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Why Choose Health Net?
✔ Lowest rates in the market – Affordable options without compromising quality.
✔ Robust PPO network – Competes with major carriers like Anthem and Blue Shield.
✔ Flexible HMO options – Networks to fit nearly every group statewide and every budget.
✔ Simplified underwriting – Only 25% participation required for groups with 5+ enrolling. No DE9C or prior carrier bill needed.
✔ Easy-to-sell benefits – $0 deductible HMO plans + four years of rate stability.
✔ Nationwide coverage – Cigna network access for out-of-state employees + state plurality rules for group qualification.
Start Including Health Net in Your Quotes Today!
Need guidance on networks, plan designs, or have questions? We’re here to help!
Call us at 800.696.4543 | Email us at info@claremontcompanies.com.
Login To PrismWith tax deadlines approaching, eligible small businesses can qualify for federal tax credits of up to 50% on health insurance premiums–available exclusively through Covered California for Small Business (CCSB).
To be eligible, businesses must:
The tax credit is calculated on a sliding scale—smaller businesses with lower average wages qualify for higher credits. Employers can apply the credit directly to their Federal Tax Return. Use the CCSB Tax Credit Calculator to estimate potential savings.
To learn more, download the Small Business Tax Credit flyer and the How to Apply For The Tax Credit flyer.
Since 2014, thousands of small businesses have trusted CCSB for quality, flexible health coverage. With consistent double-digit membership growth, here’s why CCSB stands out:
Employee-Only Coverage
CCSB provides flexibility for employers to apply their full budget to employee coverage while dependents can access separate coverage and subsidies on the individual marketplace.
No Admin or Late Fees
Every dollar goes directly toward employer premiums.
Streamlined Onboarding
Quick quoting, simplified applications, and easy invoicing. Start-up groups need just two weeks of payroll, with monthly ACH payments accepted.
Fast Certification
No testing or annual re-certification—just a one-hour course to get started.
Multi-Carrier Portfolio
Employers and employees can choose from the top-tier PPOs and HMOs with affordable access to the broadest network of physicians and hospitals in California. Multi-state coverage is available for groups with employees out of state.
Exclusive Tax Credit
Eligible small businesses can qualify for federal tax credits up to 50% on premiums to help pay for the cost of providing quality health coverage for employees. (Contact us for help in determining employer eligibility.)
MyCCSB Portal
Employers and brokers can enroll employees, update plans, manage renewals, and more—all within 24 hours.
With California’s most comprehensive access to doctors and hospitals, CCSB offers flexibility, control, and convenience, including:
Claremont has been a trusted CCSB partner since its 2014 launch, and we are a top producing general agency in our sales territory. From agent certification and quoting to assessing new group eligibility and resolving post-enrollment issues, our CCSB experts will provide guidance and support every step of the way.
Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.
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Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.
Selecting the right benefits is essential for ensuring financial security and peace of mind. Humana offers comprehensive life and disability coverage options to help employees protect their loved ones, as well as tools like the Dental Cost Estimator to assist members in planning for dental expenses. Below are coverage options and resources.
Quickly identify the advantages of Humana’s life and disability coverage for employers and employees with these three plan guides:
Humana members can now estimate their dental expenses using the Dental Cost Estimator, accessible through the Resources section of the Plan Benefits page in MyHumana. By entering their zip code and a dental procedure keyword, code, or category, members can view a cost range, helping them better plan for out-of-pocket expenses.
Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.
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Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.
After nearly six and a half years of dedicated service as a Broker Service Representative, Beverly Daniel-Patton is retiring. She has been a valued member of our team, making a positive impact on colleagues, broker customers, and business partners alike. Her contributions will be greatly missed. Please join us in wishing Beverly all the best as she begins her next chapter!
Please email your congratulations and best wishes to Beverly at beverly@claremontcompanies.com.
Get The Latest News with Text Messaging!
Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.
Effective February 1, 2025, new and renewing qualifying groups of any size can now access a higher calendar year maximum of $5,000 on Cypress Dental plans, an increase from the current $3,000 option.
Cypress is kicking off 2025 with an exciting bonus program designed to reward your hard work and drive sales in February. For every PPO fully insured dental group you sell with a February 1, 2025, effective date, you’ll earn a gift card based on the group size:
Plus, add vision or life insurance alongside the dental plan, and you’ll receive an additional $25 extra per line.
