To access the carrier product and rate information provided by PRISM, check the box below indicating you have read and agree to the license agreement. A button will then appear to access PRISM.
This site uses cookies to track your agreement option. If the terms of the license agreement change or if you clear the cookies from your browser, this page will appear once again during the PRISM login process.
Why Choose Health Net?
✔ Lowest rates in the market – Affordable options without compromising quality.
✔ Robust PPO network – Competes with major carriers like Anthem and Blue Shield.
✔ Flexible HMO options – Networks to fit nearly every group statewide and every budget.
✔ Simplified underwriting – Only 25% participation required for groups with 5+ enrolling. No DE9C or prior carrier bill needed.
✔ Easy-to-sell benefits – $0 deductible HMO plans + four years of rate stability.
✔ Nationwide coverage – Cigna network access for out-of-state employees + state plurality rules for group qualification.
Start Including Health Net in Your Quotes Today!
Need guidance on networks, plan designs, or have questions? We’re here to help!
Call us at 800.696.4543 | Email us at info@claremontcompanies.com.
Login To PrismYes. Check the Carrier Responses section of our COVID-19 resource page for the latest information.
To assist employer groups during this time, Beam is offering a 60-day grace period for any premium invoices for the month of March. During the 60-day grace period, Beam will continue to pay claims for active groups and members. Groups will continue to receive invoices for all outstanding premiums due, but payment for the outstanding premium would not be required for those invoices until 60 days past the first missed due date.
The extended 60-day grace period at this time applies only to March premiums. Beam is working diligently with their insurance partners and will continue to evaluate this Policy as they receive more information from NGL (they are underwritten by National Guardian Life) with regards to future premiums.
Contact Claremont for more information.
Beam will allow laid-off employee(s) to retain coverage on an employer’s Policy upon the employer’s request, as long as the laid-off employee(s) was active on the Policy as of 3/1/2020. Please note that the employer will still be responsible for paying premiums for any laid-off employees that are kept on the Policy.
Contact Claremont for more information.
Any temporarily closed group should fall under 60-day grace period in terms of retaining active coverage. Please contact Claremont for more information on the proper procedure for temporarily closing businesses.
As long as one person remains actively employed, eligible employees may elect to continue coverage under COBRA. Beam are not terminating groups who fall below the 2- member threshold at this time.
If the employer would like to keep furloughed or laid off employees on the group plan, that is allowed and is at the discretion of the employer. Beam will continue to invoice the employer for all members that are actively on the plan, therefore the group would be responsible for collecting any individual premiums from their furloughed employees.
Contact Claremont for more information.