benefits such as Section 139 accounts.
Employers will want to ensure any recent and upcoming changes to benefits are made in a compliant manner. For example:
Benefits compliance concerns will largely be situational. Contact Claremont for assistance.
Claremont Insurance Services and its affiliates do not provide tax, legal or accounting advice. This material has been prepared for informational purposes only, and is not intended to provide, and should not be relied on for, tax, legal or accounting advice. You should consult your own tax, legal and accounting advisors before engaging in any transaction.