Boost your earnings while offering comprehensive benefits to your clients. The more lines of coverage you bundle, the greater your reward and the more value you provide to your groups. Get the details.
With over 50 years in the dental and ancillary benefits market, Cypress Dental offers:
Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.
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Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.
Exciting updates to PRISM, our free and easy online quoting system, make it easier than ever to create and present medical proposals to your clients. These enhancements are designed to help you quickly identify key benefit plan changes and communicate them clearly.
PRISM now highlights differences between current and renewal medical plans in blue when generating proposals, making comparisons simple and straightforward. This update ensures clearer, more effective proposals, improving client understanding and decision-making.
The new highlighting feature is available across multiple proposal formats (report examples below):
Log in to PRISM today and take advantage of these changes.
1. Side by Side Comparison
2. Side by Side Detail
3. Employee Rate Side by Side
Whether you need help onboarding new staff or learning how to use PRISM’s advanced features, our short on-demand video tutorials will quickly get you the training you need when you need it.
Take advantage of PRISM, our free online quoting system, or request a quote by contacting us at 800.696.4543 or quotes@claremontcompanies.com.
Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.
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Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.
In the face of the devastating wildfires in Southern California, Blue Shield of California is ensuring members retain access to critical medical resources and services, including:
Blue Shield of California is here to support members through the hardships of wildfires, offering help, hope, and access to care they need during this challenging time.
For more details on available resources, members can visit Blue Shield’s website or contact customer service directly using the number on their Blue Shield ID card or 800.393.6130.
Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.
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Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.
In a historic milestone for Blue Shield of California, Lois Quam has been appointed CEO, becoming the first woman to lead the organization in its 86-year history. She joined the company as president in 2024 after serving as CEO of Pathfinder and brings decades of leadership experience, including a position at the U.S. Department of State, where she led the Global Health Initiative.
Renowned for her vision and ability to address complex challenges, Quam is well-prepared to guide Blue Shield toward its mission of delivering accessible and equitable healthcare to all Californians. Her leadership is expected to usher in a period of innovation, collaboration, and meaningful change, advancing the organization’s goal of improving health outcomes across the state.
To further enhance and improve access to care for its nearly six million members, Blue Shield has established a new nonprofit corporate entity named Ascendiun, which became effective January 1. Paul Markovich, who served as Blue Shield’s CEO for 12 years, has been named president of Ascendiun. These strategic changes highlight Blue Shield’s unwavering commitment to delivering quality, affordable healthcare for all Californians. Learn more.
Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.
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Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.
Blue Shield of California offers tailored, comprehensive health benefits for small businesses, ensuring high-quality, accessible, and affordable healthcare for employees. Below are the key updates for Q2-2025.
Reminder: Blue Shield withdrew three dental plans effective January 1, 2025:
For more information, refer to the Q2-2025 Blue Shield Specialty Sales Guide.
The Relaxed Participation Program has been extended through December 31, 2025.
The 10% specialty discount is a perpetual program that is applied to the dental and/or vision premium when a dental and/or vision plan is added to a new or existing small business medical group. Learn more.
Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.
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Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.
CaliforniaChoice has announced the following Q2-2025 update:
CaliforniaChoice is the only small group (1-100 employees) private exchange for employee benefits in California. Partnering with seven top health plans, CaliforniaChoice offers a variety of full and limited network HMOs, PPOs, and other benefit options to choose from – all at different price points so you can help your clients control costs and offer their employees choices. Learn more.
With CaliforniaChoice, you can offer multiple health plans side-by-side in a single employee benefits package. That means you only have to learn one product and run one quote, while still giving your clients the value of choice.
Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.
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Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.
Beam Benefits is discontinuing its Perks program, centered on their smart toothbrush, to prioritize sustainable and innovative solutions that better serve clients. Enrollment in the program has declined to just 4% of eligible members, while rising costs have made it unsustainable. By reallocating resources, Beam plans to enhance its core offerings, including customizable dental plans, innovative tools like Beam Elect and BeamSign, and a comprehensive suite of ancillary benefits for dental, vision, life, and disability products.
Members may continue to use Perks items already received, but physical products will no longer be available after May 2025. Beam remains dedicated to delivering exceptional benefits and service, while ensuring long-term value for brokers, groups, and members. Get the details.
Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.
Get The Latest News with Text Messaging!
Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.