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PRISM - Health Net is Now Available Through Claremont!

Why Choose Health Net?
Lowest rates in the market – Affordable options without compromising quality.
Robust PPO network – Competes with major carriers like Anthem and Blue Shield.
Flexible HMO options – Networks to fit nearly every group statewide and every budget.
Simplified underwriting – Only 25% participation required for groups with 5+ enrolling. No DE9C or prior carrier bill needed.
Easy-to-sell benefits – $0 deductible HMO plans + four years of rate stability.
Nationwide coverage – Cigna network access for out-of-state employees + state plurality rules for group qualification.

Start Including Health Net in Your Quotes Today!
Need guidance on networks, plan designs, or have questions? We’re here to help!

Call us at 800.696.4543 | Email us at info@claremontcompanies.com.

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Are there any extensions to new group application deadlines?

Posted by

Yes. Check the Carrier Responses section of our COVID-19 resource page for the latest information.

Are there any extensions to new group application deadlines?

Posted by

Yes. Check the Carrier Responses section of our COVID-19 resource page for the latest information.

Are there any extensions to new group application deadlines?

Posted by

Yes. Check the Carrier Responses section of our COVID-19 resource page for the latest information.

Are there any extensions to new group application deadlines?

Posted by

Yes:
4.10.20 for April effective dates.
5.12.20 for May effective dates.

Are there any extensions to new group application deadlines?

Posted by

Yes. Check the Carrier Responses section of our COVID-19 resource page for the latest information.

Are there any extensions to new group application deadlines?

Posted by

Yes. Check the Carrier Responses section of our COVID-19 resource page for the latest information.

Is there a Special Enrollment Period (SEP) for employees who have previously waived coverage?

Posted by

Yes:

  1. Open through April 10. 
  2. Individuals who previously declined coverage for themselves or their dependents can enroll for benefits. 
  3. Employers may make a one-time, “mid-plan year” contribution change. Employees may make a one-time “mid-plan year” plan downgrade within the same Health Plan.

Learn more here. 

Is Reliance Standard providing any relief to employer groups?

Posted by

Yes. Reliance Standard is providing relief in a number of ways, including temporarily:

More information of these new actions can be found on Reliance Standard’s Coronavirus Response page, with links to general FAQs and Dental and Vision FAQs.

Is MetLife providing any rate passes?

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MetLife has announced for groups with fewer than 500 lives and have a renewal June – September of 2020 that they will be having a rate pass. MetLife will be reaching out to employer groups renewing during June – September this week to notify them of the rate pass.

Learn more.

Is there any relief to employers who have furloughed employees or reduced their hours?

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Yes.

For group life, dental, AD&D, vision, accident & health and legal coverage, MetLife is willing to allow employees who are furloughed, temporarily laid-off or have reduced hours/salary to continue their coverage for 12 months from the date of the furlough, temporary lay-off or reduced hours/salary (collectively, “temporary salary reductions”). Premiums need to be remitted for coverage to remain active.

For purposes of group life, the coverage amounts will not be reduced as a result of temporary salary reductions and will remain in effect just as they were prior to the furlough, temporary lay-off or reduced hours/salary. Accordingly, premium needs to be remitted based on the volume for the regular (non-reduced) coverage amounts.

For group disability, MetLife is willing to allow employees who experience a furlough, temporary lay-off or have reduced hours/salary between March 1, 2020 and May 31, 2020, to continue their coverage for 60 days from the date of the furlough, temporary lay-off, or reduced hours/salary. Coverage amounts will not be reduced as a result of temporary salary reductions and will remain in effect just as they were prior to the furlough, temporary lay-off or reduced hours/salary. Accordingly, premium needs to be remitted based on the volume for the regular (non-reduced) coverage amounts.

In all instances, if the group policy allows for longer periods of continued coverage under any of the circumstances outlined above, MetLife will honor the longer period of time.

Premiums need to be remitted for coverage to remain active.

Learn more.

 

In our library, you’ll find carrier forms, applications, enrollment kits, broker bonuses, marketing resources, and more (video tutorial). However, not all carrier forms are available online.

If you don’t find what you are looking for, contact our team for help at 800.696.4543 or materialsrequest@claremontcompanies.com.