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Cigna + Oscar Withdraws from
The Small Group Market

New Cigna + Oscar (C+O) small group sales and renewals will not be offered in 2025. At C+O’s request, all plans and rates have been removed from the quote engine. However, you can still quote or renew your C+O groups through December 15, 2024 by contacting us at or 800.696.4543. Please note: the last day of coverage will be December 14, 2025.

For assistance, please contact our Quotes team at or 800.696.4543.

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As the nation’s largest privately-held TPA (Third-Party Administrator), TASC (Total Administrative Services Corporation) offers comprehensive, competitive, and dependable employee benefits and administrative services to companies of all sizes. With over 8,000 field representatives and more than 900 associates in Madison, Wisconsin, TASC’s team of dedicated professionals provide outstanding account management and support.

Prepare your small group renewals with our helpful resources. And check out the broker bonuses and commissions.

New Business Submission Deadlines
Effective DatesDeadlines

15th of the month prior to the effective date.

New Group Submission Instructions

New Group Submissions

Claremont Insurance is here to assist you by providing carrier and product information, plan quotes and comparisons, employer presentations, open enrollment assistance and more for a variety of products offered by California’s premier insurance carriers.

Plan summaries, enrolment and change forms, and information about TASC® and our other carriers are always available through Claremont. You can request materials online at or call our broker service representatives Monday through Friday 8:00 am to 5:00 pm at 800.696.4543.

If you are ready to enroll your group in a TASC plan, please click the Forms tab for a checklist of required paperwork.

Please note that the submission of all required paperwork, each filled out completely, aids in expediting the underwriting process. We look forward to receiving your enrollment forms and working with you to see your small group business placed.

Thank you for choosing Claremont Insurance Services.

Please submit your new group enrollment information to Claremont:

  • Electronically with our secure online service OR
  • By mail: 1000 Burnett Avenue, Suite 330, Concord, CA 94520.

Business Hours: 8:00 am to 5:00 pm, Monday – Friday

Need more information or assistance?
Contact The Answer Team at 800.696.4543 or



Dominating the industry for over 40 years, TASC was founded to help the nation’s farmers and small businesses, and offer them the tax-savings solutions and employee benefits options that were commonplace at large companies.

TASC's Premier Employee Benefits Administration Services

  • Consolidated Omnibus Budget Reconciliation Act (COBRA)
  • Employee Retirement Income Security Act of 1974 (ERISA)
  • Flexible Spending Accounts (FSA’s)
  • Family Medical Leave Act (FMLA)
  • Health Reimbursement Arrangements (HRA’s)
  • Health Savings Accounts (HSA’s)
  • Payroll Services with PayPath

For more information, contact us at 800.696.4543 or

Consolidated Omnibus Budget Reconciliation Act (COBRA)

COBRA requires employers to extend group health benefits to employees (and their families) who lose health benefits due to specific qualifying events.

With considerable cost savings over administering COBRA in-house, TASC COBRA includes easy-to-use online tools and services for complete plan management 24/7.

Employee Retirement Income Security Act of 1974 (ERISA)

ERISA regulates group-sponsored benefits and imposes strict employer deadlines for disclosing Plan information to eligible employees. Per this federal law, ERISA plan sponsors must follow a strict fiduciary code of conduct.

With audits escalating, it’s more important than ever to trust a compliance expert. TASC manages all necessary documents, forms, and record keeping.


Flexible Spending Accounts (FSA's)

Commonly referred to as Flexible Benefit Plans, FSA’s provide significant savings to employees and employers. Employees save nearly 30% on eligible healthcare and dependent care expenses. And employers save on payroll taxes for every dollar of employee participation, often enough to cover the plan’s cost.

The exclusive TASC Card lets participants substantiate and pay for eligible FSA expenses, with just a swipe. And when a participant can’t use the TASC Card, reimbursements load into its MyCash account automatically, to be used wherever Mastercard is accepted or withdrawn via an ATM. Plus, participants can use a mobile app to access accounts and submit requests for reimbursement.


Family Medical Leave Act (FMLA)

FMLA guarantees employees the right to up to 12 workweeks of unpaid job-protected leave (annually) for specific medical and family-related reasons. With significant regulations and requirements, FMLA administration is time consuming, costly, and complicated. TASC’s cutting-edge FMLA helps employers limit risk, reduce workload, and save time.

Health Reimbursement Arrangements (HRA's)

The right choice for employers who want to provide maximum employee healthcare benefits in conjunction with a high-deductible health plan (HDHP). Employers allocate a set dollar amount for employee medical expenses, and employees pay for healthcare expenses with tax-free, employer-provided funds.

With a TASC HRA, employers create a plan that’s best for their organization, with three plan options to fit types of expenses covered. Plus, TASC’s unique funding arrangement allows claim payment to employees before full plan funding has been received.


Health Savings Accounts (HSA's) 

Employees covered under a High Deductible Health Plan (HDHP) are eligible to participate in an HSA — a tax-advantaged saving and investment vehicle that offers three separate tax benefits:

  • Contributions are pre-tax.
  • Withdrawals for qualified expenses are tax-free.
  • Earned interest on investment funds is tax-free.

HSA’s have more advantages than an FSA because they have higher annual contribution limits, no use-it-or-lose-it rule, no limit on carryovers, and offer an investment option in which earnings grow tax-free.

With no risk of forfeiture, employees can maximize tax savings by contributing up to the annual limit every year. They use this tax break to pay for current healthcare expenses and are able to plan for future expenses. And without the pressure to spend unused funds before year-end, employees are able to make better, smarter healthcare choices.

The TASC HSA Plan (full service) provides comprehensive administration for every aspect of the Plan and delivers value-added features to ensure optimal customer experience. Limited Service HSA’s and Plan Only HSA’s are options also.

Payroll Services with PayPath

A reliable, convenient, and flexible payroll solution available online with 24/7 access. The features include a fully paperless payroll, or as close to paperless as the employer feels comfortable. Employers can spend far less time adapting to their payroll provider and more time on what matters most…running a successful business.

More information is available. Contact Claremont Insurance Services at 800.696.4543 or

In our library, you’ll find carrier forms, applications, enrollment kits, broker bonuses, marketing resources, and more (video tutorial). However, not all carrier forms are available online.

If you don’t find what you are looking for, contact our team for help at 800.696.4543 or